Rahul International School Grade VIII Art Integrated Project PDF

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Summary

This document is an art integrated project for grade 8 students. It describes an activity on writing skills and contains topics on autobiography of an old coin/note and financial literacy, with a scoring rubric.

Full Transcript

A.Y 2024-25 GRADE VIII ART INTEGRATED PROJECT PROJECT TITLE - HISTORY AND FUTURE OF PAYMENT TRENDS English Activity: Writing Skill Topics 1. Autobiography of an old coin or an old currency note. 2. Importance...

A.Y 2024-25 GRADE VIII ART INTEGRATED PROJECT PROJECT TITLE - HISTORY AND FUTURE OF PAYMENT TRENDS English Activity: Writing Skill Topics 1. Autobiography of an old coin or an old currency note. 2. Importance of Financial literacy at school level. Storytelling and Creative Writing Task: Students will imagine that they are an old coin or an old currency note. write a short story about their journey (e.g., Writing an autobiography for an old coin or currency note involves creatively personifying the object, giving it a voice, and telling its story as if it were narrating its life experiences "). - Objective: Develop creative writing skills and understand Creative Expression: a. Imagination and Personification: b. Storytelling Developing Writing Skills: c. Descriptive Writing: d. Narrative Voice e. Structure and Cohesion f. Cultural Significance g. Reflective Thinking: h. Empathy and Perspective Output: Write and illustrate the story, which can be compiled into a class book or displayed on a bulletin board. Assessing an autobiography of an old coin or currency note involves evaluating several key elements of creative writing, as well as the overall effectiveness of the narrative. 1. Creativity and Imagination 2. Personification 3. Originality 4. Descriptive Writing 5. Use of Language 6. Sensory Details 7. Narrative Structure 8. Characterization 9. Voice and Personality 10. Emotional Depth 11. Themes 12. Symbolism Writing Mechanics a. Grammar and Punctuation b. Coherence and Cohesion c. Style and Tone : Does the story engage the reader from start to finish? Is it compelling enough to keep the reader interested? Emotional Impact: Does the narrative evoke an emotional response from the reader? Does it make the reader think about the life and significance of everyday objects? Scoring Rubric Example  Creativity and Imagination  Descriptive Writing  Narrative Structure  Characterization  Historical and Cultural Context  Thematic Exploration  Writing Mechanics  Engagement and Impact: Each section can be assessed on a scale of 1 to 10, with 10 being excellent and 1 being poor. The final score can then provide an overall assessment of the writing. This assessment framework allows you to evaluate the narrative from multiple angles, ensuring that both the creative and technical aspects of the writing are considered. 2. Importance of Financial literacy at school level. Explaining the importance of financial literacy at the school level through writing requires a clear, structured approach that conveys the significance of the topic while also engaging the reader. Here's a guide to help you write about this topic effectively: 1. Introduction: Grabbing Attention Start with a Hook: Begin with a compelling fact, statistic, or anecdote that highlights the importance of financial literacy. For example, "Did you know that nearly two-thirds of young adults regret their financial decisions due to a lack of knowledge?" Define Financial Literacy: Briefly explain what financial literacy means—understanding how to manage money, budget, invest, and make informed financial decisions. State the Importance: Clearly state why financial literacy is crucial, particularly at the school level. Mention how early education can shape responsible financial behaviours. 2. Body: Expanding on Key Points** Building a Foundation for the Future: Explain how financial literacy in school helps students develop essential life skills. Discuss how it prepares them for real-world financial responsibilities, such as managing bank accounts, credit cards, and loans. Example: "Learning how to budget and save from a young age can prevent financial difficulties later in life, ensuring that students grow into financially responsible adults." Preventing Debt and Financial Mistakes: Highlight how understanding financial concepts can help students avoid common pitfalls, such as accumulating debt or falling into financial scams. Example: "By understanding the implications of high-interest rates and loans, students are less likely to fall into debt traps." -Empowering Informed Decision-Making: Discuss how financial literacy empowers students to make informed choices about their careers, education, and personal lives. This includes understanding the cost of higher education, the value of savings, and the importance of investing. Example: "Financially literate students can weigh the costs and benefits of their decisions, such as choosing a college or starting a business, leading to better outcomes." Reducing Economic Inequality: Address how financial literacy can contribute to reducing economic inequality by providing all students, regardless of background, with the knowledge to manage their finances effectively. Example: “When schools teach financial literacy, they level the playing field, giving all students the tools they need to succeed financially." 3. Conclusion: Reinforcing the Message -Summarize the Key Points: Recap the main reasons why financial literacy is important at the school level. Reinforce the idea that early education in financial matters can have long-term positive effects. -Call to Action: Encourage schools, educators, and policymakers to prioritize financial literacy in the curriculum. Suggest that making financial education mandatory could lead to a more financially secure and knowledgeable generation. -Closing Thought: End with a thought-provoking statement or question that leaves the reader thinking about the importance of financial literacy. For example, "Imagine a future where every student graduates with not just academic knowledge, but the financial wisdom to navigate life successfully." Writing Skills to Focus On Clarity and Conciseness: Ensure that the writing is clear and to the point. Avoid jargon and explain any financial terms used. Persuasive Language: Use persuasive language to convince the reader of the importance of financial literacy. Phrases like "essential life skill" or "crucial for future success" can be impactful. Logical Structure: Organize the content logically, with each paragraph building on the previous one. Use topic sentences to introduce the main idea of each paragraph. - Use of Examples and Evidence: Support your arguments with real-world examples, statistics, or expert opinions. This adds credibility to your writing. - Engaging Tone: Write in a tone that is both informative and engaging. The goal is to inform the reader while keeping them interested in the topic. Example Opening Paragraph: Financial literacy is not just an adult concern; it’s a fundamental skill that should be nurtured from an early age. In a world where financial decisions impact every aspect of life, from education to retirement, equipping students with the knowledge to manage money wisely is essential. Schools have a unique opportunity to lay the groundwork for responsible financial behaviour, ensuring that the next generation is not only academically successful but also financially secure."* By following this guide, you can write a compelling piece on the importance of financial literacy at the school level, effectively communicating its significance and advocating for its inclusion in the educational curriculum. Assessing a written piece on the importance of financial literacy at the school level involves evaluating various aspects of the writing, including the clarity of the argument, the use of evidence, and the overall effectiveness of the communication. 1. Clarity of Purpose 2. Organization and Structure 3. Depth of Content 4. Persuasiveness 5. Writing Style 6. Mechanics  Grammar and Spelling: Are grammar, punctuation, and spelling correct throughout the essay? Are there any errors that detract from the readability of the piece?  Proper Use of Language: Does the writer use precise and appropriate vocabulary? Is the language professional and suitable for the topic?  Paragraph Structure: Are paragraphs well-organized, each focusing on a single idea or argument? Do topic sentences clearly introduce the main idea of each paragraph Engagement and Impact: Each criterion can be scored on a scale of 1 to 10, with 10 being excellent and 1 being poor. The total score can then provide an overall assessment of the writing. This rubric allows for a comprehensive evaluation of the essay, ensuring that both the content and the writing quality MARATHI Here's a worksheet in Marathi to help students learn about maintaining grocery expenses in a diary. This worksheet is designed to make them understand how to record daily expenses and track their grocery spending. किराणा मालाच्या खर्ाार्ी डायरीमध्ये नोंद िरण्यासाठी विा शीट सूर्ना: िल्पना िरा िी तुम्ही एिा महहन्यासाठी किराणा मालार्ा खर्ा व्यवस्थाहपत िरत आहात. तुमच्यािडे रोजर्ा खर्ा डायरीत हलहून ठे वण्यार्े िाम आहे. या विा शीटमध्ये कदलेल्या प्रश्ाांर्ी उत्तरे देऊन तुमच्या खर्ाार्ा मागोवा ठे वा. किराणा खर्ाार्ी डायरी: , तारीख आयटम खर्ा रक्कम , 1 ऑगस्ट , पीठ , 15 किलो , 200 2 ऑगस्ट भाज्या 13 किलो 150 , 3 ऑगस्ट. ,. दूध 2 हलटर , ६० 4 ऑगस्ट तेल तेल 1 हलटर 150 | , 5 ऑगस्ट. ताांदळ ू 15 किलो 300 प्रश्: 1.पहहल्या पार् कदवसात तुम्ही एिू ण किती पैसे खर्ा िे ले? [सूर्ना: वर सूर्ीबद्ध िे लेले सवा खर्ा जोडा. 2. तुम्ही पुढील 5 कदवसाांसाठी दररोज अहतररक्त ₹100 खर्ा िे ल्यास. तर पुढील ५ कदवसाांनांतर तुमर्ा एिू ण खर्ा किती असेल? 3. तुम्ही पीठ ₹200 ला हवित घेतले आहण आता त्यार्ी किमत ₹220 आहे, तर आधीच्या आहण आताच्या किमतीत िाय फरि आहे? सूर्ना: जुन्या आहण नवीन किमतीमधील फरि शोधा. 4. जर तुम्ही 10 कदवसाांसाठी दररोज ₹100 र्ी बर्त िे ली असती, तर तुमर्ी एिू ण किती बर्त झाली असती?5.. समजा पुढच्या आठवड्यासाठी तुम्ही तुमर्ा भाजीर्ा खर्ा ₹ 50 प्रहत किलो वरून ₹ 60 प्रहत किलो इतिा वाढवला आहे. 5 किलो भाजी हवित घेतली तर एिू ण खर्ा किती होईल? 6. तुम्ही 2 हलटरप्रमाणे दूध खर्ा िे ले आहे. 5 हलटर दूध हवित घेतल्यास नवीन एिू ण खर्ा किती होईल? 7. तेलार्ी किमत ₹150 प्रहत हलटर आहे. तेलाच्या किमती 10% वाढल्या तर नवीन किमत िाय असेल? 8. तुम्ही ₹300 ला 5 किलो ताांदळ ू हवित घेतला. जर तुम्ही 10 किलो ताांदळू हवित घेतला तर तुम्हाला किती पैसे द्यावे लागतील? 9. जर तुम्ही प्रत्येि दुसऱ्या कदवशी पीठ आहण ताांदळ ू हवित घेत असाल तर महहन्याच्या अखेरीस तुमर्ा एिू ण खर्ा किती असेल? [सूर्ना: उवाररत महहन्यासाठी 1 आहण 5 तारखाांर्े खर्ा पुन्हा िरा.] 10. जर तुम्हाला तुमच्या माहसि किराणा मालाच्या खर्ाात 10% िपात िरायर्ी असेल, तर तुम्हाला किती िमी खर्ा िरावा लागेल? [सूर्ना: तुमच्या एिू ण खर्ाापैिी १०% िाढा.] #.या विा शीटद्वारे हवद्यार्थयाांना त्याांच्या डायरीत आहण बजेटमध्ये खर्ा हलहहण्यार्ी सवय लावली जाते. तुम्ही व्यवस्थापनार्ी िला हशिाल. HINDI A research question in Hindi for Grade 8 students focusing on the economy of Sikkim over the last five years:. प्रश्: हसक्कीमच्या गेल्या ५ वर्ाांतील अथाव्यवस्थेर्ा अभ्यास िरा. खालील मुद्याांवर माहहती गोळा िरा आहण स्वतःच्या शब्दात हलहा: 1. हसक्कीमर्ी प्रमुख आर्थथि क्षेत्रे िोणती आहेत? 2. हसक्कीमच्या GDP मध्ये (ग्रॉस डोमेहस्टि प्रॉडक्ट) गेल्या 5 वर्ाात िाय बदल झाले आहेत? 3. राज्यातील िृ र्ी, पयाटन आहण उद्योगाांर्े योगदान िाय आहे? 4. हसक्कीममध्ये उत्पन्न आहण रोजगारार्े प्रमुख स्रोत िोणते आहेत? 5. गेल्या 5 वर्ाात हसक्कीमच्या आर्थथि हविास दरावर िाय पररणाम झाला आहे? तुमच्या माहहतीसाठी पुस्तिे , इांटरनेट आहण वतामानपत्रे याांसारख्या हवहवध स्रोताांर्ा वापर िरा असे िरा आहण तुमर्े उत्तर 200-300 शब्दात हलहा. French Ref: Lesson no. 4 (page no.54) Learners will collect information on different mountain and will write some interesting information on it. Required materials are as follows:- 1. A4 size tinted or chart paper (any color) 2. Glitter or sketch pen 3. Pictures of different mountains (if want to stick) 4. Glue , scissor etc. HISTORY The barter system is the oldest mode of commerce and dates back to ancient times. Long before monetary currency was invented, individuals traded services and products in return for other items. The barter system can be defined as the act of exchanging goods between two or more parties without using money. 1. Introduction The evolution of payment systems is a fascinating journey that mirrors advancements in technology, economics, and societal needs. From the ancient barter system to sophisticated electronic currencies, this report explores how payments have evolved and speculates on future trends. The Mesopotamian civilization developed a large-scale economy based on commodity money. The shekel was the unit of weight and currency, first recorded c. 2150 BC, which was nominally equivalent to a specific weight of barley that was the preexisting and parallel form of currency. Make a project based on the barter system in Mesopotamia Prepare a project file with information and Images of artifacts related to Bater System For reference, please follow the given link below: 1. https://www.worldhistory.org/article/2114/trade-in-ancient-mesopotamia/ 2. https://study.com/academy/lesson/mesopotamian-trade-routes-transportation.html GEOGRAPHY Project Title: "From Cash to Cards: The Shift from Paper to Plastic Payments Around the World" Project Overview: This project will explore how different countries have transitioned from using paper money to plastic cards (credit and debit cards) for everyday transactions. Students will research the reasons behind this shift, how it varies across different regions, and what the future might look like for payments. Activities: Research the History of Payment Methods: Learn about the traditional use of paper money for transactions. Look into when and why credit and debit cards were introduced. Find out how and when the shift from paper to plastic started in different parts of the world. Choose a Few Countries to Compare: Select 3-4 countries to study, such as the United States, Japan, Sweden, and India. Research the current payment methods used in each country. Find out which ones rely more on plastic cards and which still use a lot of cash. Mapping Activity: On a world map highlight the countries you researched. Use different colors to show which countries primarily use plastic cards and which still rely heavily on cash. Material needed : World map, project paper , sketch pens Mathematics (Basic household expense balance sheet) Payment Trends Objective: Students will learn how to manage a household budget by creating a basic expense balance sheet. They will integrate artistic elements by designing the balance sheet in a visually appealing and organized way. Materials Needed:  Large sheets of paper (5)  Rulers, colour pencils, markers, or crayons  Graph paper  Example of a household budget (with income and expenses)  Decorative elements like stickers Activity: Create a balance sheet for their own monthly expenses (allowance, savings, spending) or for a simple family budget. This will give them practical experience in managing finances. PHYSICS( Visualizing Payment Trends through Physics Concepts) Objective: Students will explore the concept of payment trends (such as increasing or decreasing payments and interest rates) and represent these trends through physics-related concepts, particularly using thread/string graphs Materials Needed:  Graph paper or plain paper  Rulers, colour pencils, markers, or crayons  Example scenarios of payment trends (e.g., loan repayment, savings growth, subscription payments)  String/thread, beads, or other materials for creating physical models Activity : Draw increasing payment trend might be represented by an accelerating object in a distance-time graph. To discuss how these graphs can represent changes over time. (distance -time/velocity time). Students use the x-axis for time and the y-axis for payment. BIOLOGY You need to submit the Project based on the following topic – Research on the impact of Artificial Intelligence on the job market. Suggest 5 ways Human Intelligence can outsmart the Artificial Intelligence and retain jobs in future. Your research report should be between 300-500 words. The format for the writing the Project is given below. Add related images wherever necessary. Research Report: Impact of Artificial Intelligence on the Job Market and Strategies for Human Intelligence Introduction Write the Introduction about 200 – 250 words. Impact of AI on the Job Market AI integration into the workforce is reshaping job roles and industries. Key impacts include: (Elaborate the following points). Automation of Routine Tasks: AI excels at automating repetitive and routine tasks, leading to increased efficiency but also job displacement in sectors like manufacturing, customer service, and data entry. Add Examples for each of the point. 1. Enhanced Productivity. 2. Creation of New Job Roles. 3. Skill Shifts. 4. Economic and Social Impacts. Strategies for Human Intelligence to Outperform AI and Retain Jobs To maintain relevance and job security in the age of AI, individuals can focus on the following strategies: 1. Emphasize Emotional Intelligence (EI). 2. Cultivate Creativity and Innovation. 3. Pursue Lifelong Learning. 4. Develop Complex Problem-Solving Skills. 5. Leverage Human-AI Collaboration. Conclusion: CHEMISTRY Chemical Aspects of Traditional Payment Methods: Metal Coins: Explore the metals used historically (like gold, silver, and copper) and their chemical properties that made them valuable and durable. Paper Money: Discuss the materials and chemicals used in making durable and secure paper currency. Include aspects like anti-counterfeiting measures (watermarks, security threads). Banknotes Printing Technology: The chemistry behind the dyes, inks, and polymer banknotes used in modern currencies. ICT Read the extract given below tabulate the data provided on an excel sheet and present details of income allotted to different sectors. Compare data with reference to any previous budget details mentioned in the passage. Union Budget 2023-24 : Analysis of Major Demands Overview The central government’s expenditure is presented and authorised by Parliament through the Union Budget every financial year. Article 113 of the Constitution requires all expenditure (except charged expenditure) to be submitted in the form of Demands for Grants (Ministry-wise) to Lok Sabha. The Demands for Grants are referred to the Ministries’ respective Departmentally-Related Standing Committee for further examination. Following this, they are discussed in Lok Sabha and approved. After Lok Sabha's authorisation of the demands, an Appropriation Bill is introduced and passed to permit expenditure out of the Consolidated Fund of India. This document contains a short analysis of the Union Budget for 2023-24, and an assessment of the allocations made by 15 ministries, which account for 72% of the total union budget. This includes an analysis of key trends in expenditure, various schemes being implemented, and key sectoral issues. The Union Budget 2023-24 was presented on February 1, 2023 by the Finance Minister Ms. Nirmala Sitharaman. It proposes to spend Rs 45,03,097 crore in the financial year. Out of the total expenditure, revenue expenditure is estimated to be Rs 35,02,136 crore (1.2% increase from revised estimates of 2022-23). Interest expenditure is 41% of revenue receipts. Capital expenditure is estimated to be Rs 10,00,961 crore, a 37.4% increase from revised estimates of 2022-23. The increase in capital expenditure is driven by higher outlay on transport infrastructure and capital loans to states. Revenue deficit in 2023-24 is targeted at 2.9% of GDP, which is lower than the revised revenue deficit of 4.1% in 2022-23. Fiscal deficit in 2023-24 is targeted at 5.9% of GDP, lower than the revised fiscal deficit of 6.4% in 2022-23. Under the Finance Bill, 2023, a number of changes have been made to the new tax regime. The income limit to avail a rebate and not pay any taxes has increased from Rs 5 lakh to Rs 7 lakh. Further, the number of tax slabs have been reduced from six to five. The surcharge for the highest slab (income over Rs 5 crore) has been cut from 37% to 25%. The highlights of expenditure of various ministry/department include the following: Defence: The Ministry of Defence has been allocated Rs 5,93,538 crore which is the largest across all ministries and accounts for over 13% of the total expenditure of the central government. Over the last decade, the expenditure of the Ministry as a percentage of GDP has reduced. In 2023-24, its allocation is estimated to be marginally lower than 2% of GDP. Since 2014-15, the spending on defence pension has been consistently higher than 20% of the total budget and capital outlay has remained below 30% of the budget. Road Transport and Highways: The Ministry has been allocated Rs 2,70,435 crore, 25% higher than the revised estimates of 2022-23. Most of the additional allocation (60%) has been earmarked for investment in NHAI. Budgetary allocation has increased since NHAI will not borrow from the market. Construction of roads is primarily done through public funds. Private investment constituted 7% of investment in roads in 2020-21. Railways: In 2023-24, Railways is projected to have a marginal revenue surplus, which would fund less than 1% of its capital expenditure plan. 92% of capital expenditure will be funded by budgetary support from the central government, and 7% from extra budgetary resources. The operating ratio (expenditures as proportionate to traffic works receipts) is 98.5%, indicating limited surplus for capital investment. Food and Public Distribution: Allocation for the Department in 2023-24 was 31% lower as compared to the revised estimate of 2022-23. This was due to the discontinuation of the Pradhan Mantri Garib Kalyan Anna Yojana that was announced during the pandemic to provide free foodgrains to eligible beneficiaries. In 2023-24, expenditure on food subsidy is estimated to be Rs 1.97 lakh crore. Updating the coverage of eligible families is an issue as the total number of beneficiaries continues to be based on the 2011 Census. Home Affairs: The Ministry has been allocated Rs 1,96,035 crore, an increase of 1.1% over the revised estimates for 2022-23. Of the Ministry’s total budget, 65% of the expenditure is on police and 31% is on grants to UTs. 74% of the expenditure on police has been allocated to the Central Armed Police. Issues in the sector include shortages of police personnel and inadequate number of cybercrime cells. 24% of the Indo-Bangladesh border remains unfenced. Rural Development: The Ministry of Rural Development was allocated around Rs 1.6 lakh crore for 2023-24, 12% less than the revised estimates of 2022- 23. This is largely due to the decrease in allocation towards the Mahatma Gandhi National Rural Employment Guarantee Scheme (Rs 60,000 crore), which is 33% less than revised estimate for 2022-23. Demand for work under MGNREGS could decrease this year, as the rural economy returns to normal after the pandemic. Allocation towards rural housing increased by 13% in 2023-24, while allocation towards rural roads remained unchanged. Agriculture: The Ministry has been allocated Rs 1,25,036 crore in 2023-24, a 5% increase over the revised estimates of 2022-23. 77% of the Ministry's estimated expenditure is towards three schemes that provide cash transfer, interest subsidy, and crop insurance. The amount of institutional credit to farmers has risen (7.8% over the past ten years), but loans are primarily being used to meet revenue expenditure in farming or recurring household expenditure. Education: In 2023-24, the estimated expenditure of the Ministry of Education is Rs 1,12,899 crore, a 13% increase from revised estimates for 2022-23. Of this, the Department of School Education and Literacy has been allocated 61% and the Department of Higher Education has been allocated the remaining 39%. 33% of the Ministry’s budget has been allocated to Samagra Shiksha Abhiyan. Since 2015, overall allocation towards education has been around 2.8% of the GDP. Telecommunications: Rs 59,740 crore (56% of the allocation) in 2023-24 is towards the revival package for BSNL and MTNL. No funds were disbursed under the PLI scheme in 2021-22. In 2022-23 also, no funds will be spent towards this scheme as per revised estimates. Bharatnet and Network for Defence projects have seen significant delays. Jal Shakti: The Ministry of Jal Shakti was allocated Rs 97,278 crore for 2023-24, a 31% increase over the revised estimates for 2022-23. The Jal Jeevan Mission received the highest allocation (Rs 70,000 crore). River Interlinking saw an increase in allocation due to the implementation of the Ken-Betwa Link Project. Funds have remained underutilised in schemes such as the Swachh Bharat Mission- Gramin, Atal Bhujal Yojana, and Namami Gange. Health and Family Welfare: In 2023-24, the expenditure of the Ministry of Health and Family Welfare is estimated to be Rs 89,155 crore, a 13% increase from revised estimates for 2022-23. The National Health Mission is its largest component, accounting for 33% of the Ministry's budget and medical colleges and hospitals account for 27% of the budget. High out-of-pocket expenditure and shortage of healthcare personnel remain major issues. Housing and Urban Affairs: In 2023-24, the Ministry of Housing and Urban Affairs has been allocated Rs 76,432 crore, an increase of 2.5% over the revised estimates for 2022-23. The major items are urban housing (PMAY-U) at Rs 25,103 crore and metro projects at Rs 23,175 crore. Several metro systems are not able to generate required ridership to breakeven. Petroleum and Natural Gas: The Ministry has been allocated Rs 41,008 crore, which is a 21% increase over the revised estimates for 2022-23. This includes Rs 30,000 crore towards capital support to Oil Marketing Companies via equity infusions. There has been a decrease in allocation towards the LPG subsidy and no allocation has been made towards the kerosene subsidy. There has been an increase in capital outlay towards the creation of caverns and purchase of oil for the Strategic Petroleum Reserves. Women and Child Development: The Ministry has been allocated Rs 25,449 crore in 2023-24, a 6% increase over the revised estimates of 2022-23. This is spent across three centrally sponsored schemes: Saksham Anganwadi and POSHAN 2.0, Mission Shakti, and Mission Vatsalya. In the past five years between 2016-17 and 2021-22, the Ministry has underutilised its funds. Environment, Forests, and Climate Change: In 2023-24, the Ministry of Environment, Forests and Climate Change has been allocated Rs 3,079 crore, a 24% increase over the revised estimates of 2022-23. While India has set targets to transition to renewable energy to tackle climate change, availability of adequate finance is a key challenge. According to experts the overall cost required for India to adapt to climate change by 2030 is expected to be around Rs 86 lakh crore (at 2012 base price).

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