Credit Report Example PDF
Document Details
Uploaded by SupportivePelican
Michael K. Powell
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Summary
This document is a credit report for Joe Smith. It presents personal information such as address, social security number and employment history. It also shows credit accounts, including details of companies that have requested the report. A section for analysis questions about the report is also included.
Full Transcript
Credit Report Personal Identification Information Joe Smith Social Security Number: 100-10-0001 243 East Dove Ave Date of Birth: 7-20-75 Santa Fe, CA 92700 Previous Address Last Reported Employment 101 Quincy Street Unitrade, Long Beach CA 92675 Long Beach, CA 92675 Public Record Informati...
Credit Report Personal Identification Information Joe Smith Social Security Number: 100-10-0001 243 East Dove Ave Date of Birth: 7-20-75 Santa Fe, CA 92700 Previous Address Last Reported Employment 101 Quincy Street Unitrade, Long Beach CA 92675 Long Beach, CA 92675 Public Record Information Bankruptcy filed on 12/01 in City of Long Beach with case or other ID 12346743 With Liabilities of $20,400, Assets of $1.00. Exempt Amount of $20,000 Type of Personal, Filed Individual, and status Voluntary Ch-7 Credit Account Information Company Name Account Number Walmart 123-01 Type of Account and Status High Whose Date Last Past Account Opened Activity Credit Terms Balance Due Ind. 7/97 2/13 Revolving Date Reported $3000 50 $2900 $350 4/15 $2500 50 $0 $0 4/15 $1200 50 $958 $50 4/15 $10200 $0 -20 days past due Visa 22 Ind. 1/98 12/14 Revolving Good Standing Target 123-02 Ind. 7/12 3/15 Revolving -30 days past due Student Loan Installment 3212 Ind. 9/07 Good Standing 1/15 Companies that requested your credit file: 2/15 Suntrust Properties 4/14 Mastercard Additional Information Checking account opened on 02/2004 but closed on 2014 for reasons of non-sufficient funds with amount of $75 owed. . ANALYSIS Credit Report Name___________________ Per.______Date:__________ Directions: Use Joe Smith’s credit report to help you answer the following questions: 1) Where does Joe Smith work? 2) What is Joe’s previous address? 3) What did Joe have to file for in 12/1? 4) What three credit cards does Joe have? 5) What other debt does Joe have besides credit card debt? 6) How much debt does Joe have total? 7) What debt is Joe past due (late) on making required payments? 8) Who has looked at Joe’s credit report? 9) Do you think Joe is a good or bad credit risk? Explain your answer and use examples. .
