Which of the following types of insurance plans allows a patient to see a specialist without a referral?
Understand the Problem
The question is asking which type of insurance plan allows a patient to see a specialist without the need for a referral. This involves understanding different insurance plan structures.
Answer
Preferred provider organization (PPO)
The final answer is Preferred provider organization (PPO).
Answer for screen readers
The final answer is Preferred provider organization (PPO).
More Information
PPO plans generally offer more flexibility by not requiring referrals to see specialists and allowing some coverage for out-of-network doctors.
Sources
- HMO, POS, PPO, HDHP - What's the difference? - Aetna - aetna.com
- Health Insurance Plan & Network Types - HealthCare.gov - healthcare.gov
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