Personal Injury & Property Damage (PIPD) PDF

PERSONAL INJURY & PROPERTY DAMAGE (PIPD) Part Two The judge says “you’ve been brought here for drinking” to which the drunk replies “when can we start!”  AT THE SCENE Immediate steps to take upon col...

PERSONAL INJURY & PROPERTY DAMAGE (PIPD) Part Two The judge says “you’ve been brought here for drinking” to which the drunk replies “when can we start!”  AT THE SCENE Immediate steps to take upon collision GIA – Motor Claims Framework Reporting procedures IMMEDIATE STEPS TO TAKE Stop vehicle immediately Call the police and/or ambulance immediately if necessary Exchange particulars Take proper photographs Don’t admit fault or liability Call tow truck if needed Ask for advice from the insurers’ hotline if necessary  GENERAL INSURANCE ASSOCIATION About GeneraI Insurance (GIA) Association of Singapore. Motor Claims Framework (MCF) Barometers of Liability (BOLA)  REPORTING PROCEDURES Bring your vehicle to the reporting centre or authorized workshop within 24 hours. Make an accident report and request for a copy. When to lodge a traffic police report AT LAWYERS’ OFFICE Advising Options for a Claimant or Defendant When advising client as a potential Claimant: To use Workshops, Lawyers or D-I-Y Own policy (OD claim) or Other driver’s policy (third party claim) or Private Settlement As Defendant: Private Settlement Let Insurers handle REPUDIATION Reasons for insurers to refuse insurance cover: Driving under influence of alcohol or drugs. Driving an unregistered vehicle or vehicle with prohibited or unapproved modifications Driving with an invalid driving’ license Driving with passengers exceeding its legal seating capacity Admitting fault or liability Failing to notify the insurers about the accident or of any proceedings India International Insurance Pte Ltd v Ho Chai Hong Joanne SGDC 193