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Securing Payments in the Digital World

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Questions and Answers

What was the main driver for the shift towards contactless payment methods during the pandemic?

Hygiene concerns (correct)

Development of mobile apps

Government regulations

Increase in online shopping

What is mobile commerce, also known as m-commerce?

Any transaction conducted using a tablet

Any transaction conducted using a landline phone

Any electronic transaction or information interaction conducted using a wireless, mobile device and mobile networks (correct)

Any transaction conducted using a desktop computer

Which of the following companies used an augmented reality feature in their mobile app?

Just Eat

Starbucks

Deliveroo

Sephora (correct)

What is the name of the mobile app used by Starbucks in China to take orders?

Order and Pay Signup and view all the answers

Which of the following industries has NOT been mentioned as using mobile apps for business purposes?

Travel industry Signup and view all the answers

What is the name of the Irish grocery company that uses mobile apps for business purposes?

Buymie Signup and view all the answers

What is the primary function of PayPal?

To act as a middleman between consumer and merchant for online transactions Signup and view all the answers

What technology enables Apple Pay transactions?

Near-field communications (NFC) technology Signup and view all the answers

What is the primary characteristic of a cryptocurrency like Bitcoin?

It is a non-banking currency powered by blockchain technology Signup and view all the answers

What is the main advantage of using PayPal for online transactions?

It allows consumers to purchase goods securely online without revealing credit card details Signup and view all the answers

What is the term for digital payment services like Apple Pay, Google Pay, and Samsung Pay?

The 'Pays' Signup and view all the answers

What is the primary purpose of a digital wallet like Apple Pay?

To add all payment options in one place Signup and view all the answers

What is a potential drawback of digital payments?

Discrimination against the underbanked population Signup and view all the answers

What is a recommended practice for ensuring online transaction security?

Checking for the padlock icon in the browser's status bar Signup and view all the answers

What is a benefit of digital payments?

Leading to a cashless society Signup and view all the answers

Why is it important to review monthly credit card and bank statements?

To detect any erroneous or unauthorized transactions Signup and view all the answers

What is a characteristic of digital banking services?

Allows for account opening online in minutes Signup and view all the answers

What is a privacy concern in online transactions?

Providing Social Security numbers to unfamiliar entities Signup and view all the answers