16 Questions
Which of the following is the purpose of conducting a policy limit search?
To determine the maximum amount of insurance coverage available from the defendant's insurance provider
When should a policy limit search be done for tier 11, 12 or 21 cases?
Immediately
How can policy information regarding the defendant be obtained if it is not possessed?
Performing a USA express search using the vehicle's license plate and/or VIN number
When should the defendant's policy limits be known in a case?
Within the first 3 months
When should an umbrella search be requested?
For tier 1 or 2 cases with policy limits of 250K or more
What is the purpose of a policy limit search?
To determine the maximum amount of insurance coverage available from the defendant's insurance provider
What can be done to save the cost of a policy limit search?
Opting to await the disclosure of information by the defense adjuster
When is it important to thoroughly investigate a client's background in a high-value case?
All of the above
Which search can help lawyers and insurance professionals gather information about a party's insurance history, including past claims?
ISO search
When should a Carfax search be conducted in a personal injury case?
All of the above
What kind of information can be obtained through a LexisNexis search?
All of the above
When is it imperative to conduct an asset search on the defendant in a case involving substantial damages?
All of the above
What can be obtained through an asset search?
Information about the defendant's financial details
Which search can provide information about a vehicle's accidents and existing damage prior to the date of loss?
Carfax search
What kind of information can be obtained through a background search?
All of the above
When should an ISO search be conducted in a personal injury case?
All of the above
Test your knowledge on policy limit searches and learn how and when to request them in investigations on a case. Discover the importance of conducting a policy limit search to determine the maximum insurance coverage available from the defendant's party's insurance provider. Gain insights on making decisions such as when to send a demand authorization for medical treatment and understand the approximate time frame for the case.
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