Uncovering the Gaps

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Questions and Answers

Which of the following services is NOT covered by the plan?

  • Childbirth/delivery professional services (correct)
  • Home health care
  • Habilitation services
  • Rehabilitation services

What is the out-of-pocket cost for children's glasses?

  • Varies depending on the network provider
  • No charge
  • Not covered (correct)
  • Varies depending on the out-of-network provider

Which of the following services is generally NOT covered by the plan?

  • Routine eye care for adults (correct)
  • Mental health services
  • Skilled nursing care
  • Emergency room services

Does this plan provide Minimum Essential Coverage?

<p>No (D)</p> Signup and view all the answers

Which of the following is included in the out-of-pocket limit for this plan?

<p>All of the above (D)</p> Signup and view all the answers

If you use an out-of-network provider, what might happen?

<p>You might receive a bill for the difference between the provider's charge and what your plan pays (B)</p> Signup and view all the answers

Do you need a referral to see a specialist in this plan?

<p>No (D)</p> Signup and view all the answers

What is the cost for a specialist visit with a network provider?

<p>$50/visit (C)</p> Signup and view all the answers

According to the Summary of Benefits and Coverage, what is the overall deductible for the Advanced MEC plan?

<p>$0 (A)</p> Signup and view all the answers

Are there services covered before you meet your deductible for the Advanced MEC plan?

<p>Yes, all covered health services are covered without a deductible. (B)</p> Signup and view all the answers

Are there any other deductibles for specific services under the Advanced MEC plan?

<p>No, there are no deductibles for specific services. (D)</p> Signup and view all the answers

Which of the following types of coverage is generally considered Minimum Essential Coverage?

<p>Employer-sponsored health insurance (A)</p> Signup and view all the answers

If a plan does not meet the Minimum Value Standards, what may an individual be eligible for?

<p>A premium tax credit (A)</p> Signup and view all the answers

What is the overall deductible for Peg's pregnancy and delivery example event?

<p>$0 (A)</p> Signup and view all the answers

What is the total amount Joe would pay for cost sharing in his example event of managing Type 2 Diabetes?

<p>$800 (C)</p> Signup and view all the answers

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