Focus Product Presentation - September 2024 PDF

Focus Product Presentation September 2024 THE WORLD MAP IS NOT ACCURATE AND IS FOR ILLUSTRATION PURPOSE ONLY For...

Focus Product Presentation September 2024 THE WORLD MAP IS NOT ACCURATE AND IS FOR ILLUSTRATION PURPOSE ONLY For internal & private circulation only Aditya Birla Sun Life Mutual Fund  About ABSL AMC Under its suite are Mutual Fund Total AUM of over (excluding ETF Shares), Alternate Assets, Portfolio Management Services, Offshore ₹3,676 billion and Real Estate Offerings Pan India presence across 30 years 300+ Locations track record One of the largest fund 9.4 million houses in India Investor Folios Data as on : Quarter Ending 30th June 2024 2 For internal & private circulation only Aditya Birla Sun Life 02 Mutual Fund  Fund Recommendations For internal & private circulation only Aditya Birla Sun Life Mutual Fund  Fund House Recommendation Core Funds These are the funds that should form 60-70% of an investors’ portfolio. These funds are from large/diversified categories. For growth of business, it is pertinent have higher market share in these funds. These categories put together command >80% of industry AUM. Tactical Funds Funds which are tactical in nature come with some bit of seasonality/cyclicality and hence possibly higher volatility. Fund House may give a call on some of them and should form ~20-25% of an investors’ portfolio. Investors with higher risk tolerance should allocate to these funds. Timely information and correct pricing to help increase market share. Tertiary Funds These funds are complementary and go well along well with tactical funds and should form 5-10% part of an investors’ portfolio. Goal planning products or products with categorical style bias or investment objective get categorized here. 4 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  Core Funds Core Funds Equity Hybrid/Debt Active Funds Active Funds ABSL Frontline Fund ABSL MAAF ABSL Flexi Cap Fund ABSL BAF ABSL Multi-Cap Fund ABSL Arbitrage Fund ABSL Focused Fund Equity Hybrid '95 Fund ABSL Equity Adv. Fund ABSL Mid Cap Fund Debt Funds ABSL Small Cap Fund ABSL Liquid Fund ABSL Low Duration Fund Passive Funds ABSL Corporate Bond Fund ABSL Short Term Fund ABSL Nifty Next 50 Index Fund ABSL Medium Term Fund ABSL Nifty 50 Equal Weight Index Fund ABSL Dynamic Bond Fund ABSL Nifty 50 Index Fund ABSL Floating Rate Fund ABSL Savings Fund Fund of Funds (FOF) ABSL Money Manager Fund ABSL Asset Allocator FOF 5 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  Tactical Funds Tactical Funds Equity Debt ABSL Quant Fund ABSL CRISIL IBX Gilt April 2033 ABSL India GenNext Fund Index Fund ABSL Digital India Fund ABSL Banking PSU Debt Fund ABSL Pure Value Fund ABSL Income Fund ABSL Business Cycle Fund ABSL Government Securities Fund ABSL BFSI Fund ABSL Long Duration Fund ABSL Infrastructure Fund ABSL Manufacturing Equity Fund Precious Metals ABSL Pharma & Healthcare Fund ABSL Gold ETF or Gold Fund ABSL MNC Fund /Silver ETF/Gold – Silver FoF ABSL Equity Savings Fund ABSL Dividend Yield Fund ABSL ELSS Tax Saver Fund ABSL PSU Equity Fund ABSL Transportation and Logistics Fund ABSL Nifty Midcap 150 Index Fund ABSL Nifty Smallcap 50 Index Fund 6 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  Tertiary Funds Tertiary Funds Equity Debt/Passives Fund Tertiary Funds (Equity) Tertiary Funds(Debt / Passives Fund) ABSL ESG Integration Fund ABSL Overnight Fund ABSL Special Opportunities Fund ABSL Credit Risk Fund ABSL International Equity Fund ABSL Reg Savings Fund ABSL Bal Bhavishya Yojna ABSL Nifty SDL Sep 2025 Index Fund ABSL Retirement Fund ABSL Nifty SDL Sep 2027 Index Fund ABSL US Treasury 1-3 year Bond ETFs FoF ABSL US Treasury 3-10 year Bond ETFs FoF ABSL Nifty IT ETF ABSL Nifty Bank ETF ABSL NASDAQ 100 FOF ABSL Nifty 200 Quality 30 ETF ABSL Nifty 200 Momentum 30 ETF 7 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  Core Funds: Equity & Hybrid Funds For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Frontline Equity Fund Positioning KEY HIGHLIGHTS A diversified large cap fund that aims to outperform the benchmark by a reasonable margin while taking measured risk. Large Cap Garp philosophy and invests in companies that are growing at a faster rate than the industry and … Mid Cap 80% or more in established large cap companies. sectoral weights by ± 30% of the sectoral weights in the index on the designated day, or by an absolute figure of ± 5%, whichever is higher Small Cap Up to 15% opportunistic exposure in midcaps and small caps to generate additional alpha. Value Blend Growth Portfolio Highlights ~86% of investment is in core Automobile & Auto Components Realty (1.30) Consumer Durable 75 stocks Healthcare (1.91) Construction (1.41) Q1&Q2 in 3,5,10,15,20 years (1.52) (1.18%) exhibiting consistent long term Oil, Gas & Consumable Fuels (-4.41) Metals & Mining (-2.36) FMCG (-2.12) IT (2.00) Power (-1.07) performance SIP Investment Performance - Unique stock picks* with weights >0.5%: Whirlpool, Akzo Nobel, Bayercrop Science, ACC Q2 for 5 & 10 years (all peers) Positive contributors: Telecommunication, Automobile & Auto Components, Realty, Financial Services ~82% of the portfolio is core , Healthcare and has been held for more Negative contributors: Consumer Services, Power, Services than 3 years *Unique stock picks are not present in the portfolio of top 5 schemes in the category. All data as on 30th Aug 2024 unless otherwise specified. Attribution Analysis for last 1 years. Source : ABSLAM Internal Assessment  ABSL Frontline Equity Fund- Performance Analysis ABSL Frontline Equity Fund (since Inception) 3 YR 5 YR 10YR PERFORMANCE % Times Positive Returns 97.8% 99.8% 100.0% Multiplier Journey since 2010 (Median) Returns greater than 10% (% times) 74.35% 79.34% 94.10% Journey ABSL Frontline Nifty 100 Fund Average Returns 18.5% 16.5% 15.9% Benchmark Average Returns 16.24% 14.2% 13.61% 2x 4.90 5 3x 8.59 8.5 5x 11.74 12 Wealth Creation via SIP: The value of ₹ 10,000 through SIP since inception has become ₹ 2.48 Crores. X times CAGR return X times investment 10Y SIP (₹ 12 Lacs) 20Y SIP (₹ 24 Lacs) SI (₹ 26.5 Lacs) Wealth Creation 10Y 13.95 3.69 Valuation XIRR Valuation XIRR Valuation XIRR ABSL Frontline Equity 15Y 14.47 7.59 Fund ₹ 27.87 Lacs 16.08 ₹ 1.45 Cr 15.71 ₹ 2.48 Cr 17.28% Since inception 19.77 53.05 NIFTY 100 - TRI ₹ 28.89 Lacs 16.75 ₹ 1.27 Cr 14.67 ₹ 2.00 cr 15.74% Key takeaways On a 3Yr, 5Yr and 10Yr rolling return basis the Fund has generated positive returns 97-100% of times. Multiplier journey: Since 2010, investment made on any day in the fund has doubled in median time of 4.90 years.Similarly, it has taken 11.74 years for investment to multiply the money 5-times, which is faster than the benchmark. X times: In last 10Y the Fund has created more value compared to Category Average and 15Y fund has created more value compared to Category Average & Nifty 100 TRI ₹ 1 lac invested at inception would have grown to ~53 times to ~₹53 lakh. All data as on 30th August 2024 unless otherwise specified Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 3. Total Schemes managed by Mr. Dhaval Joshi is 51. Refer empower to know more on performance of schemes managed by Fund Managers  ABSL Flexi Cap Fund Positioning KEY HIGHLIGHTS A diversified flexi cap fund. Disciplined allocation of 60%-75% in large cap stocks Large Cap Majority of the portfolio will be invested based on Best in Breed Investing. Invests in best-in-class breed where Style Box company is Sector leader (Top 3 by market cap) or Company growing faster than its sector in last 3 years or Mid Cap Company with margins higher than sector average or Company with Return on Equity (RoE) higher than sector average Small Cap Remaining portfolio invested with Top-Down approach by identifying both tactical and long-term compounders. Value Blend Growth Amongst one of the largest Flexi Cap fund with a track record of wealth creation over 26 years Portfolio Highlights ABSL Flexi Cap Fund has higher EPS compared to Benchmark and peer Automobile & Auto Telecommunication Healthcare (5.08) components (1.99) Financial Services (1.85) IT (1.77) (1.34) average Return on Equity of ABSL Flexi Cap Fund Oil, Gas & Consumable Sectors Power with Consumer (-3.79) the major OW/UW Services compared (-1.76) to BM Capital Goods Realty (-1.11) has higher compared to Peer Average Fuels (-4.69) (-1.23) 76% investment in best of breed^ Unique stock picks* with weights >1%: Radico, Tata Consumer Products, HPCL, CG Power, Bajaj Auto, stocks Exide, Atul, Glenmark, Stride Pharma & Mphasis 80% of investment is in core 75 stocks Positive contributors: Healthcare, IT, Financial Services , Consumer Durables, Chemicals High Active Share compared to peers Negative contributors: Media, Entertainment & Publication *Unique stock picks are not present in the portfolio of top 5 schemes in the category. All data as on 30th August 2024 unless otherwise specified 11 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Flexi Cap Fund- Performance Analysis ABSL Flexi Cap Fund (since Inception) 3 YR 5 YR 10YR PERFORMANCE Multiplier Journey since 2010 (Median) % Times Positive Returns 89.50% 98.8% 100.0% Journey ABSL Flexi Nifty 500 Returns greater than 10% (% times) 70.68% 80.63% 95.18% 2x 4.78 4.9 Fund Average Returns 20.0% 20.1% 18.2% 3x 7.69 8.4 Benchmark Average Returns 15.65% 14.86% 15.54% 5x 10.39 11.6 7x 12.37 12.5 Wealth Creation via SIP: The value of ₹ 10,000 through SIP since inception has become ₹ 6.82 Crores. CAGR X times X times return investment 15Y SIP (₹ 18 Lacs) 20Y SIP (₹ 24 Lacs) SI SIP (₹ 31.3 Lacs) Wealth Creation 10Y 15.54 4.24 Valuation XIRR Valuation XIRR Valuation XIRR 15Y 15.01 8.14 ABSL Flexi Cap Fund ₹ 70.74 Lacs 16.58 ₹ 1.50 crs 16 ₹ 6.82 crs 19.34 Since NIFTY 500 - TRI ₹ 68.00 Lacs 16.12 ₹ 1.35 crs 15.14 ₹ 4.21 crs 16.56 22.03 178 inception Key takeaways On a 5Yr and 10Yr rolling return basis the Fund has generated positive returns 98 to 100% of times. Multiplier journey: Since 2010, investment made on any day in the fund has doubled investors money in 4.76 years. Similarly, it has taken 7.69 & 10.39 years for multiply the money 3-& 5-times respectively, faster than benchmark. X Times: In last 10Y & 15Y the Fund has created more value compared to Category Average & Nifty 500 TRI. ₹ 1 lac invested at inception would have grown to 178 times to ₹1.78 crore. Past performance may or may not be sustained in the future. Data as on: 30th Aug, 2024. Scheme Inception Date: August 27, 1998. The above performance is of Regular Plan - Growth Option. Different plans have different expense structure. Returns greater than 1 year are CAGR. Mr. Dhaval Joshi & Mr. Harish Krishnan are managing the scheme since November 21, 2022 & November 03, 2023. Please refer to Annexure for returns of all the schemes managed by the fund managers.  ABSL Nifty Next 50 Index Fund Positioning KEY HIGHLIGHTS A diversified portfolio of emerging blue-chip stocks. Predominantly Large Cap stocks. The index is not concentrated towards the top 10 holdings. Nifty Next 50 It is well distributed in the bottom 10 stocks as well. Nifty 50 Higher chances of upgrades: Over the last 20 years, majority of inclusion in the NIFTY 50 Index are from NIFTY Next 50 Index. From Jan 2002 – Oct 2022, Out of 75 stocks included in NIFTY 50 index, 53 stocks 38% 62% 56% 44% have been from NIFTY Next 50 Index Top 10 Rest 40 Top 10 Rest 40 Sweet Spot – Potential future blue chips, relatively well discovered companies, familiar brands with growth potential. Index Highlights Nifty 50 Higher exposure to sunrise sectors like Consumer, Commodities, Industrials & (₹111.9 Tr) Utilities, which is balanced and well distributed. Nifty Next 50 Exposure to potential market leaders with better risk adjusted long term performance Nifty 500 (₹27.7 Tr) at reasonable cost. (₹192.3 Tr) Nifty Midcap 150 Suitable for investors looking to complement their core equity portfolio with passive (₹34.0 Tr) investment Nifty Small cap 250 Eliminate unsystematic risk: To eliminate risk pertaining to a particular company or (₹18.8 Tr) sector, fund manager selection. Source: NSE, As August 30, 2024; The figures denote the approximate average market capitalization of all the companies in that respective index. 13 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Nifty Next 50 Index Fund Performance Analysis KEY HIGHLIGHTS Value of 1 Lakh invested on 8th November 2002 Rolling Return Value of ₹1 lakh invested in Nov 2002 is 22.1% Nifty 100 TRI Nifty 200 TRI Nifty 50 TRI Nifty Midcap 150 TRI Nifty Next 50 TRI 78.72 lakhs today 22.1 21.5 18.4 18.3 18.2 17.9 16.5 16.2 16.1 16.0 15.9 15.7 15.6 17.7% 15.2 14.4 14.2 14.2 13.6 12.8 12.8 Value of ₹1 lakh invested in Nov 2002 is ₹35.35 lakhs today Jul/2008 May/2011 Jan/2017 Jan/2018 Apr/2012 Apr/2013 Dec/2018 Aug/2006 Aug/2007 Jun/2009 Jun/2010 Mar/2014 Mar/2015 Nov/2002 Oct/2003 Nov/2019 Nov/2020 Oct/2021 Aug/2024 Sep/2004 Sep/2005 Feb/2016 Sep/2022 Sep/2023 1 YEAR 3 YEARS 5 YEARS 10 YEARS Nifty 50 TRI Nifty Next 50 TRI Rolling returns (a measure of consistent returns) depict Value of investment in Nifty Next 50 compounded at a higher pace outperformance of the Nifty Next 50 index from other broad-based compared to that of Nifty 50. indices across time frames consistently. Source: NSE, ACEMF (As on August 30, 2024) // Rolling period from June 01, 2005 till August 30, 2024 / Note: Past performance may or may not be sustained in the future 14 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Nifty 50 Equal Weight Index Fund Positioning KEY HIGHLIGHTS An open-ended scheme tracking the Nifty 50 Equal Weight TR Index. High stock & sectoral diversification resulting in lower risk. Low concentration Nifty 50 Equal Auto quarterly rebalancing resulting in auto profit booking. Weight TOP 10 Nifty 50 Simple and low-cost investment product. ~22.51% STOCKS ~55.86% The Nifty 50 Equal Weight Index tends to outperform the Nifty 50 Index when there is a broad market rally, often the case after a large market decline. Suitable for investors looking for a ‘intelligent and simple’ long-term addition to their portfolio at low minimum investments Well Diversified Comparison of sector exposure between the Nifty50 Equal Weight Index & Nifty 50 Index (%) Sector Nifty 50 Equal Weight Nifty 50 Financial Services 21.28 32.60 Information Technology 13.06 14.17 Nifty 50 Equal BOTTOM Automobile and Auto Components 11.63 8.31 Weight Nifty 50 Healthcare 10.49 4.50 10 Fast Moving Consumer Goods 10.24 8.47 ~17.64% STOCKS ~6.27% Oil, Gas & Consumable Fuels 8.48 11.97 Metals & Mining 7.11 3.55 Power 4.02 3.14 Consumer Durables 3.95 2.59 Construction Materials 3.90 2.06 Telecommunication 2.07 3.80 Construction 1.90 3.87 Services 1.88 0.97 Source: NSE India. Data as of August 30, 2024; Past performance may or may not be sustained in future. The sector(s)/stock(s)/issuer(s) mentioned in this presentation do not constitute any research report/recommendation of the same and the Fund may or may not have any future position in these sector(s)/stock(s)/issuer(s). 15 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Nifty 50 Equal Weight Index Fund Performance Analysis PERFORMANCE CAGR Returns Annualized Volatility Risk Return Ratio Periods Nifty 50 Equal Weight Nifty 50 Equal Nifty 50 Equal Nifty 50 TRI Nifty 50 TRI Nifty 50 TRI TRI Weight TRI Weight TRI Since June 30, 1999 16.87% 14.43% 21.59% 22.17% 0.78 0.65 20 Years 16.81% 16.12% 21.13% 21.20% 0.80 0.76 15 Years 13.28% 13.27% 17.18% 16.83% 0.77 0.79 10 Years 14.05% 13.59% 16.72% 16.58% 0.84 0.82 7 Years 16.69% 15.66% 17.45% 17.53% 0.96 0.89 5 Years 25.06% 19.37% 18.75% 19.19% 1.34 1.01 3 Years 21.07% 15.17% 14.11% 14.17% 1.49 1.07 1 Year 44.42% 32.64% 13.59% 13.21% 3.27 2.47 6 Months 17.93% 15.76% 15.64% 15.17% 1.15 1.04 3 Months 14.56% 12.55% 18.60% 18.56% 0.78 0.68 Nifty 50 Equal Weight index is relatively insulated from stock and sectoral risk The Nifty 50 index for example is currently overweight on the ‘financial services’ sector A downswing in the financial services sector will have a greater negative impact on the Nifty 50 At a stock level also, a fall in one of the top 5 stocks can lead to a higher quantum fall in the Nifty 50 Source: ABSLAMC Research; Data as of August 30, 2024; Past performance may or may not be sustained in future / above returns are to illustrate performance of the Benchmark and does not indicate Scheme returns in any manner. Returns are pre taxes 16 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Quant Fund Features KEY HIGHLIGHTS An open ended equity scheme following quant based investment theme Machine based sell discipline. No human bias. Portfolio is blend of growth, momentum, and low volatility with a quality bias. Positioning Mcap Breakup The Fund will be sector and benchmark agnostic with high active share compared to SMALL CAP(%), DEBT & OTHER 1.43 (%), 3.66 benchmark 40 -50 stocks that are reasonably equal weighted with maximum weight not exceeding 5% MID CAP(%), LARGE CAP(%), 40.51 54.41 Internal Quant Framework used to harvest signals for portfolio rebalancing (mostly quarterly). Fully invested at all times, minimal cash for redemption requirements For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Quant Fund – Portfolio Snapshot Top 10 Holding Sectoral Breakup Stock Name % of Net Assets Oil, Gas & Consumable Fuels 15.25 Automobile and Auto Components 13.09 Sun Pharmaceutical Ltd. 3.09% Financial Services 12.11 Power 10.71 Colgate Palmolive (India) Ltd. 3.06% Healthcare 10.64 Capital Goods 7.36 Bharti Airtel Ltd. 2.91% Realty 5.51 BPCL 2.90% Consumer Durables 4.22 Metals & Mining 3.21 Indian Oil Corporation Ltd. 2.86% Services 3.08 Bajaj Auto Ltd. 2.68% Fast Moving Consumer Goods 3.06 Telecommunication 2.91 Power Grid 2.68% Construction 2.51 Exide Industries Ltd. 2.63% Construction Materials 1.62 Consumer Services 0.57 NTPC Ltd. 2.59% Information Technology 0.49 ONGC 2.57% Data as of 30th August 2024. Source MFI. Sectors/Stocks mentioned donot constitute any research report/recommendation off the same For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Asset Allocator FOF Features KEY HIGHLIGHTS An open-ended fund of fund scheme investing predominantly in equity schemes, Exchange Traded Funds (ETFs) & debt schemes Mitigates market volatility through diversified investment across various asset classes Investment in FOF helps to avoids tax implications associated with rebalancing within the underlying scheme FOFs provide a favorable tax treatment of 12.5% post 24 months of holding period Positioning The Fund utilizes a rule-based strategy complemented by quality inputs for optimal asset allocation with dynamic rebalancing With average net equity exposure of 52.64%, ABSL Asset Allocator FoF have generated Leverages on outputs from valuation models & expert views to identify ~94% of the returns of Sensex TRI, while emerging trends through thematic & sector investments having 56% of volatility of Sensex TRI. Provides expertise to potentially earn higher returns compared to traditional deposits. For internal & private circulation only Aditya Birla Sun Life Mutual Fund  Equity Themes Played across the year Themes Aug-24 Jul-24 Jun-24 May-24 Apr-24 Mar-24 Feb-24 Jan 2024 Dec-23 Nov-23 Oct-23 Sep-23 Aug-23 Frontline Equity 5.58 6.52 6.51 6.05 7.82 1.93 5.38 6.42 6.8 6.06 Core Portfolio Flexi Cap 8.1 7.27 7.2 6.93 6.7 7.89 3.71 5.29 7.52 5.96 Mid Cap 11.4 10.26 9.5 8.69 7.05 4.44 7.56 9.27 11.27 11.9 6.39 10.14 10.28 Small Cap 11.4 10.63 9.93 8.81 7.18 4.47 6.67 9.56 11.55 12.57 7.05 13.26 12.93 Equity 1.88 7.41 Advantage Dividend Yield 9.7 8.78 8.49 8.25 8.24 8.15 9.5 7.32 7.19 6.31 4.36 5.13 5.79 Infrastructure 7.6 8.87 8.84 8.73 7.91 7.73 9.77 7.42 7.27 6.88 6.75 5.97 5.89 PSU Equity 7.5 8.85 8.64 8.78 8.25 7.93 10.69 9.71 8.99 8.18 6.73 5.51 5.05 Satellite Portfolio Pure Value 8.5 7.8 7.6 7.25 7.46 7.45 9.71 8.94 8.84 8.79 7.54 6.09 5.95 Banking & 1.88 0.89 Financial Digital India 5.8 4.91 Pharma & 4.79 5.57 5.64 Healthcare Arbitrage 5.91 7.59 Business Cycle 7 6.92 6.88 7.22 8.59 10.44 7.26 20 For internal & privatethcirculation only Aditya Birla Sun Life Mutual Fund Data as on 30 August 2024; Source: MFIE. The above data shows the % of exposure in the funds taken for that particular month  ABSL Asset Allocator FOF – Portfolio & Performance Asset Allocation Breakup 1.9 1.9 0.6 0.6 0.8 0.6 0.6 4.7 9.1 8.9 9.4 12.9 12.9 10.0 8.6 8.7 18.8 19.2 19.8 15.6 15.7 15.7 15.8 16.6 70.2 70.0 70.0 70.9 70.8 73.6 75.1 70.0 Jan-24 Feb-24 Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 Equity Debt Gold ETF Cash & Current Assets Point to Point Returns 1 Year 3Year 5 Year Since Inception ABSL Asset Allocator FoF 31.97% 14.84% 17.86% 10.85% Benchmark - CRISIL Hybrid 50+50 - Moderate Index 23.56% 12.01% 14.73% 11.35% Additional Benchmark - BSE Sensex TRI 28.63% 14.15% 18.54% 13.04% Outperformance to Benchmark 8.41% 2.83% 3.13% -0.50% Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Vinod Bhat is 5. Total Schemes managed by Mr. Dhaval Joshi is 52..Dataa as of 30th Aug 2024 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Balanced Advantage Fund Positioning KEY HIGHLIGHTS Rule based investing – Increases equity at lower valuation and reduces allocation at higher valuation. Debt portfolio follows an accrual strategy. Large Cap Style Box Based on in-house Asset allocation model that combines Valuation, Contrarian and trend ratio, to remove fund manager discretion resulting in emotion free investing. Mid Cap ABSL BAF Fund’s drawdown is better than the market and fund takes much lesser time to recoup the losses. Small Cap Value Blend Growth ABSL Balance Advantage Fund (since Inception) 3 YR 5 YR 10YR % Times Positive Returns 94.04% 100.00% 100.00% On a 3 YR, 5Yr and 10Yr rolling return basis the Fund has generated positive returns 94 to100% of times Returns greater than 10% (% times) 62.12% 59.01% 69.81% Min (%) -15.38 0.38 5.89 In last 10Y the fund has multiplied the money 2.9 times & 15Y the Max (%) 44.34 32.64 17.81 Fund has multiplied the money 4.7 times for the investors. Average (%) 12.50 12.24 11.41 SIP since inception has generated XIRR return of 12.08 showcasing the long-term wealth creation for investors. CAGR return X times investment 10Y 11.26 2.91 With average net equity exposure of 51.77%, ABSL Balanced 15Y 10.90 4.72 Advantage Fund have generated 79% of the returns of Nifty 50, Since inception 10.01 10.23 while having only 66% of volatility of Nifty 50. Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mohit Sharma is 18. Total Schemes managed by Mr. Vishal Gajwani is 3. Total Schemes managed by Mr. Lovelish Solanki is 2. Refer empower to know more on performance of schemes managed by Fund Managers. Data as of 30th August 2024 22 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Multi Asset Allocation Fund Positioning KEY HIGHLIGHTS Asset allocation fund investing in Equity, Debt and commodities. Large Cap Lower Correlation amongst Asset Classes Key Ingredient for Diversification Style Box Equity portion of Portfolio will follow Flexi Cap approach with Large Cap bias and can invest across Sectors / Mid Cap Themes. Can be ideal portfolio for any market environment. Small Cap Fund will have asset allocation of 65% in Equity, 20% in Fixed Income and 15% in Gold with slight deviation in Value Blend Growth extreme market scenarios. Portfolio Highlights Mcap Breakup Sectors with the major OW/UW compared to BM Consumer Durables Automobile & Auto Cash & Others Realty(1.30) Capital Goods (1.13) Healthcare (0.96) (3.91) Components (1.34) 33.38% Financial Services Oil, Gas , Consumable Metals & Mining Large Cap IT (-3.16) Power (-1.75) (6.69) Fuel (-2.93) (-2.10) 43.80% Unique stock picks* with weights >1%: TD Power System, Timken, Coforge, Vinati Organics Positive contributors: IT, Consumer Durables, Healthcare Negative contributors: Realty, Services Small Cap 13.11% Mid Cap 9.71% *Unique stock picks are not present in the portfolio of top 5 schemes in the category. All data as on 30th August 2024 unless otherwise specified 23 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Multi Asset Allocation Fund Historical Asset Allocation across various assets KEY HIGHLIGHTS 0.41% 0.38% 0.37% 2.50% 2.34% 3.99% 3.90% 4.01% 4.20% 4.10% 4.48% 4.60% 4.13% 5.90% 13.77% 13.18% 12.41% 13.65% 13.91% 12.84% 12.28% 12.30% 12.78% 13.97% 14.27% 13.92% 13.01% 13.30% 20.58% 21.00% 21.79% 19.04% 20.15% 17.97% 19.71% 19.87% 18.72% 15.79% 16.28% 16.97% 15.64% 14.17% 1.26% 2.50% 2.52% 3.13% 2.64% 3.43% 1.35% 4.26% 4.14% 3.90% 65.25% 65.43% 65.43% 63.28% 61.37% 62.67% 60.90% 64.30% 63.49% 62.17% 63.85% 61.63% 62.48% 59.92% Jul-23 Aug-23 Sep-23 Oct-23 Nov-23 Dec-23 Jan-24 Feb-24 Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 Net Equity Arbitrage Debt & Cash Gold/Commodities Reits/invits/Hybrid Instrument Data as of 30th August 2024. 24 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Arbitrage Fund Positioning KEY HIGHLIGHTS The scheme intends to take advantage from the price differentials/mispricing prevailing in stock/index in various market segments (Cash & Futures). Large Cap Style Box Majority Cash Future Arbitrage strategy to generate returns. No unhedged position in the fund. Mid Cap Provides Tax arbitrage over debt funds. Easy Liquidity. In last 5 years, fund has declared dividend every month. Small Cap Value Blend Growth Portfolio Composition Rollover Spreads at start of the 24.96 22.62 22.55 20.94 19.7 17.56 20.68 20.15 21.04 25.29 19.73 26.23 25.72 month helps estimate the returns 33.15 tentatively Hedge position eliminates risk of significant price movement thus 75.04 77.38 77.45 79.06 80.3 82.44 79.32 79.85 78.96 74.71 80.27 74.28 73.77 66.85 reducing volatility in returns. On a risk-adjusted return basis, it is comparable to any traditional Jul-23 Aug-23 Sep-23 Oct-23 Nov-23 Dec-23 Jan-24 Feb-24 Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 proposition. Cash Arbitrage (Includes Arbitrage & Cash) Debt All data as on 30th August 2024 unless otherwise specified 25 For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Arbitrage - Performance Analysis PERFORMANCE Arbitrage Spreads History & Returns: Consistent Q2 performance in the last 1 year Point to Point Returns 12 100 89 90 7.65 7.49 7.38 7.52 10 77 7.27 7.21 75 73 74 80 7.07 7.02 72 71 71 6.73 69 67 67 67 6.34 64 70 8 8.42 10.37 7.94 8.2 8.58 57 60 7.15 7.37 6.93 7.07 6 6.78 50 6.44 6.34 5.84 5.33 40 4 30 20 2 10 0 0 1 Month 3 Month 6 Month 9 Month 1 Year ABSL Arbitrage Fund (Expiry to Expiry) Cash Future Spreads (in Bps) ABSL Arbitrage Fund Category Average Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Lovelish Solanki is 2. Total Schemes managed by Mr. Pranav Gupta is 17. Refer empower to know more on performance of schemes managed by Fund Managers. 26 For internal & private circulation only All data as on 30th August 2024 unless otherwise specified Aditya Birla Sun Life Mutual Fund  Tactical Funds: Equity For internal & private circulation only Aditya Birla Sun Life Mutual Fund  ABSL Digital India Fund Positioning KEY HIGHLIGHTS Thematic fund with bottom-up stock picking investing in companies from the technology, internet, telecom, Media & entertainment sectors and international stocks. Large Cap Style Box The Fund invests in ER&D^, new age India oriented platform, small caps with niche capabilities, and International stocks that are benefitting from AI trend. Mid Cap Non-cyclical nature of theme can provide much needed stability to the portfolio. Proactively booking profits and rebuilding positions if fundamentals remain strong. Small Cap Increasing intensity of technology to drive higher tech spending. Value Blend Growth Portfolio Highlights Mcap Breakup Classification Allocation Rationale Key Stocks Cash & Others 3.45% Tech refresh cycle underway, Small Cap Infosys, TCS, LTIMindtree, HCL , 21.21% expecting demand rebound in CY25, IT Services 69.83% Tech M, Cyient, Coforge, Sonata, Green shoots in some pockets (BFSI, Large Cap KPIT Hi- tech) 67.91% Mid Cap APRU Trending upwards with strong Bharti Airtel bharti Hexacom, 7.43% Telecom 9.96% cash flow generation, defence play Vodafone Idea, Indus Tower Large TAM and on path to Domestic Tech 9.06% Zomato, RateGain, Indiamart Profitability ABSL Digital India Fund has beaten the Benchmark Riding on AI Based product/services, International 4.36% virtual monopolies in their business Microsoft, Adobe, Apple 75.66% of the times on a 3Yr rolling return basis since Tech 2012 segment.All data as on 30th August 2024 unless otherwise specified. ^ ER&D: Engineering Research & Development For internal & private circulation only Aditya Birla Sun Life Mutual Fund  Fund House Recommendation PERFORMANCE ABSL Digital India Fund (since Inception) 3 YR 5 YR 10YR Multiplier Journey since 2010 (Median) % Times Positive Returns 84.76% 91.27% 100.00% Journey ABSL Digital TecK Index Returns greater than 10% (% times) 66.06% 77.31% 79.14% 2x 3.6 4.4 Min (%) -41.10 -12.22 0.48 3x 5.8 7.1 Max (%) 66.40 47.73 24.30 5x 8.6 10.2 Average (%) 17.35 16.66 14.38 7x 10.2 12.8 Wealth Creation via 10Y SIP (INR 12 Lacs) 15Y SIP (INR 18 Lacs) Since Inception SIP (29.60 Lacs) X times X times CAGR return SIP Valuation XIRR Valuation XIRR Valuation XIRR investment 10Y 19.64 6.01 ABSL Digital India Fund ₹ 40.50 Lacs 23.00 ₹ 96.88 Lacs 20.15 ₹ 3.86 Cr 17.48 15Y 17.21 10.83 BSE TECk Index (TRI) ₹ 32.68 Lacs 19.03 ₹ 73.27 Lacs 16.97 NA NA Since inception 12.63 18.72 Key takeaways On a 5 yr ,10Yr rolling return basis the Fund has generated positive returns 90%-100% of times. Multiplier Journey: Since 2010, investment made on any day in the fund has doubled investors money in 3.65 years (till Dec 2020). Similarly, it has taken 5.8 & 8.6 years for multiply the money 3-& 5-times respectively, which is faster than the benchmark. X times: Over the last 10 years fund has created 1.8 times more value than broader index Nifty 500 TRI. All data as on 30th August 2024 unless otherwise specified Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not bee