All Homeowners Forms include coverage for Voluntary Payment for Damage to Property. All of the following statements regarding this coverage are true, except one. Pick the Exception... All Homeowners Forms include coverage for Voluntary Payment for Damage to Property. All of the following statements regarding this coverage are true, except one. Pick the Exception:
Understand the Problem
The question is asking which statement regarding the coverage for Voluntary Payment for Damage to Property is inaccurate. It requires identifying the exception among four provided statements related to homeowners insurance coverage.
Answer
b) Payment is made for intentional damage when caused by a child aged 12 years or younger.
The final answer is b) Payment is made for intentional damage when caused by a child aged 12 years or younger.
Answer for screen readers
The final answer is b) Payment is made for intentional damage when caused by a child aged 12 years or younger.
More Information
Homeowners insurance typically does not cover intentional damage, even if caused by children, as policies usually cover unintentional or accidental damage.
Tips
A common mistake is assuming all acts by children are covered, but insurance often excludes intentional acts.
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