Eligibility Question PDF

1. Are You actively working, for wages or profit. for 25 hours or more per week on the date You sign this Contract Protection is voluntary and not required to obtain credit. We will not consider whether or not You elect protection in making a credit decision.  - Debt P...

1. Are You actively working, for wages or profit. for 25 hours or more per week on the date You sign this Contract Protection is voluntary and not required to obtain credit. We will not consider whether or not You elect protection in making a credit decision.  - Debt Protection is limited to a maximum of \$100,000. - - Protection for Life Plus protection will be reduced at the end of the month during which You reach Your 70th birthday. **DEFINITIONS:** ---------------- PROTECTED EVENTS: ----------------- - Terminal Illness: You must have received a certified diagnosis from a licensed physician, other than You or an immediate family member, of a Terminal Illness with a life expectancy of 12 months or less. Protection Activation will begin on the date Your Terminal Illness is certified. - - - Family Medical Leave: You, with Your employer\'s written approval, take an unpaid leave of absence from Your Active Employment for at least 14 consecutive days to attend to the needs of Your newborn, newly adopted or foster child, or to care for Your spouse, child or parent with a serious health condition (as defined by the Federal Family and Medical Leave Act). For purposes of this protection, a spouse includes Your spouse's common law spouse or a legally recognized same-sex domestic partner. This protection will not protect You during a leave of absence that occurs while You are a Temporary Employee, an independent contractor, self-employed, or employed by a joint Borrower. - Loss of Life of a Non-Protected Dependent: The death of a non-protected dependent, which in the past 2 years was a dependency exemption on Your tax return. If You qualify for Protection Activation under Hospitalization, Family Medical Leave, or Loss of Life of a Non-Protected Dependent We will cancel 3 Protected Payments or up to \$3,000! whichever occurs first, one time per a 12-month period beginning with the Protected Event. If You qualify for Protection Activation under Terminal Illness or Accidental Dismemberment: - is the result of an assisted suicide or an attempted assisted suicide, or occurs prior to the Effective Date of Protection. occurs within the 6 months immediately following the Effective Date of Protection for the Advance, and is related to a pre-existing condition for which You received advice, diagnosis, or treatment (including medication) within the 6 months immediately preceding the Effective Date of Protection for the Advance: or  is related to a normal pregnancy: however, complications due to pregnancy or childbirth may be protected if the complications themselves are the cause of the Disability. GENERAL PROVISIONS ------------------