The following coverages will generally be excluded where the dwelling building is vacant or in the course of construction: a) wind and hail, b) fire and explosion, c) vandalism and... The following coverages will generally be excluded where the dwelling building is vacant or in the course of construction: a) wind and hail, b) fire and explosion, c) vandalism and water escape, d) fire and riot.
Understand the Problem
The question is asking which types of coverage are generally excluded for a vacant building during construction. It presents four options to choose from.
Answer
c) vandalism and water escape.
The final answer is c) vandalism and water escape.
Answer for screen readers
The final answer is c) vandalism and water escape.
More Information
Vandalism and water escape are commonly excluded in insurance policies when a building is vacant due to increased risk of accidents and damages not being promptly addressed.
Tips
Often, people assume all coverages remain active without considering exclusions for property conditions like vacancy.
Sources
- Homeowners Exclusions ISO Forms - PropertyCasualty360 - propertycasualty360.com
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