Lien vs. Non-Lien Doctors in Car Accidents PDF

**1. What does \"lien\" vs. \"non-lien\" refer to in car accident cases?** A\) A medical specialty\ B) The type of injury treated\ C) The payment arrangement\ D) The location of treatment **Correct Answer:** C) The payment arrangement\ *Explanation: \"Lien\" vs. \"non-lien\" describes how doctors...

**1. What does \"lien\" vs. \"non-lien\" refer to in car accident cases?** A\) A medical specialty\ B) The type of injury treated\ C) The payment arrangement\ D) The location of treatment **Correct Answer:** C) The payment arrangement\ *Explanation: \"Lien\" vs. \"non-lien\" describes how doctors get paid, not the type of specialty or injury.* **2. Which type of doctor requires immediate payment?** A\) Lien doctor\ B) Non-lien doctor\ C) Emergency doctor only\ D) Specialist only **Correct Answer:** B) Non-lien doctor\ *Explanation: Non-lien doctors need to be paid right away, either by cash, credit card, or health insurance.* **3. How do lien doctors get paid?** A\) Through health insurance\ B) Cash at the time of service\ C) From the settlement at the end of the case\ D) By a third-party company **Correct Answer:** C) From the settlement at the end of the case\ *Explanation: Lien doctors agree to provide treatment without immediate payment and get paid from the settlement once the case is resolved.* **4. What is the purpose of the lien form that lien doctors send to the law firm?** A\) To provide medical records\ B) To confirm the treatment plan\ C) To ensure they get paid from the settlement\ D) To authorize insurance payments **Correct Answer:** C) To ensure they get paid from the settlement\ *Explanation: Lien doctors send a lien form to the law firm, which must be signed to promise payment from the settlement.* **5. Which of the following doctors can be both lien and non-lien?** A\) Cardiologist\ B) Chiropractor\ C) Neurologist\ D) Dentist **Correct Answer:** B) Chiropractor\ *Explanation: A chiropractor can be either a lien or non-lien doctor, depending on their payment arrangement preferences.* **6. Why do clients see non-lien doctors immediately after an accident?** A\) To receive ongoing treatment\ B) To treat minor injuries\ C) For urgent medical attention\ D) For specialized care only **Correct Answer:** C) For urgent medical attention\ *Explanation: Clients see non-lien doctors, such as ER doctors or primary care doctors, immediately after the accident for urgent care.* **7. Which of the following is a key benefit of working with lien doctors?** A\) They provide immediate payment\ B) They help clients avoid upfront costs for ongoing care\ C) They do not require approval for treatments\ D) They only treat minor injuries **Correct Answer:** B) They help clients avoid upfront costs for ongoing care\ *Explanation: Lien doctors allow clients to receive ongoing treatment without upfront payment, which helps them fully recover.* **8. What kind of records do lien doctors provide that help support claims?** A\) Billing statements\ B) Weather reports\ C) Detailed treatment records\ D) Advertising materials **Correct Answer:** C) Detailed treatment records\ *Explanation: Lien doctors provide detailed treatment records that help support injury claims and document the client\'s treatment.* **9. Why is continuity of care important for car accident cases?** A\) It helps speed up the legal process\ B) It allows clients to avoid specialist visits\ C) It ensures maximum medical improvement and documents all injuries\ D) It reduces the total cost of treatment **Correct Answer:** C) It ensures maximum medical improvement and documents all injuries\ *Explanation: Continuity of care ensures that clients receive all necessary treatment, which helps document injuries and maximize the value of the case.* **10. What type of payment do non-lien doctors require?** A\) Future payments from a settlement\ B) Immediate payment by cash, credit card, or insurance\ C) Payments made by other lien doctors\ D) No payment at all **Correct Answer:** B) Immediate payment by cash, credit card, or insurance\ *Explanation: Non-lien doctors require immediate payment, unlike lien doctors, who get paid from the settlement.* **11. What is a reason we work with lien doctors?** A\) They always provide free treatment\ B) They allow clients to receive treatment without immediate payment\ C) They are the only doctors that treat accident injuries\ D) They require the client to sign the lien form **Correct Answer:** B) They allow clients to receive treatment without immediate payment\ *Explanation: Lien doctors provide ongoing care without requiring clients to pay upfront, which helps clients get necessary treatment.* **12. How does the law firm ensure lien doctors are paid?** A\) By billing the client\'s health insurance\ B) By paying them directly at the time of service\ C) By paying from the settlement at the end of the case\ D) By asking the client to pay in cash **Correct Answer:** C) By paying from the settlement at the end of the case\ *Explanation: The law firm pays lien doctors from the settlement once the case is resolved, ensuring all medical bills are covered.* **13. Why is it important to keep track of both lien and non-lien doctors in a case?** A\) To determine who is the best doctor\ B) To make sure all bills are included in the settlement\ C) To avoid treatment for the client\ D) To track only the doctors paid by the client **Correct Answer:** B) To make sure all bills are included in the settlement\ *Explanation: Tracking both lien and non-lien doctors ensures that all medical expenses are accounted for when negotiating a settlement.* **14. What is a key difference between lien and non-lien doctors?** A\) Lien doctors require upfront payment, while non-lien doctors do not\ B) Lien doctors provide urgent care, while non-lien doctors do not\ C) Lien doctors provide treatment based on a promise of future payment, while non-lien doctors require immediate payment\ D) Lien doctors treat more serious injuries than non-lien doctors **Correct Answer:** C) Lien doctors provide treatment based on a promise of future payment, while non-lien doctors require immediate payment\ *Explanation: Lien doctors treat clients without upfront payment, based on the promise of being paid from the settlement.* **15. Why do non-lien doctors usually bill health insurance directly?** A\) To avoid involving the law firm\ B) To ensure the client pays cash\ C) To make it easier for clients to receive treatment without upfront costs\ D) To delay the payment until after the settlement **Correct Answer:** C) To make it easier for clients to receive treatment without upfront costs\ *Explanation: Non-lien doctors bill health insurance directly so that clients do not have to pay out of pocket at the time of treatment.*