Life QA PDF
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Uploaded by ConsiderateAmericium
Schoolcraft College
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Summary
This document contains a series of questions and answers relating to life insurance coverage. It covers topics like waiting periods, protected events, and exclusions.
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What is the duration of the waiting period before benefits begin for protected events? A. 10 days B. 7 days C. 30 days D. 14 days ANSWER: D Which of the following events would be considered non-protected immediately after the Effective Date of Protection? A. An unexpected heart attack B. Sur...
What is the duration of the waiting period before benefits begin for protected events? A. 10 days B. 7 days C. 30 days D. 14 days ANSWER: D Which of the following events would be considered non-protected immediately after the Effective Date of Protection? A. An unexpected heart attack B. Surgery for a known medical condition C. Disability occurring due to a normal pregnancy D. An accident leading to hospitalization ANSWER: C Which protection product is not available from ACCU. A. MRC B. LifePlus Disability with Voluntary Unemployment Coverage C. GAP D. LifePlus ANSWER: D Under LifePlus coverage, a death event is not protected if the death occurs as a result of a pre-existing condition within \_\_\_\_ months of the effective date. ANSWER: 6 With Lifeplus coverage, suicide occurring after the first 6 months of policy date will be a covered event. A. True B. False ANSWER: B
