All Homeowners Policies contain the section 'Extensions of Coverage'. All of the following losses are covered under this section, except one. Pick the exception.
Understand the Problem
The question is asking which type of loss is not covered under the 'Extensions of Coverage' in Homeowners Policies. It presents four options, and the user needs to identify the exception among them.
Answer
Loss of indoor trees and plants (d).
The item not covered under the 'Extensions of Coverage' is the loss of indoor trees and plants due to exposure to extreme temperatures (d).
Answer for screen readers
The item not covered under the 'Extensions of Coverage' is the loss of indoor trees and plants due to exposure to extreme temperatures (d).
More Information
Homeowners insurance typically doesn't cover damages to plants and trees under the 'Extensions of Coverage' section, especially for losses due to temperature extremes.
Tips
A common mistake is assuming all property-related losses are covered under this section, but some specific exclusions apply.
Sources
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