Housing 422 Module 1 - Introduction to Housing PDF

DON HONORIO VENTURA STATE UNIVERSITY Villa de Bacolor, Pampanga College of Engineering and Architecture Department of Architecture HOUSING 422 Module 1: Introduction to Housing Ar. Aldrene Quirat, UAP Course Facilitator...

DON HONORIO VENTURA STATE UNIVERSITY Villa de Bacolor, Pampanga College of Engineering and Architecture Department of Architecture HOUSING 422 Module 1: Introduction to Housing Ar. Aldrene Quirat, UAP Course Facilitator [email protected] What is Housing? Housing, or more general living spaces, refers to the construction and assigned usage of houses or buildings collectively, for the purpose of sheltering people, the planning or provision delivered by an authority, with related meanings. Actual types: densities, type of occupancy, economics, and community housing needs. HOUSING PROBLEM MONEY INSUFFICIENT LAND KNOWLEDGE UNEMPLOYMENT RATE Government Agencies 1.0 HDMF The Home Development Mutual Fund (HDMF), popularly known as Pag- IBIG Fund (Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya at Gobyerno), was created by virtue of Presidential Decree No. 1530 on June 11, 1978. Government Agencies 2.0 HUDCC Housing and Urban Development Coordinating Council (HUDCC),created thru Executive Order No. 90, is the highest policy making and coordinating office on shelter. It is an umbrella organization which consists of heads of four housing agencies such as: National Housing Authority (NHA), Home Guaranty Corporation(HGC), National Home Mortgage Finance Corporation (NHMFC), and Housing and Land Use Regulatory Board (HLURB). Government Agencies 3.0 HGC Home Guaranty Corporation, processing of guaranty line application, interchangeably known as guaranty facility, under RA No. 8763 involves the determination of the eligibility of a financial institution for the guaranty and incentives provided under the law. The Guaranty line extended to the financial institution by the HGC, is a facility whereby the housing-related loans and financial transactions may be enrolled for guaranty coverage. Government Agencies 4.0 GSIS The Government Service Insurance System (Filipino: Kasiguruhan ng mga Naglilingkod sa Pamahalaan, GSIS) of the Republic of the Philippines, created by Commonwealth Act No. 186 passed on November 14, 1936, is mandated to provide and administer the following social security benefits for government employees: compulsory life insurance, optional life insurance, retirement benefits, disability benefits for work- related contingencies and death benefits. Government Agencies 5.0 NHA The National Housing Authority (NHA), established by virtue of Presidential Decree No. 757 dated July 31, 1975, is a government owned and controlled corporation operating under the policy and administrative supervision of the Housing and Urban Development Coordinating Council (HUDCC). The NHA is mandated by Executive Order No. 90 as the sole government agency to engage in shelter production, focusing its efforts to provide to homeless, low income Filipino families. LAWS PERTAINING TO HOUSING RA 7279 “AN ACT TO PROVIDE FOR A COMPREHENSIVE AND CONTINUING URBAN DEVELOPMENT AND HOUSING PROGRAM, ESTABLISH THE MECHANISM FOR ITS IMPLEMENTATION, AND FOR OTHER PURPOSES.” Otherwise known as "Urban Development and Housing Act of 1992.“ BP 220 “AN ACT AUTHORIZING THE MINISTRY OF HUMAN SETTLEMENTS TO ESTABLISH AND PROMULGATE DIFFERENT LEVELS OF STANDARDS AND TECHNICAL REQUIREMENTS FOR ECONOMIC AND SOCIALIZED HOUSING PROJECTS IN URBAN AND RURAL AREAS FROM THOSE PROVIDED UNDER PRESIDENTIAL DECREES NUMBERED NINE HUNDRED FIFTYSEVEN, TWELVE HUNDRED SIXTEEN, TEN HUNDRED NINETY-SIX AND ELEVEN HUNDRED EIGHTY-FIVE” LAWS PERTAINING TO HOUSING PD 957 “Subdivision and Condominium Buyer’s Protective Decree” As Amended by PD 1216 - Regulating the sale of subdivision lots and condominiums, providing penalties for violations thereof. RA 4726 ”An act to define condominium, establish requirements for its creation, and govern its incidents.” Otherwise known as “The Condominium Act” RA 6552 “AN ACT TO PROVIDE PROTECTION TO BUYER OF REAL ESTATE ON INSTALLMENT PAYMENTS” Otherwise known as “Realty Installment Buyer Protection Act” LAWS PERTAINING TO HOUSING RA 9653 “AN ACT ESTABLISHING REFORMS IN THE REGULATION OF RENT OF CERTAIN RESIDENTIAL UNITS, PROVIDING THE MECHANISMS THEREFOR AND FOR OTHER PURPOSES.” Otherwise known as the “Rent Control Act of 2009” PD 1517 “PROCLAIMING URBAN LAND REFORM IN THE PHILIPPINES AND PROVIDING FOR THE IMPLEMENTING MACHINERY THEREOF” Otherwise known as the “Urban Land Reform Act” HOW OUR GOV’MT INTERVENING IN THE HOUSING MARKET? The National Housing Authority and the Home Insurance and Guarantee Corporation operate joint venture programs with the private sector. In general, private builders construct housing units after posting performance bonds with insurance companies. They are responsible for everything from procurement of materials and supplies to construction of the housing units. Payment is made on turn-key basis.  DEPARTMENT OF ARCHITECTURE AUTHORED BY: ALDRENE C. QUIRAT, RLA FOR DON HONORIO VENTURA STATE UNIVERSITY COLLEGE OF ENGINEERING & ARCHITECTURE Note: Some photos and illustration from web. END OF PRESENTATION HOUSING 422 Module 01- Introduction to Housing Prepared by: Aldrene C. Quirat, RLA Course Facilitator [email protected] Review and utilized by: