PRUChoice Travel Product Brochure PDF

保誠精選「旅遊樂」 PRUChoice Travel 消閒 LEISURE 新冠涵蓋 Cov Ext id-19 保障肺炎...

保誠精選「旅遊樂」 PRUChoice Travel 消閒 LEISURE 新冠涵蓋 Cov Ext id-19 保障肺炎 ens ion 202 3 年 10 M 3月 arc h 10 日 版本 20 2 3 v e r si o n  Insurance Cover at a Glance 4. Baggage and Personal Effects 20,000 PRUChoice Travel Insurance (No Excess for All Sections) Accidental loss of or damage to your baggage and personal effects: Taking holiday abroad with the beloved ones is a dream for many Hong Kong Maximum Any one item/ pair/ set 5,000 people. Some of them may even travel frequently for business purpose. Basic Benefits Limits per trip (HK$) Compensation will be on a "new for old" basis if the lost or damage item is less than 2-year-old Prudential General Insurance Hong Kong Limited (“Prudential”) is pleased to 1. Medical Support 1,200,000 offer you PRUChoice Travel which provides you a comprehensive protection Covers the expenses incurred as a result of bodily injury sustained against unexpected accidents occurs during the trip so that you can enjoy a from accident or illness contracted during the trip. 5. Personal Money/ Credit Card/ 26,000 Overseas Medical Expenses hassle free trip. Cover overseas medical expenses including clinical, hospitalization, Travel Document and emergency transportation to a registered medical institution (Applicable on or after 10 March, 2023) necessarily incurred due to accidental bodily injury or sickness. Personal Money 3,000 Accidental loss of money and travellers' cheque carried along the trip. Overseas Hospital Cash/ Compulsory Quarantine Allowance + 10,000 Credit Card 3,000 Special Features Cash benefit of HK$200 per day if the insured person is: (1) Necessarily confined in a hospital abroad for more than 24 Loss due to unauthorized use of lost credit card carried with the consecutive hours due to accidental bodily injury or sickness; or insured person. 1 PRUChoice Travel is excess-free. (2) Being suspected or confirmed to have contracted infectious diseases and resulted in compulsory quarantine abroad by the Travel Document 20,000 2 Popular activities such as bungee jumping, hang-gliding (exclude local government for more than 24 consecutive hours. Replacement cost of travel documents and additional gliding via glider), hot-air ballooning, parachuting, sky-diving, scuba + Dwelling quarantine is not covered. accommodation and transportation expenses incurred overseas due diving and winter sports, are 100% covered. The protection under to such loss if arising from robbery, burglary or theft. Medical Support and Personal Accident is up to HK$1,200,000. Follow-up Medical Expenses 50,000 Follow-up medical expenses necessarily incurred within 3 months after 3 Winding-up of airline company is covered. returning to Hong Kong including the following expenses due to accident only: 4 No age limit for single trip cover. For Annual Cover, it covers up to age Bonesetting (up to HK$150 per day and up to HK$1,500 per person) 6. Cancellation 30,000 of 75. Dental treatment We will reimburse you with the irrecoverable deposits or charges paid 5 The following overseas expenditures are also covered in Cancellation Compassionate Visit 20,000 in advance or contracted to be paid for the trip in the event of Additional accommodation and transportation expenses of a relative necessary and unavoidable cancellation of trip due to the following and Curtailment: or friend who is required on medical advice to travel to or stay behind reason beyond the control of the insured person: Group tour, overseas accommodation and transportation and with you. I. Death or serious bodily injury or sickness of the insured person, overseas car rental Medical Appliance Expenses 20,000 immediate family member* with whom you are travelling or travel Event admission fee including theme parks, exhibitions, museums, Expenses of medically necessary appliance per prescribed by doctor companion who is unfit to travel as certified by a doctor; sports events, music and other performance events including wheel-chair, prostheses, spectacle, crutch, walking frame, II. Death or serious bodily injury or serious sickness of immediate orthopedic brace and support, cervical collars, hearing aids and denture. family member* or business partner as certified by a doctor; Sport activities admission fee, tuition fee or sport equipment rental fee III. Witness summons, jury service or compulsory quarantine of the Additional Accommodation and Transportation Expenses 50,000 6 Red and Black Outbound Travel Alerts are covered. Additional accommodation and transportation expenses incurred by insured person; your return to Hong Kong due to accidental bodily injury or sickness IV. Sudden occurrence of strike, riot, civil commotion, industrial 7 Terrorist attack is covered. and is unfit to continue the trip. action, hi-jack, terrorist attack, adverse weather conditions, natural disasters (including but not limited to earthquake, 8 You can enjoy No Claim Discount and waiver of hospital admission (For insured person aged 71 or above at the time of bodily injury or tsunami and volcanic eruption), mechanical or structural defect of deposit by MedPass China Medical Card for admission to designated sickness, the maximum limit of this section is HK$600,000.) such aircraft, train or sea vessel, or closure of airport, train station hospital in Mainland China by Annual Cover. or port; V. Serious damage to the principal home of the insured person or 9 Premium for PRUChoice Travel is based on the destination and the 2. Personal Accident 1,240,000 travel companion in Hong Kong from burglary, fire, flood, duration of your trip. For example, if you go to Japan for 7 days, the earthquake or similar natural disasters. 100% full cover for accidental death, total permanent disablement, 1,200,000 premium is less than HK$36 per day. For Annual Cover, premium is total permanent loss of limb/ sight/ speech and hearing as a direct Outbound Travel Alert (OTA) Extension just HK$1,980. result of accident which occurs during the trip. Extends to cover other In the event of trip cancellation directly due to the first issuance** of a permanent disablement accordance with the maximum benefit Black or Red Outbound Travel Alert (OTA) issued by the Hong Kong specified in the Scale of Benefits. Security Bureau to the planned destination after the policy has Covered Sports and Activities List Burial/ Cremation Expenses 20,000 become effective and within seven (7) days before departure date, we Overseas burial or cremation expenses in case of accidental death. will reimburse the insured person the irrecoverable loss up to: Common sports and activities are covered@ under PRUChoice Travel, below is Black OTA – 100% of such loss; or a list of examples that we are covering: Compassionate Visit Red OTA – 50% of such loss. Additional accommodation and transportation expenses of a relative 20,000 Skiing Bungee Jumping Parasailing or friend for compassionate visit in case of accidental death overseas. Extension Cover Water Skiing/ Horse Riding or Parachuting Winding-up of an airline under the booked trip will be covered. We will Wakeboarding Tracking reimburse the insured person: Zorbing/ Hydro Zorbing 3. 24 Hours Emergency Assistance Services Unlimited Windsurfing Go-karting I. Either the loss of irrecoverable deposits or charges paid in advance Trekking (Only for Medical or contracted to be paid for the trip or a newly replaced airline Snorkeling Motorcycling Should you need assistance in the course of trip, you can contact Evacuation & Ziplining/ Jungle Flight EAHK Alarm Centre for the following emergency assistance for free: Repatriation) ticket to continue the booked trip if the event occurs within thirty Banana Boat Snowboarding Marathon/ Triathlon Medical evacuation (Unlimited Cover) (30) days before the departure date; Hot-air Ballooning Surfing Repatriation after treatment to Hong Kong (Unlimited Cover) II. The cost of the forfeited airline ticket if the departure date is over Cross-harbour thirty (30) days after the event occurs. Sky-Diving Jet-skiing Swimming Repatriation of mortal remains/ ashes (Unlimited Cover) Return of unattended dependent children Climbing/ Rock Scuba Diving (not more Arrangement of medical equipment/ medication Climbing than 45 metre depth) Dispatch of doctor @ Subject to the terms and conditions of the policy provision. In addition, sports and activities that are General travel and medical information, legal and interpreter covered should not be taken in a professional capacity or on a competitive basis. Covered sports and referral service activities are not limited to those mentioned in the list above. If you would like to check whether we Hospital deposit guarantee, up to HK$39,000 will cover a particular sport or activity, please call us or your financial consultant or broker.  10. Delayed Baggage 1,500 7. Curtailment 50,000 COVID-19 Extension Compensation for emergency purchase of essential items such We will reimburse you the irrecoverable prepaid and unused cost of the booked trip in the event of medically necessary and unavoidable as clothing or toiletries in the event of checked-in baggage Prudential is now extending to offer COVID-19 coverage for PRUChoice Travel under curtailment of trip and return to Hong Kong due to the following reason delayed for more than 8 hours from the time of scheduled arrival the following benefits, for new policies issued from 10 March 2023 until further notice, beyond the control of the insured person: at destination abroad due to mishandling by airline or hi-jack. to make your trip safer and more enjoyable. I. Death or serious bodily injury or sickness of the insured person, Medical Support immediate family member* with whom you are travelling or travel If you are diagnosed with COVID-19 during the trip overseas, we will offer coverages companion who is not able to continue the remaining booked trip as 11. Personal Liability 1,500,000 under Section 1 - Medical Support^ including: certified by a doctor; i. Overseas medical expenses II. Death or serious bodily injury or serious sickness of immediate family Indemnity for legal liability for bodily injury or property damage to ii. Oversea hospital cash member* or business partner as certified by a doctor; a third party as a result of your negligence. iii. Compassionate visit III. Witness summons, jury service or compulsory quarantine of the iv. Follow-up medical expenses in Hong Kong within 30 days upon returning to Hong Kong v. Medical appliance expenses insured person; IV. Sudden occurrence of strike, riot, civil commotion, industrial action, The maximum benefit limit under Section 1 – Medical Support remain unchanged. hi-jack, terrorist attack, adverse weather conditions, natural disasters 12. Rental Vehicle Excess 5,000 ^The COVID-19 extension does not cover any additional accommodation and transportation expenses (including but not limited to earthquake, tsunami and volcanic If you rent a vehicle in a journey, for which you have arranged the to Hong Kong incurred by you due to COVID-19. eruption), mechanical or structural defect of such aircraft, train or sea motor policy, and the vehicle is involved in a collision whilst under vessel, or closure of airport, train station or port; Cancellation your control or it is stolen or damaged during parking, we will V. Serious damage to the principal home of the insured person or travel indemnify the excess which you are liable under the policy. We will reimburse you with the irrecoverable deposits or charges paid in advance or companion in Hong Kong from burglary, fire, flood, earthquake or similar contracted to be paid for the trip in the event of necessary and unavoidable natural disasters which requires the insured person’s or travel companion’s cancellation of trip due to you or your Travel Companion is confirmed to have presence in the premises. contracted COVID-19 within 7 days before departure date of the booked trip and is OR 13. China Medical Card Service Full unfit to travel as certified by a doctor. This COVID-19 Extension does not cover any loss (For Annual Cover Only) resulting directly or indirectly from COVID-19 which is diagnosed within 3 days after the We will reimburse you with the additional accommodation and Admission Certificate of Insurance is issued. This COVID-19 Extension for Cancellation is subject to transportation expenses incurred overseas in the event of trip curtailment Deposit a sub-limit of HK$25,000 out of the maximum limit as stated in the Policy under Section and return to Hong Kong due to: Upon presentation of MedPass China Medical Card, you can enjoy hospital admission deposit guarantee to designated hospitals*** Guarantee 6 – Cancellation with this maximum limit remains unchanged. Death, bodily injury or illness of your immediate family member*; or for in-patient whilst travelling in Mainland China. Curtailment Hi-jack or riot at the planned destination which first occurs during the period of insurance. If you or your travel companion is confirmed to have contracted COVID-19 during the * ‘Immediate Family Member' means the insured person’s legally married spouse, parent, trip after trip commencement, and it is medically necessary and unavoidably for you or Outbound Travel Alert (OTA) Extension parent-in-law, grandparent, grandparent-in-law, son or daughter, son-in-law or daughter-in-law, your travel companion to shorten the trip and return to Hong Kong early, we will In the event of trip curtailment directly due to the first issuance** of a Black or brother or sister, brother-in-law or sister-in-law, grandchild, grandchild-in-law, legal guardian, reimburse you under Section 7 – Curtailment# for: Red Outbound Travel Alert (OTA) issued by the Hong Kong Security Bureau to fiance or fiancee. irrecoverable prepaid cost of the unused booked trip due to trip curtailment; or the planned destination, we will reimburse the insured person the ** ‘First issuance' means the alert first issued in respect of a specific event or incident ever since the the additional travel ticket and/or accommodation cost reasonably and necessarily irrecoverable loss and/ or additional overseas accommodation and Outbound Travel Alert system existed. incurred by you for early return to Hong Kong. transportation loss up to: *** The designated hospital list will be updated from time to time, please refer to This COVID-19 Extension for Curtailment is subject to sub-limit of HK$25,000 out of the Black OTA – 100% of such loss; or www.prudential.com.hk/travel-hospitallist.pdf for details. maximum limit under Section 7 – Curtailment with this maximum limit remain unchanged. Red OTA – 50% of such loss. Annual Cover #This benefit does not provide cover in the event the booked trip is being extended or not shortened due to COVID-19 and the return date to Hong Kong is same as or later than the original itinerary of the 8. Re-Routing^ 20,000 booked trip. In the event of scheduled aircraft, train or sea vessel is being delayed If you are a frequent traveller, no matter for leisure or business purpose, PRUChoice Travel Automatic 10 Days Extension for more than 8 hours due to strike, riot, civil commotion, industrial Annual Cover provides you a hassle free comprehensive cover: The Policy will be automatically extended for a maximum period of 10 days if you or actions, hi-jack, terrorist attack, adverse weather conditions, natural Up to 90 days for each trip and unlimited number of trip throughout a policy year. your travel companion is diagnosed overseas with COVID-19 during the trip. disaster (including but not limited to earthquake, tsunami and volcanic Additional cover of China Medical Card Services. Important notes: eruption), mechanical or structural defect of such aircraft, train or sea No Claim Discount (NCD) will be entitled upon subsequent renewal year if no claim 1. You must fulfil the prevailing entry rules and conditions including vaccination vessel, or closure of airport, train station or port, we will reimburse you: requirement both in Hong Kong and the planned travel destination(s), otherwise, is being made, reported or arising during the preceding year. If no claim record in no coverage and benefits shall be paid under this COVID-19 Extension of policy. Irrecoverable deposits or charges paid in advance or contracted to the preceding year, you will enjoy 10% NCD at the subsequent renewal. If no claim be paid of accommodation and transportation incurred outside 2. COVID-19 Extension does not cover any loss resulting directly or indirectly from record in 2 consecutive years, you will enjoy 20% NCD at the subsequent renewal. COVID-19 which existed or was known or presented with any signs or symptoms Hong Kong; or Policy will be auto-renewed upon expiry every year if premium payment is made by relating to COVID-19 prior to the departure date of the booked trip. Additional accommodation and transportation expenses necessary incurred overseas for re-routing in order to continue the credit card. 3. The expenses incurred for COVID-19 Extension should be medically necessary and planned trip. unavoidable and being certified by doctor. 4. COVID-19 Extension will be provided until further notice. Extension Cover Automatic 10 days Extension 5. The maximum amount payable under each benefit item and in respect of the total Winding-up of an airline during the booked trip will be covered. We will sum for the above benefits shall not exceed the respective limit and the maximum reimburse the insured person the cost of the forfeited airline ticket. If you are unavoidably delayed overseas in the course of the scheduled itinerary limit of Section 1 – Medical Support as stated in the Policy including that for (including any delays caused by the issuance of any Outbound Travel Alert(s) during COVID-19 Extension and all other Bodily Injury sustained from Accident and Illness ^ Provided that no claims payment has been made under Section 9 contracted during the Period of Insurance. – Travel Delay. the trip in respect of your planned destination by the Security Bureau of Hong Kong), this insurance cover will be automatically extended for a maximum period of 10 days. 6. Prudential reserves the right to suspend, vary or cease the offering of the coverage to new or renewal policies at any time without prior notice. 7. COVID-19 Extension is not an extra benefit offered free-of-charge, and the benefit 9. Travel Delay# 3,000 Privilege for Family Trip amount is subject to the policy terms and conditions, where relevant exclusions and disclaimers apply. In the event of scheduled aircraft, train or sea vessel is being delayed for more than 5 hours due to strike, riot, civil You will enjoy privilege premium if you insure with your unmarried children who are commotion, industrial actions, hi-jack, terrorist attack, adverse aged 17 or below. For details, please refer to premium table. weather conditions, natural disaster (including but not limited to earthquake, tsunami and volcanic eruption), mechanical or structural defect of such aircraft, train or sea vessel, or closure of airport, train station or port, we will reimburse you travel One-way Cover delay cash benefit of HK$200 for the first full 5 hours and If you are leaving Hong Kong on an one-way ticket (e.g. to study abroad or to For details of COVID-19 Extension, HK$400 for each subsequent full 8 hours. emigrate), you can choose to take one-way cover for protection for up to 7 days after please refer to the terms and conditions: # Provided that no claims payment has been made under Section 8 – arrival at the country of final destination. (Cover will terminate upon expiry of the Re-Routing. period of insurance declared on the Certificate of Insurance if a shorter period is In the event that conflicts or inconsistence arise between the English and Chinese chosen.) versions, the English version shall prevail.  Main Exclusions Scale of Benefits of Personal Accident Section The following is a summary of the exclusions to PRUChoice Travel Insurance. Please 人身意外保障－保障賠償表 refer to your Policy for complete details. General Exclusions applicable to All Sections Maximum Benefit In the event of an accident causing (HK$) War and kindred risks, government acts, nuclear hazard and civil commotion 因意外而引致的 最高賠償額 Unreasonable care and attention (港幣$) Accidents whilst engaging in sports or games in a professional capacity, or on a competitive basis (other than for leisure purpose), motor rallies or competitions (other than karting), aviation (other than as a fare-paying passenger in an A. Death 死亡 1,200,000 aircraft which is duly licensed by relevant authorities for the transportation of passengers), or any other hazardous activities or pursuits or similar activities of the aforesaid B. Permanent Disablement Self-inflicted injury or illness 永久性傷殘 Alcoholism and drug abuse Pre-existing medical conditions 1. Total Permanent Disablement Any conditions (including issuance of Outbound Travel Alert) which existed or 1,200,000 完全永久傷殘 known to exist or announced publicly contemplating to exist before the application for this insurance or the time of itinerary confirmation in case of 2. Total and Permanent Loss of Limb(s) 完全及永久喪失肢體 1,200,000 Annual Cover Venereal disease, AIDS and AIDS related complex Pregnancy, miscarriage or childbirth and all complications thereof 3. Total and Permanent Loss of Sight 1,200,000 Accidents occurred whilst the insured person is engaging in manual work in 完全及永久喪失視力 connection with any business, profession or employment or an occupation of 4. Total and Permanent Loss of speech and pilot or crew member of any air or sea carrier, tour guide or escort etc hearing of both ear(s) 1,200,000 Medical treatment being the specific purpose of the trip Loss of or damage to property arising from communicable disease 完全及永久喪失語言能力及聽覺 Any claims arising from COVID-19 (except for COVID-19 Extension) or 5. Permanent and incurable insanity epidemic/pandemic, except for Section 3 – 24 Hours Emergency Assistance Services 永久及無法治療的精神錯亂 1,200,000 Medical Support Treatment obtained in Hong Kong (except as specified in the policy provisions) 6. Total and permanent loss of use of: Non-essential treatment or surgery, or the extra charges for the private room 完全及永久性傷殘： accommodation, except where medically necessary Denture and related treatment except due to the necessary dental treatment for (a) thumb and four fingers of one hand 一隻手之拇指及四隻手指 840,000 the sound and natural teeth of the insured person as a result of accident only which is covered as medical appliance (b) four fingers of one hand Travel Delay 一隻手之四隻手指 480,000 Late arrival at the airport, port or train station Strike or industrial action or other causes which was in existence at the date of (c) thumb (both phalanges) application for this insurance or at time of itinerary confirmation in case of 拇指（兩節指骨） 360,000 Annual Cover Air traffic control (d) thumb (one phalanx) 拇指（一節指骨） 180,000 Baggage and Personal Effects, Personal Money/ Credit Card/ Travel Document Normal wear and tear (e) any other fingers (three phalanges) Confiscation or detention by customs 其餘任何手指 （三節指骨） 180,000 Damage to fragile articles (including perishable food) Loss not reported to the police and the card issuer for unauthorized use of credit (f) any other fingers (two phalanges) card within 24 hours, and/ or to the carrier immediately as appropriate 其餘任何手指（兩節指骨） 120,000 Loss of or damage to mobile phones Personal Liability (g) any other fingers (one phalanx) 其餘任何手指（一節指骨） 90,000 Injury to employees or members of the insured person's family Liability arising out of the use of motorized vehicles, aircraft, watercraft or the like (h) all toes of one foot Property belonging to or held in trust or in the custody of the insured person 240,000 一隻腳的所有腳趾 Liability directly arising from the insured person's specific pursuit of any trade, business or profession (i) great toe (both phalanges) Liability assumed by the insured person by agreement 大足趾（兩節趾骨） 90,000 Rental Vehicle Excess Any illegal and unlawful use of the rental vehicle by the insured person during the (j) great toe (one phalanx) 大足趾（一節趾骨） 60,000 rental period Any incident in which the insured person is not holding a valid driving license The insured person is in condition under the influence of alcohol or drugs while (k) any other toe 其餘任何足趾 36,000 controlling the rental vehicle Any damage to tyres only unless damage is caused to other parts of the rental C. Third Degree Burn of 9% or more of the total vehicle at the same time body surface 500,000 身體總表面面積有9%或以上達第三級燒傷  保障一覽表 保誠精選「旅遊樂」旅遊保障計劃 (所有項目不設「自負金額」) 4. 行李及個人財物保障 20,000 與親友出外旅遊是很多香港人的夢想，而有些人須經常到外地公幹。保 每次旅程 賠償意外遺失或損毀的行李及個人財物： 誠財險有限公司(「保誠」)誠意為您獻上保誠精選「旅遊樂」旅遊保障計 基本保障 最高保障額 每件/ 對/ 套 5,000 劃，讓您從容面對在旅途中遇上突如其來的意外，得到全面保障，享受 (港幣$) 若遺失或損毀的行李或個人財物，購入不足兩年 一個真正的旅遊假期。 時，將以新購價賠償 1. 醫療支援保障 1,200,000 賠償在旅程中因意外受傷或患病而引致的開支。 (2023年3月10日或之後適用) 海外醫療保障 在外地意外受傷或患病，賠償有關的醫療開支包括門診、住 5. 個人現金/ 信用卡/ 旅遊證件保障 26,000 院、及前往註冊醫院的緊急交通費用。 計劃特點 海外住院現金/ 強制隔離現金津貼+ 10,000 個人現金 3,000 1 保誠精選「旅遊樂」各項保障，均不設「自負金額」。 如受保人因以下事故，我們將每日提供現金津貼港幣$200： 保障受保人因意外遺失隨行現金及旅行支票的金錢損 (1) 意外受傷或患病入住外地醫院接受連續治療逾24小時 失。 2 一些受歡迎的運動，如吊索跳、滑翔活動（以滑翔機進行的各式 ；或 信用卡 3,000 滑翔除外）、熱氣球、降傘、空中漫遊，水肺潛水及冬季運動 (2) 被懷疑或證實染上傳染病而於外地被當地政府強制隔 若意外遺失了隨身攜帶的信用卡，而該信用卡又不幸被 等，均獲十足保障，醫療支援保障及人身意外保障分別最高保障 離連續逾24小時。 人盜用，將補償受保人的金錢損失。 額達港幣$1,200,000。 ＋ 不保家居隔離。 旅遊證件 20,000 覆診醫療費用 50,000 3 保障航空公司清盤。 賠償因搶劫、盜竊或偷竊導致遺失旅遊證件而需繳付的 賠償回港後3個月內的覆診費用包括以下因意外導致的費用： 4 跌打(每日最高港幣$150及每人港幣$1,500為限)； 補領費用及因而引致額外的海外住宿及交通費用。 投保單次旅程不設承保年齡上限。全年保障承保年齡最高可達75 歲。 牙科治療。 親友探望 20,000 5 取消旅程及提早結束旅程保障均涵蓋以下海外費用： 因應醫生的建議，支付一位親屬或朋友需要前往當地或逗 旅遊團、海外住宿及交通、及海外租車 留照顧您的額外住宿及交通費用。 6. 取消旅程保障 30,000 活動門票費用，包括主題樂園、展覽、博物館、運動賽事、音 醫療器材費用 20,000 若您因出現下列不能控制的原因而無可避免地取消行 樂或其他表演欣賞活動 應醫生的醫學建議而必需的醫療器材包括輪椅、人造肢 程，我們將賠償您已繳付或立約支付而未能退回的旅 體、眼鏡、拐杖、行走架、矯形牙套、護頸套、助聽器及 遊費用： 運動門票費用、課程費用或運動裝備租賃費用 假牙的費用。 I. 受保人、其同行直系親屬*或同行旅遊夥伴身故、 6 保障紅色及黑色外遊警示。 受保人的額外住宿及交通費用 50,000 嚴重身體損傷或患病，並由醫生證明不適宜旅 受保人意外嚴重身體損傷或患嚴重疾病而導致額外住宿及 遊； 7 保障恐怖主義襲擊。 交通費用。 II. 受保人的直系親屬*或商業夥伴身故、嚴重身體損 額外住宿及交通費用 50,000 8 全年保障為您提供無索償折扣優惠及任中橫中國醫療卡，讓您於 傷或患嚴重疾病，並由醫生證明； 您因意外身體損傷或患疾病不適宜繼續行程而導致返回香 中國指定醫院可獲豁免繳付入院保證金。 III. 受保人需出庭作供、出任陪審員或接受強制性隔 港額外的住宿及交通費用。 離； 9 保誠精選「旅遊樂」保費逐日計算，讓您可根據行程需要，輕鬆 (如受保人在意外受傷或患病時年齡為71歲或以上，此項 計算所需保費。如您前往日本7天，每天保費少於港幣$36。投保 保障最高保障額將為港幣$600,000。) IV. 發生不可預見的罷工、暴動、民亂、工業行動、 「全年保障」，1年保費只需港幣$1,980。 劫機、恐怖主義襲擊、惡劣天氣、天災(包括但 不限於地震、海嘯及火山爆發)、該飛機、火車 2. 人身意外保障 1,240,000 或船隻機械或結構性故障或機場、火車站或碼頭 在旅程期間因意外直接引致的意外死亡、完全永久傷 1,200,000 關閉； 殘、完全永久性斷肢、失明、喪失語言能力及聽覺，可 受保障的運動及活動列表 受保障的運動及活動列表 獲100%保障額。延伸保障其他永久性傷殘，我們將根據 V. 受保人或同行旅遊夥伴香港主要居所因盜竊、火 災、水災、地震或類似的自然災難，導致嚴重損 保障賠償表所列之最高賠償額作出賠償。 毀。 保誠精選「旅遊樂」覆蓋一般運動及活動@，以下為一些受保例子： 殮葬費用 20,000 外遊警示保障 支付因意外身亡引起的海外殮葬費用。 若在保單的保障生效後及出發前的7天內，因香港保 滑雪 騎馬或騎馬踱步 以快艇拉動的降傘 親友探望 20,000 安局就您計劃之目的地首次發出**外遊警示而必須取 滑水/ 滑水板 高卡車 降傘 如在外地意外身亡，支付一位親屬或朋友需要前往當地 消旅程，我們將賠償受保人已繳付而未能退回的費用 滑浪風帆 騎電單車 太空球/ 大汽球 善後的額外住宿及交通費用。 的損失： 浮潛 滑雪板 (有人在內移動） 水上香蕉船 滑浪 高山遠足 黑色外遊警示 – 100%的損失限額；或 3. 24小時緊急支援服務 無限額 熱汽球飛行 乘坐水上電單車 滑索/ 叢林飛行 (只限於 紅色外遊警示 – 50%的損失限額。 空中漫遊 水肺潛水 馬拉松/ 三項鐵人 在旅程中，如需協助，可致電EAHK救援中心，該中心可 免費為您提供以下服務： 醫療救援、 額外保障 攀山/ 攀石 (不深於45米） 渡海泳 護送及運送) 航空公司於預訂行程內清盤。我們將賠償受保人： 吊索跳 醫療救援(無限額保障） 治療後護送回港(無限額保障） I. 已預先支付或立約支付但未能退回的旅費或購買 遇事身故後，將骨灰或遺體運返原居地(無限額保障） 新的機票的費用以便繼續行程，若出發日期為宣 護送隨行受供養而未能照顧的子女返回原居地 佈清盤後30天內； @ 須受保單條款及細節所限。另外，受保運動及活動須以非專業運動形 式，或在非競爭（以休閒形式則受保）情況下參與。受保運動及活動 安排運送所需藥物/ 醫療器材 II. 未能退回的機票費用，若出發日期為宣佈清盤後 並不只限於上述所列，如欲查詢某一類別的運動或活動是否受保，請 必要時派遣醫生到您身處的地方進行診治 計多於30天。 致電本公司或您的理財顧問或經紀。 一般旅遊及醫療資料諮詢服務、法律及傳譯轉介服務 提供住院按金保證，最高可達港幣$39,000 7. 提早結束旅程保障 50,000 10. 行李延誤保障 1,500 「新冠肺炎伸延保障」 因航空公司誤送或劫機而令您在外地抵達目的地8小時後 若您因出現下列不能控制的原因而無可避免地提早結束行程 仍未能取得隨行已登記寄艙的行李，您所購買的必需應急 保誠現正為保誠精選「旅遊樂」提供以下「新冠肺炎伸延保障」，適用於繕 並返回香港，我們將賠償您已繳付而未能退回的旅遊費用： 品如衣物或梳洗用品，可獲得賠償。 發日期為2023年3月10日或以後的新保單，直至另行通知。令您的旅程更安 I. 受保人、其同行直系親屬*或同行旅遊夥伴身故、嚴重身 心及愉快！ 體損傷或患病，並由醫生證明餘下旅程不適宜旅遊； 醫療支援保障 II. 受保人的直系親屬*或商業夥伴身故、嚴重身體損傷或患 11. 個人責任保障 1,500,000 如您於海外旅程時確診感染新冠肺炎，我們將按照保單中「項目一 – 醫療支 嚴重疾病，並由醫生證明； 保障您因疏忽而需對第三者的身體損傷或財物損失負上 援保障」^提供以下保障，包括： III. 受保人需出庭作供、出任陪審員或接受強制性隔離； 法律責任。 i. 海外醫療保障 IV. 發生不可預見的罷工、暴動、民亂、工業行動、劫機、 ii. 海外住院現金 恐怖主義襲擊、惡劣天氣、天災(包括但不限於地震、海 12. 租車自負額保障 5,000 iii. 親友探望 嘯及火山爆發)、該飛機、火車或船隻機械或結構性故障 iv. 回港後30日內在港的覆診醫療費用 在旅程中，若受保人駕駛租用車輛，意外發生碰撞，或 v. 醫療器材費用 或機場、火車站或碼頭關閉； 該車輛被偷竊或在停泊時損毀，當您租車時所安排的汽 「項目一 – 醫療支援保障」所列最高賠償金額維持不變。 V. 受保人或同行旅遊夥伴的香港主要居所因盜竊、火災、 車保單作出賠償時，我們亦會賠償您須負責的有關自負 水災、地震或類似的自然災難，導致嚴重損毀，需要受 ^ 此「新冠肺炎伸延保障」不保障您因感染新冠肺炎引致任何額外的住宿及 額。 交通費用保障。 保人或同行旅遊夥伴留於該處。 或 取消旅程保障 13. 中國醫療卡服務(只適用於全年保障) 全額入院 如您或同行旅遊夥伴於旅程開始前7天內因感染新冠肺炎而經醫生證明醫療 於受保旅程期間，如您因以下情況而需要提早結束行程並返 上必須而無可避免的情況下取消旅程，我們將賠償您已繳付或立約支付而未 回香港，我們將賠償您額外的海外住宿及交通費用： 按金保證 能退回的預繳旅遊款項。此「項目六 – 取消旅程保障」下的「新冠肺炎伸延 於中國內地旅遊時，如需要到指定醫院***住院治療，您只 直系親屬*身故、受傷或病重；或 保障」不保障任何在於本公司發出保證憑證後3天內因感染新冠肺炎而直接 須出示任中橫中國醫療卡，便可享入院按金保證。 或間接所引起的損失，此項最高賠償金額港幣$25,000。而「項目六 - 取消旅 因劫機或於保險期內首次在計劃之目的地發生的暴動。 程保障」之最高賠償金額則維持不變。 外遊警示保障 * “直系親屬”指受保人的合法配偶、父母、配偶父母、祖父母、配偶祖父 提早結束旅程保障 母、子女、女婿或媳婦、兄弟姊妹、配偶兄弟姊妹、孫兒女、孫女婿或孫 因香港保安局就您計劃之目的地首次發出**外遊警示而必須 如您或其同行旅遊夥伴於海外旅程時感染新冠肺炎，而致您或其同行旅遊夥 媳婦、合法監護人、未婚夫或未婚妻。 伴在醫療上必須及無可避免的情況下，提早結束計劃行程返回香港，我們將 提早結束旅程，我們將賠償受保人已繳付而未能退回的費用 的損失及/ 或因而導致額外的海外住宿及交通費用的損失： ** “首次發出”警示指根據「外遊警示制度」下，自該制度產生以來就某一 按照保單中「項目七 – 提早結束旅程保障」#給您賠償： 事件或事故首次所發出的警示。 因提早結束旅程而不可退回及未曾享用的行程預繳旅遊款項；或 黑色外遊警示 – 100%的損失限額；或 *** 指定醫院名單將不時更新，請參閱 提早結束旅程導致您合理及必須的額外住宿及/ 或返回香港的交通票據費 紅色外遊警示 – 50%的損失限額。 用。 www.prudential.com.hk/travel-hospitallist.pdf。 此「新冠肺炎伸延保障」下的 – 提早結束旅程保障之分項最高賠償金額為港 幣$25,000。而「項目七 – 提早結束旅程保障」之最高賠償金額則維持不變。 全年保障 # 此「新冠肺炎伸延保障」之提早結束旅程保障不提供保障如旅程較原本 8. 更改行程保障^ 20,000 的計劃行程延長或未有縮短，即實際返回香港日期為原本的計劃行程返 倘若您經常到外地旅遊或公幹，保誠精選「旅遊樂」全年保障為您提供全 回香港日期相同或延後。 若您已安排的飛機、火車或船隻因罷工、暴動、民亂、工業 面保障： 自動延長10天保障 行動、劫機、恐怖主義襲擊、惡劣天氣、天災（包括但不限 一年內不限旅遊次數，而每次旅遊的保障期最長為90天。 您或同行旅遊夥伴於計劃行程期間因感染新冠肺炎，保單將自動延長保障期 於地震、海嘯及火山爆發）、該飛機、火車或船隻機械或結 額外的中國醫療卡服務。 最長達10天。 構性故障或機場、火車站或碼頭關閉，而導致延誤超過8小 時，我們將賠償您： 如您過去一年內並無任何索償記錄，您可於隨後年度續保時，獲得 重要事項： 10%的無索償折扣優惠。如您在連續兩年內並無任何索償記錄，您隨 1. 您必須在旅程開始前符合香港及計劃前往之目的地現行的入境要求及條 已繳付而未能退回的海外住宿及交通費用；或 件包括疫苗接種規定，否則不會獲得保單之「新冠肺炎伸延保障」的任 後的續保保單更可獲得20%的無索償折扣優惠。 因更改行程而引致額外的海外住宿及交通費用。 何保障或賠償。 如您使用信用卡付款，每年將可獲得自動續保。 2. 此「新冠肺炎伸延保障」不保障於計劃行程出發日期前已經存在或知悉 額外保障 因新冠肺炎確診或已出現新冠肺炎任何徵狀或病徵導致直接或間接的任 航空公司於預訂行程內清盤，我們將賠償受保人未能退回的 何損失。 機票費用。 自動延長10天保障 3. 「新冠肺炎伸延保障」保障的費用是醫療上必須及無可避免的，並由醫 ^ 惟有關索償並未於項目9 – 旅程延誤保障中獲得支付。 生證明。 於旅程期間，若您已安排的行程無可避免地於外地被迫延誤(包括因香港保 4. 「新冠肺炎伸延保障」提供保障直至另行通知。 安局就您計劃之目的地發出了任何外遊警示而造成的延誤)，我們將自動延 5. 「新冠肺炎伸延保障」賠償金額及保單中「項目一 – 醫療支援保障」因其 長您的保障期最長達10天。 他意外導致身體損傷及因患病於保險期內的賠償金額之總賠償不得超過 9. 旅程延誤保障# 3,000 保單「項目一 – 醫療支援保障」最高賠償金額。 6. 保誠保留暫停、更改或停止於繕發新保單或續保時提供此「新冠肺炎伸 若您已安排的飛機、火車或船隻因罷工、暴動、民亂、工業 行動、劫機、恐怖主義襲擊、惡劣天氣、天災(包括但不限 家人同行尊屬優惠 延保障」的權利而毌須預先通知。 7. 「新冠肺炎伸延保障」並非免費額外贈送，賠償受保單條款和細則約 於地震、海嘯及火山爆發）、該飛機、火車或船隻機械或結 假如您為17歲或以下受供養的子女投保，您的保費將獲享尊屬優惠。有關 束，包括所有適用的不保事項和免責條款。 構性故障或機場、火車站或碼頭關閉，而導致延誤超過5小 保費詳情，請參閱保費表。 時，我們將為旅程延誤首滿5小時賠償港幣$200；其後每延 誤滿8小時，賠償則為港幣$400。 # 惟有關索償並未於項目8 – 更改行程保障中獲得支付。 投保單段旅程 若您持單程機票離港，例如到海外留學或移民，便可選擇投保單段旅程， 「新冠肺炎伸延保障」詳情請見條款及細則： 保障將於抵達目的地7天後完結(若您選擇較短之承保日期，則保障將於保 險憑證上所列明之屆滿期後完結）。 倘若中文內容及英文內容互有衝突或不一致之處，均以英文內容為準。 主要不保事項 Table of Premium 保費表 下列只為保誠精選「旅遊樂」不保事項的概略，請參閱保單內所列明的詳細 (All figures in HK$/ 以港幣$計算) 內容。 Area No. of Insured Insured Person Insured Person Insured Person 適用於整套保單的不保事項 地區 Days Person Only & Spouse & Children & Family 戰爭及同類行動、政府法令、核能災難，及民亂所構成的損失 日數 投保人 投保人及其配偶 投保人及其子女 投保人及其家人 故意疏忽 以專業運動形式或在競爭(以休閒為目的則除外)情況下所參與的運動或 1 92 184 138 230 比賽、賽車(高卡車除外)、飛行活動(以持票乘客身份，乘坐持牌客機 2 137 274 206 343 則除外)、或任何其他危險活動或前述相似的活動時發生的意外 3 173 346 260 433 蓄意令自己受傷或生病 4 209 418 314 523 酗酒及濫用藥物 Asia & 5 223 446 335 558 旅遊前已存在的任何病徵、病症 Specific Islands * 6 233 466 350 583 任何情況(包括外遊警示的發出)在申請投保時，或在投保全年保障而確 亞洲及 7 247 494 371 618 定行程前經已存在或已知其存在或已就預期會出現作出公布 指定島嶼* 8 258 516 387 645 性病、愛滋病及與愛滋病有關連的病症 9 264 528 396 660 懷孕、流產、分娩及由上述引起的其他病症 10 272 544 408 680 因從事任何與商業或職業有關的體力勞動工作，或因從事任何空中或海 上運輸工作的駕駛員或機員、導遊或領隊等職業而引起的意外 Over 10 days 10天以上 Scan QR code below for complete table of premium 掃瞄以下二維碼查閱完整保費表 蓄意以治病為旅遊目的 1 138 276 207 345 因傳染病引致的財產/ 財物的損失或損壞 2 228 456 342 570 因新冠肺炎COVID-19（「新冠肺炎伸延保障」除外）或流行病或大流行 病引致的任何賠償，惟「項目三 – 二十四小時緊急支援服務」除外。 3 304 608 456 760 4 379 758 569 948 醫療支援保障的不保事項 5 410 820 615 1,025 香港醫藥費用(除於保單內註明的保障） 6 434 868 651 1,085 非必需的治療、手術或住用私家病房的額外費用 7 450 900 675 1,125 假牙及有關治療費用，惟因意外引致受保人原本健全及天然的牙齒必須 8 467 934 701 1,168 Worldwide 接受牙科治療的相關費用將根據醫療器材獲得保障則除外 全球 9 479 958 719 1,198 旅程延誤保障的不保事項 10 490 980 735 1,225 因受保人遲到機場、碼頭或車站所致 11 503 1,006 755 1,258 於申請投保時，或在投保全年保障而確定行程時，已存在的罷工或工業 12 515 1,030 773 1,288 行動，或其他已存在的原因 13 532 1,064 798 1,330 航空管制 14 543 1,086 815 1,358 行李及個人財物保障、個人現金/ 信用卡/ 旅遊證件保障的不保事項 Over 14 days 14天以上 Scan QR code below for complete table of premium 掃瞄以下二維碼查閱完整保費表 破舊 被海關沒收或扣留 Insured Person Only Insured Person & Family# 易碎物料(包括易腐壞的食物)的損毀 Annual Cover Premium 投保人 投保人及其家人# 遺失而未能於24小時向警方及發卡中心(適用於信用卡被盜用)報失及/ 全年保障保費 或未有盡快向有關的運輸公司報失 1,980 3,960 手提電話的遺失或損毀 * Applicable for the trip in Asia including but not limited to Bangladesh, Bhutan, Brunei, Cambodia, China, India, Indonesia, Japan, South Korea, Laos, Macau, Malaysia, Mongolia, 個人責任保障的不保事項 Myanmar, Nepal, Pakistan, The Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam or the island of Guam, Maldives, Palau, Saipan and Tinian. 導致受保人的僱員或家屬受傷 * 適用於亞洲包括但不限於孟加拉、不丹、汶萊、柬埔寨、中國、印度、印尼、日本、南韓、老撾、澳門、馬來西亞、蒙古、緬甸、尼泊爾、巴基斯坦、菲律賓、新加 由使用機動車輛、飛機、船隻或類似物而引致的責任問題 坡、斯里蘭卡、台灣、泰國、越南或於關島、馬爾代夫、帛琉、塞班島、天寧島等島嶼的旅程。 屬於受保人或由受保人監管的物件 # No Claim Discount will be offered in accordance with the claim record of each Insured Person in the preceding period of insurance. In an Annual Cover for "Insured Person & Family", 由受保人所從事的行業所引致的責任問題 No Claim Discount will be given to the Insured Person and his/ her spouse only. However, the claim record of an insured dependant/ unmarried child shall be deemed and handled as if 受保人於其所簽的契約上所承擔的責任 it was submitted by the Insured Person. Should there be a claim record for two or more persons to be insured in an Annual Cover for "Insured Person & Family", No Claim Discount will 租車自負額保障的不保事項 not be offered to the whole policy at renewal. 租用車輛期間，受保人非法及不合法使用該租用車輛 # 無索償折扣優惠將根據每名投保人上一投保年度的索償記錄而提供。在為「投保人及其家人」而設的全年保障中，無索償折扣只提供予投保人及其配偶，惟受保未婚子女 受保人在意外中未持有有效的駕駛執照 的索償將被視作投保人的索償個案處理。若為「投保人及其家人」投保全年保障而當中有兩名或以上受保人士有索償記錄，則其續保保單將不會享有無索償折扣優惠。 受保人因任何情況受到酒精或藥物影響下駕駛租用車輛 僅輪胎受損(如租用車輛其他部份同時受損則除外） Definition 1. "Children" refers to the insured person's dependent and unmarried Scan QR code for complete Premium Table 定義 children who are aged 17 or below. 掃瞄二維碼查閱完整保費表 Apply now 即時投保 子女指受保人在17歲或以下並受供養的未婚子女。 2. "Insured Person & Family" refers to the Insured Person, his/ her legally married spouse, dependent and unmarried children who are aged 17 or Scan QR code to apply now below. 掃描二維碼立即投保 受保人及其家人即受保人、其合法配偶及17歲或以下並受供養的 未婚子女。 Comprehensive Products to Cater for Your Needs Prudential General Insurance Hong Kong Limited takes care of your everyday needs by providing a comprehensive range of products, including: PRUChoice Card Protection Plus PRUChoice Motor PRUChoice China Protection PRUChoice Furkid Care PRUChoice Clinic PRUChoice Personal Accident PRUChoice Cruise Travel PRUChoice Personal Accident Plus PRUChoice Golfers PRUChoice Relocation Care PRUChoice HealthCare PRUChoice Travel PRUChoice HealthCheck PRUChoice Travel Overseas Study PRUChoice Home PRUChoice Travel Working Holiday PRUChoice Home Décor PRUChoice Shop PRUChoice Home Deluxe PRUChoice Office PRUChoice Home Landlord PRUChoice Group Medical PRUChoice Hong Kong Study Care PRUChoice Group Life PRUChoice Maid Fire Insurance PRUChoice Maid – Post-natal Carer Plan and many other insurance products. To know more about our products, just call us or your financial consultant/ broker. 產品服務 全面周到 保誠財險有限公司為您提供以下一系列的保險服務，全面保障您的每一天。 保誠精選「失卡寶」 保誠精選「駕駛寶」 保誠精選「中國安心寶」 保誠精選「寵愛寶」 保誠精選「診療寶」 保誠精選「安健寶」 保誠精選「郵輪旅遊樂」 保誠精選「倍安寶」 保誠精選「高球樂」 保誠精選「移居寶」 保誠精選「康療寶」 保誠精選「旅遊樂」 保誠精選「康檢寶」 保誠精選「海外留學寶」 保誠精選「家居寶」 保誠精選「工作假期寶」 保誠精選「家居裝修寶」 保誠精選「商舖寶」 保誠精選「名家寶」 保誠精選「興業寶」 保誠精選「業主寶」 保誠精選「團體醫療寶」 保誠精選「來港尚學寶」 保誠精選「團體人壽寶」 保誠精選「僱傭寶」 火險 保誠精選「僱傭寶」– 陪月員計劃 及其他各類的保險服務。 如欲查詢以上保險服務詳情，請致電本公司或您的理財顧問/ 經紀。 For further information, please go to: https://www.prudential.com.hk/en/contact 如有查詢，請瀏覽以下網址： https://www.prudential.com.hk/tc/contact www.prudential.com.hk Note: This brochure is for reference only and does not constitute any contract or any part thereof between Prudential General Insurance Hong Kong Limited (“Prudential”) and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential will be happy to provide a specimen of the policy document upon your request. In the event of any inconsistency between Chinese and English versions of all terms and conditions, the English version shall prevail. 註： 此小冊子只作參考之用，不能作為保誠財險有限公司（「保誠」）與任何人士或團體所 訂立之任何合約或合約之任何部份，有關本保險之其他詳情及條款及條件，請參閱保 單。如有需要，保誠樂意提供保單樣本以供閣下參考。 所有中文簡譯，如與英文有異，概以英文為準。 Gl3/BR0005B/P01 (11/23)  Application Form for PRUChoice Travel Insurance 保誠精選「旅遊樂」 旅遊保障計劃 申 請表 Applicable on or after 10 March, 2023 2023年3月10日或之後適用 For further information, please go to: https://www.prudential.com.hk/en/contact 如有查詢，請瀏覽以下網址： https://www.prudential.com.hk/tc/contact GI3/APP0005B/P01 (03/23) PRUChoice Travel Insurance 保誠精選「旅遊樂」旅遊保障計劃 Details of Applicant 申請人詳情 (Please complete in BLOCK LETTERS 請用英文正楷填寫) Applicant Gender Female Male 申請人 □ One of Insured Person(s) 其中一名受保人 □ Contact 聯絡人 Person 性別 □女 □男 Surname Given Name 姓 名 HKID or Passport No. Date of Birth (dd/ mm/ yy) 香港身份證或護照號碼 出生日期 (日/ 月/ 年) Occupation 職業 Home Tel No. Mobile No. 住宅電話號碼 流動電話號碼 (Policy number will be sent to you via SMS 保單號碼將會透過短訊傳送給您) Email Address 電郵地址 Scan QR code to view eDocument Guide (Upon the issuance of the Policy, eDocument will be activated immediately, the hard copies of policy documents and renewal documents issued thereafter will no longer be mailed to you. Please register myPrudential – General Insurance account to access those 掃描二維碼參閱 aforesaid documents. Whenever a notification email is sent to your designated email address, you are deemed to have received the 電子文件指南 corresponding new eDocument. 保單簽發後，電子文件便會立即啓用，日後發出之保單及續保文件將不會再郵寄列印本給您。您必須有myPrudential – 一般 保險賬戶，去查閱上述的文件。每當提示電郵已經發送到您指定的電郵地址，您將被視為已收有關的最新電子文件。） Correspondence Address 通訊地址 Flat/ Room Floor Block 室 樓 座 Building/ Estate 大廈/ 屋苑 Street/ Road & District Area 街道及地區 □HK 香港 □KLN 九龍 □NT 新界 Insured Person(s) 受保人 Occupation (for Annual Cover only) Gender Date of Birth (dd/ mm/ yy) Relationship HKID or Passport No. Surname Given Name 職業(只適用投保全年保障人士） 性別 出生日期（日/ 月/ 年） 與申請人之關係 香港身份證或護照號碼 姓 名 Note : Application from some occupations are not accepted. For details, please contact your financial consultants or refer to the Policy wording. 註: 部份職業的投保恕不接受，詳情可向您的理財顧問查詢或查閱保單。 The Policy will not be in force until the application has been accepted by the Company and the premium has been paid. 保單需在本公司接納申請及收訖保費後方才生效。 Details of Application 投保詳情 (Please as appropriate 請在適當方格加上“”) □ For Single Trip only* □ For One-way Cover only □ For Annual Cover only#@ 單次旅程* 單段旅程 全年保障#@ □ Asia & Specific Islands^ □ Worldwide □ Applicant only □ Applicant & Family 亞洲及指定島嶼^ 全球