Investigations on PI Cases (5) PDF
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Summary
This document provides a guide on conducting investigations in personal injury (PI) cases, covering various aspects such as policy limit search and asset search techniques to determine defendant's insurance limitations and other important information. This guide focuses on gathering information for legal support within PI cases.
Full Transcript
INVESTIGATIONS ON A CASE: HOW AND WHEN TO REQUEST THEM POLICY LIMIT SEARCH CONDUCTING A POLICY LIMIT SEARCH HELPS DETERMINE THE MAXIMUM AMOUNT OF INSURANCE COVERAGE AVAILABLE FROM THE DEFENDANT'S PARTY'S INSURANCE PROVIDER. POLICY LIMIT SEARCH THIS SEARCH IS VITAL BECAUSE IT HELPS US TAKE DECISI...
INVESTIGATIONS ON A CASE: HOW AND WHEN TO REQUEST THEM POLICY LIMIT SEARCH CONDUCTING A POLICY LIMIT SEARCH HELPS DETERMINE THE MAXIMUM AMOUNT OF INSURANCE COVERAGE AVAILABLE FROM THE DEFENDANT'S PARTY'S INSURANCE PROVIDER. POLICY LIMIT SEARCH THIS SEARCH IS VITAL BECAUSE IT HELPS US TAKE DECISIONS!! SUCH AS: WHEN TO SEND A DEMAND AUTHORIZATION FOR MEDICAL TREATMENT APROXIMATE TIME FRAME THE CASE WILL TAKE TO SETTLE OFFICE'S RESOURCES THAT SHOULD/COULD BE INVESTED ON THE CASE IF THE CASE NEEDS TO BE REASSGINED WHEN TO DO IT? IF YOU HAVE A TIER 11, 12 OR 21 CASE A POLICY LIMIT SEARCH HAS TO BE DONE INMEDIATELY!! YOU CAN ALSO CONTACT THE PLAINTIFF'S ADJUSTER AND INQUIRE WHETHER THE DEFENDANT'S POLICY LIMITS INFORMATION HAS ALREADY BEEN OBTAINED. IF THE CASE DOES NOT INVOLVE HIGH DAMAGES, YOU CAN SAVE THE COST OF A POLICY LIMIT SEARCH BY OPTING TO AWAIT THE DISCLOSURE OF INFORMATION BY THE DEFENSE ADJUSTER. IF YOU DO NOT POSSESS POLICY INFORMATION REGARDING THE DEFENDANT, PERFORM A USA EXPRESS SEARCH USING THE VEHICLE'S LICENSE PLATE AND/OR VIN NUMBER. YOU SHOULD KNOW THE DEFENDANT'S POLICY LIMITS BY THE FIRST 3 MONTHS OF A CASE POLICY LIMIT SEARCH RED FOLDER HTTPS://FUNDCAPIT ALAMERICA.COM/ HTTPS://WWW.EMAIL MEFORM.COM/BUILDER /FORM/5VN065W0D56 85DLIBA78OMBR HTTPS://REDFOLDE RRESEARCH.COM/ FCA GLUCROFT THE FIXXX ASK PL'S ADJUSTER HTTPS://FORM.JO TFORM.COM/23198 0522313046 UMBRELLA SEARCH WHEN TO REQUEST IT? TIER 1 OR 2 CASES WITH POLICY LIMITS OF 250K OR MORE HOW? THRU RED FOLDER OR GLUCROFT WHAT INFORMATION CAN USA EXPRESS PROVIDE THE INSURANCE CARRIER OF THE DEFENDANT'S VEHICLE THE INSURACE CARRIER OF A PREMISE WITNESS STATEMENTS CLIENT'S CLAIMS HISTORY USA EXPRESS DOES NOT PROVIDE POLICY LIMITS, IT ONLY PROVIDES IF THE CAR/PREMISE HAS INSURANCE COVERGAE AND WHO THE INSURANCE CARRIER IS EMAIL: [email protected] BACKGROUND SEARCH WHEN DEALING WITH A HIGH-VALUE CASE AND/OR A CASE INVOLVING POTENTIAL PREEXISTING INJURIES, IT IS IMPERATIVE (IF THE POLICY LIMITS ARE HIGH ENOUGH) TO THOROUGHLY INVESTIGATE YOUR CLIENT'S BACKGROUND. THIS INCLUDES EXAMINING THEIR HISTORY OF PAST CLAIMS, PREVIOUS INJURIES, PRIOR ACCIDENTS, AND ANY HISTORY OF THE VEHICLE BEING INVOLVED IN PREVIOUS COLLISIONS. BACKGROUND SEARCH ISO SEARCH CAR FAX HTTPS://WWW.LEX ISNEXIS.COM/ENUS/GATEWAY.PAGE LEXIS NEXIS HTTPS://WWW.CA RFAX.COM/ BACKGROUND SEARCH ISO SEARCH IN PERSONAL INJURY CASES, AN ISO SEARCH CAN HELP LAWYERS AND INSURANCE PROFESSIONALS GATHER VALUABLE INFORMATION ABOUT A PARTY'S INSURANCE HISTORY, INCLUDING PAST CLAIMS. WHEN CONDUCTING AN ISO SEARCH WE ARE LOOKING FOR PAST CLAIMS MADE BY THE CLIENT. WE CONDUCT ISO SEARCHED THRU USA EXPRESS BACKGROUND SEARCH CAR FAX *ONLY FOR RANK C+ CASES* IF YOU OBTAIN A POSITIVE RESULT FROM THE ISO SEARCH (INDICATING THE CLIENT HAS BEEN INVOLVED IN OTHER CLAIMS) OR IF YOU HAVE A PROPERTY DAMAGE THAT INCREASED AFTER AN UNDERCARRIAGE INSPECTION, IT BECOMES ESSENTIAL TO PROCEED WITH A CARFAX SEARCH. A CARFAX REPORT WILL PROVIDE US WITH INFORMATION ABOUT ANY ACCIDENTS THE VEHICLE THE CLIENT WAS OPERATING HAD BEEN PREVIOUSLY INVOLVED IN, PARTICULARLY THOSE PRIOR TO THE ONE CURRENTLY UNDER INVESTIGATION. THIS REPORT WILL ENABLE US TO DETERMINE WHETHER SOME OF THE VEHICLE'S EXISTING DAMAGE MAY HAVE PREDATED THE INCIDENT IN QUESTION, SHEDDING LIGHT ON WHETHER CERTAIN DAMAGE FINDINGS WERE PRESENT BEFORE THE DATE OF LOSS (DOL). BACKGROUND SEARCH LEXIS NEXIS GET TO KNOW YOUR CLIENT!! THIS SEARCH MIGHT REVEAL LEGAL RECORDS SUCH AS CRIMINAL HISTORY, LAWSUITS, AND COURT JUDGMENTS. IT COULD ALSO INCLUDE INFORMATION FROM PUBLIC RECORDS LIKE PROPERTY OWNERSHIP, LICENSES, AND PERMITS. FINANCIAL DETAILS SUCH AS BANKRUPTCIES, LIENS, AND CREDIT SCORES MAY ALSO BE ACCESSIBLE. LEXISNEXIS SEARCHES MIGHT PROVIDE DATA FROM NEWS ARTICLES, SOCIAL MEDIA, AND OTHER ONLINE SOURCES, OFFERING INSIGHTS INTO AN INDIVIDUAL'S PUBLIC PRESENCE ASSET SEARCH NEW WORLD INVESTIGATIONS IN CASES INVOLVING SUBSTANTIAL DAMAGES WHERE POLICY LIMITS ARE INSUFFICIENT, IT IS IMPERATIVE TO CONDUCT AN ASSET SEARCH ON THE DEFENDANT. THIS SEARCH AIMS TO DETERMINE IF THERE ARE VIABLE ASSETS TO PURSUE THROUGH LITIGATION, THEREBY ENSURING THE CLIENT RECEIVES COMPENSATION BEYOND THE CONFINES OF THE POLICY LIMITS EMAIL: [email protected] IF YOU WANT TO ASK FOR AN ASSET SRACH, SEND AN EMAIL TO THE PROVIDED ADDRESS, ATTACH THE TCR (IF ANY) AND/OR WRITE EVERY INFORMAION YOU HAVE ABOUT THE PARTY YOU WANT TO DO THE ASSET SEARCH ON.