Bajaj Finserv Aug-24
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Questions and Answers

What was the Gross Written Premium for General Insurance?

  • ₹ 1,294
  • ₹ 5,018
  • ₹ 4,761 (correct)
  • ₹ 10,418

    • How much did the Profit after Tax for Life Insurance amount to?

  • ₹ 576
  • ₹ 1,294
  • ₹ 483 (correct)
  • ₹ 3,912

    • What was the year-over-year (Y-O-Y) growth percentage of Assets under Management for NBFC+?

  • 11%
  • 16%
  • 31% (correct)
  • 24%

    • Which sector showed a Profit after Tax growth of 14% Y-O-Y?

    <p>NBFC+</p> Signup and view all the answers

    What is the Combined Ratio for General Insurance?

    <p>103.7%</p> Signup and view all the answers

    Which sector had the highest Return on Equity recorded?

    <p>NBFC+</p> Signup and view all the answers

    What was the Net Total Income for Housing?

    <p>₹ 810</p> Signup and view all the answers

    Which category had a negative Net Business Value (NBV) growth expressed in percentage?

    <p>Life Insurance</p> Signup and view all the answers

    What was the growth percentage of the Gross Direct Premium Income (GDPI) in Q1 FY25?

    <p>21.9%</p> Signup and view all the answers

    Which segment experienced the strongest growth in Q1 FY25?

    <p>Health</p> Signup and view all the answers

    What caused muted growth in the motor segment?

    <p>Focus on preferred mix</p> Signup and view all the answers

    What is indicated by the acronym PBT?

    <p>Profit Before Tax</p> Signup and view all the answers

    What was the total Interest, Other Income and Capital Gains amount in Q1 FY25?

    <p>Rs. 754 cr</p> Signup and view all the answers

    What was the net expense ratio attributed to in the Profit Before Tax waterfall?

    <p>Net Commission and Operating Expenses</p> Signup and view all the answers

    What contributed to the increase in PBT from Q1 FY24 to Q1 FY25?

    <p>Increase in realized gains</p> Signup and view all the answers

    Which statement regarding the growth contributions from different sectors is true?

    <p>Miscellaneous grew by 73%</p> Signup and view all the answers

    What was the percentage change in Net New Business Value (NBV) from Q1 FY 2024 to Q1 FY 2025?

    <p>11%</p> Signup and view all the answers

    What was the Net New Business Margin (NBM) on ANP for Q1 FY 2025?

    <p>6.9%</p> Signup and view all the answers

    What does the term Annualized Premium (ANP) refer to?

    <p>Total new business written during the year</p> Signup and view all the answers

    What was the change in ANP from Q1 FY 2024 to Q1 FY 2025?

    <p>22%</p> Signup and view all the answers

    Why is rolling 12 months data indicated for the life insurance business?

    <p>It captures seasonality in sales</p> Signup and view all the answers

    What was the value for BAGIC in Q1 FY24?

    <p>72,268</p> Signup and view all the answers

    Which quarter shows BAGIC having a market share of 6.4%?

    <p>FY24</p> Signup and view all the answers

    What is the highest market share percentage recorded for PSU?

    <p>20.00%</p> Signup and view all the answers

    In which quarter did Private show a decrease in value compared to Q1 FY24?

    <p>Q1 FY25</p> Signup and view all the answers

    What was the reported value for the Private sector in FY23?

    <p>1,58,184</p> Signup and view all the answers

    Which quarter depicts a market share of 6.5% for BAGIC?

    <p>FY24</p> Signup and view all the answers

    What is the lowest recorded number of values for any sector during Q1 FY24?

    <p>0</p> Signup and view all the answers

    Which fiscal year shows a market share of 8.00% for the Private sector?

    <p>Q1 FY24</p> Signup and view all the answers

    In FY24, what was PSU's value during Q1 FY25?

    <p>1,00,000</p> Signup and view all the answers

    What percentage market share does Private hold in Q1 FY25?

    <p>4.00%</p> Signup and view all the answers

    Which segment showed the highest year-on-year growth in Q1 FY25 for the Whole Company?

    <p>BALIC Direct</p> Signup and view all the answers

    What was the percentage growth for the Agency segment in FY24?

    <p>+26%</p> Signup and view all the answers

    In which FY did the Individual - Annuity category have the highest percentage in product mix?

    <p>Q1 FY25</p> Signup and view all the answers

    What was the total revenue for the Whole Company in Q1 FY24?

    <p>5,214 Crore</p> Signup and view all the answers

    Which product had the lowest product mix percentage in FY24?

    <p>Individual - Non Par Protection</p> Signup and view all the answers

    Which quarter exhibited the highest year-on-year growth in the Whole Company’s revenue?

    <p>Q1 FY25</p> Signup and view all the answers

    What is the growth percentage for the Individual - Non Par Protection segment from FY23 to Q1 FY25?

    <p>+19%</p> Signup and view all the answers

    How much did the Institutional Business generate in revenue in FY24?

    <p>3,042 Crore</p> Signup and view all the answers

    Which growth rate corresponds to the Individual - Non Par Savings segment in Q1 FY25?

    <p>+27%</p> Signup and view all the answers

    Which of the following segments had a constant growth trend from FY23 to Q1 FY25?

    <p>Individual - Unit Linked</p> Signup and view all the answers

    What was the growth percentage of Retail Protection in Q1 FY25 compared to Q1 FY24?

    <p>30%</p> Signup and view all the answers

    What was the total Retail Protection amount for FY24?

    <p>Rs. 241 cr</p> Signup and view all the answers

    What was the CAGR of the Group Protection business over the last five years?

    <p>10%</p> Signup and view all the answers

    How many in-force retail policies were recorded in FY24?

    <p>35,09,451</p> Signup and view all the answers

    What was the growth rate of retail protection from FY23 to FY24?

    <p>43%</p> Signup and view all the answers

    What was the Individual Rated New Business (IRNB) percentage for retail protection in FY24?

    <p>4%</p> Signup and view all the answers

    What was the number of Retail NOPs in Q1 FY25?

    <p>1,55,436</p> Signup and view all the answers

    What was the IRNB percentage rate for retail protection in Q1 FY25?

    <p>6%</p> Signup and view all the answers

    Which fiscal year had the highest Retail Protection figure?

    <p>FY24</p> Signup and view all the answers

    What growth percentage did Retail Protection achieve in Q1 FY24 compared to Q1 FY23?

    <p>+8%</p> Signup and view all the answers

    Study Notes

    Investor Presentation - Bajaj Finserv Limited

    • Investor presentation for the quarter ended 30 June 2024
    • Presented to analysts and investors
    • Document sent to BSE Limited and National Stock Exchange of India Ltd
    • Presented financial results for the quarter ended 30 June 2024
    • Letter dated 16 July 2024
    • Conforms to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

    Bajaj Finserv Limited - Investor Presentation Q1 FY2025

    • Financial results for Q1 FY2025
    • Reported in Rs. Crores
    • Previously, reported in Rs. Million till FY2022

    Financial Summary Q1 FY 2025

    • Total Revenue (Consolidated): ₹31,480 Crore

    • Profit after Tax (Consolidated): ₹2,138 Crore

    • Net worth (Standalone): ₹7,290 Crore

    • Net worth (Consolidated): ₹63,324 Crore

    • Previous Financial Year Total, Revenue: ₹110,383 Crore

    • Previous Financial Year Profit after tax: ₹8,148 Crore

    • Previous Financial Year Book Value per share: ₹377 Crore

    • Previous Financial Year Net Worth (Consolidated): ₹60,329 Crore

    • PAT includes unrealized mark to market (MTM) gain on equity investments measured at fair value

    • BALIC and BAGIC had a ₹16 Cr MTM gain in Q1 FY25 vs. a ₹30 Cr MTM loss in Q1 FY24.

    • Excluding MTM impact, PAT growth was 8% in Q1 FY25.

    Business Segments

    • Executive Summary
    • Bajaj Finserv Limited
    • Bajaj Allianz General Insurance (BAGIC)
    • Bajaj Allianz Life Insurance (BALIC)
    • Emerging Business (Bajaj Finserv Health Limited, Bajaj Finserv Direct Limited, Bajaj Financial Securities Limited)
    • Bajaj Finance Limited
    • Bajaj Housing Finance Limited
    • Environmental, Social, and Governance (ESG)
    • Annexures

    Company Operations

    • Bajaj Finserv's subsidiaries (e.g., Bajaj Allianz Life Insurance, Bajaj Allianz General Insurance)
    • Company structure
    • Company offices (e.g., Corporate Office: Bajaj Finserv Corporate Office, Pune; Registered Office: Bajaj Auto Limited Complex, Mumbai)
    • Contact information (e.g., phone, fax, email, website)

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    Bajaj Finserv Limited Investor Presentation PDF Q1 FY 2025

    Description

    This quiz examines key financial metrics in the insurance and NBFC sectors for Q1 FY25. Participants will explore data on Gross Written Premiums, Profit after Tax, and growth percentages across various sectors. Test your knowledge of industry performance and financial indicators.

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