CANARA ASPIRE (1).pdf

PRODUCT OVERVIEW: CIRCUlaR TO FOllOW Zero balance account Free one certificate course from Coursera for customers maintaining a QAB of Rs. 5000. One more free course to be offered to the customers who are 1. Maintaining QAB above 25,000 and cross a thre...

PRODUCT OVERVIEW: CIRCUlaR TO FOllOW Zero balance account Free one certificate course from Coursera for customers maintaining a QAB of Rs. 5000. One more free course to be offered to the customers who are 1. Maintaining QAB above 25,000 and cross a threshold level for number of debit transactions of 50 in 6 months 2. For customers availing education loans. Free Issuance of Rupay Platinum Millennial Card Nil AMC on the debit card until the age of 28 for the customer. Free SMS alerts 0.50% concession in ROI of fresh education loan, over and above any existing concession for customers maintaining a QAB of Rs. 5000/-. PAI cover of 6 Lakhs (Card based + Cancare Policy) Card based offers on Amazon, Swiggy one, BookMyShow and Gaana Airport Lounge Access This product is suited for Resident individuals aged between 18 to 28 (both ages included). PRODUCT FEaTURES Services Features All individuals (Individual, Illiterate, Blind) in the age Eligibility group 18-28 years Nil (If course not availed from Coursera) Minimum balance requirement QAB Rs. 5000/- (If course availed from Coursera) SMS Alerts Free Debit card Rupay Platinum Millennial Card Regional Office Amritsar, Nagpal Towers Ranjit Avenue, Amritsar 143001 E-mail: [email protected] Mobile Banking/Internet Banking Available NEFT/RTGS/IMPS/UPI/DD Available Debit Card Issuance charge Nil AMC of Debit Card Nil until the age of 28 Cheque book 25 leaves free per annum free Personal Accident Self Rs. 6 lakhs (card based* + Cancare policy) Insurance Spouse Rs. 2 lakhs (Cancare Policy) Air Accident Self Rs.8 Lakhs (Cancare Policy) Insurance Spouse Rs.4 Lakhs (Cancare Policy) Baggage Insurance Rs. 25,000/- (Cancare Policy) Purchase Protection Cover Rs. 25,000/- (Cancare Policy) Nil (If course not availed from Coursera) NMMB charges Up to Rs. 250/- (If course availed from Coursera) Free certificate course from Maximum of two courses subject to terms and conditions Coursera Additional 0.50% concession over and above the existing ROI concession for Education Loan concessions if any, for fresh education loan for customers Rs. 5000/- QAB From From all accounts Account Portability To To all accounts Only one account per customer can be opened Other conditions Joint accounts are not allowed CPH, Tab Banking, Online Account Opening through Mode of Account Opening VCIP, Aadhar based A/c opening, Diya, KIOSK and through any other digital channels Free ATM card access in our branch 5 Transactions (Financial + Non-Financial) ATM per month Free ATM card access in other bank 3 at metro and 5 at other centres ATM per month ATM Cash Withdrawal Limit Rs.1,00,000/- POS Limit Rs.5,00,000/- Account closure charges Rs. 500 + gst (If course not availed from Coursera) (From 14 days till one year) Rs. 1000 + gst (If course availed from Coursera) CaRD BaSED OFFERS Premium Rupay Millennial Platinum Debit card with various benefits Brand Offer Flat 20% off up to INR 100; Min purchase- INR 129; every Friday, once Amazon a month Gaana Subscription Annual membership Annual membership (yearly 4 quarterly vouchers, effectively annual Swiggy One lite subscription) Regional Office Amritsar, Nagpal Towers Ranjit Avenue, Amritsar 143001 E-mail: [email protected] Book My Show Flat Rs. 250 off on minimum purchase of 2 movie tickets once per month 2 Complementary domestic visits per quarter and 2 Complementary Lounge international visits per year – The list of participating lounges is available in Rupay website https://www.rupay.co.in/ PAI Cover up to INR 2 lakhs Charges for Non-Maintenance of Minimum Quarterly Balance: (For customers availing Coursera course) Average Quarterly Minimum Balance Charges per Quarter on violation of Minimum to be Maintained in the account QAB (excl GST) against stipulated amount Rs.4,999 to Rs.4,000 Rs.100 Rs.3,999 to 3,000 Rs.150 Rs. 2,999 to 2,000 Rs.200 less than Rs.2,000 Rs.250 Rs. 500 + gst (If course not availed from Account closure charges Coursera) Rs. 1000 + gst (If course availed from (From 14 days till one year) Coursera) *As compiled from Canara Bank website on 03.10.2024 Regional Office Amritsar, Nagpal Towers Ranjit Avenue, Amritsar 143001 E-mail: [email protected]