Northeastern University Health Insurance Plan Quiz

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Questions and Answers

What is the location of Fenway Health?

1340 Fenway Park Drive

1340 Boylston Street (correct)

1200 Boylston Street

1234 Boylston Avenue

What is the reduced copayment for a medical office visit at Fenway Health for NUSHP members?

$15

$20 (correct)

$30

$25

Under which condition can NUSHP members access reduced copayments for prescription drugs?

Prior medical office visit (correct)

Online consultation

Referral from a friend

Passing a physical exam

What type of visit is NOT covered under the copayment schedule at Fenway Health?

Routine Health Check (A) Signup and view all the answers

What is the maximum number of preventive dental care services allowed per plan year for NUSHP members at Fenway Health?

2 (C) Signup and view all the answers

Which service is specifically NOT covered at Fenway Health for NUSHP members?

Contact Lens Fitting (D) Signup and view all the answers

What do NUSHP members need to be in order to obtain reduced prescription copayments?

Established patients (C) Signup and view all the answers

What is the copayment for a routine GYN exam at Fenway Health for NUSHP members?

$20 (A) Signup and view all the answers

What is one of the essential factors to compare when evaluating NUSHP against being added as a dependent to a parent's plan?

Total out-of-pocket costs (B) Signup and view all the answers

Which type of services should be included in a current plan's coverage assessment?

Medical care beyond emergency services (A) Signup and view all the answers

What action should be taken if a waiver form is denied?

Follow instructions provided in the email (A) Signup and view all the answers

What is the time frame for most waiver verifications to be completed?

24-48 hours (B) Signup and view all the answers

Which requirement may delay receiving care under a current insurance plan?

Pre-certification procedures (D) Signup and view all the answers

What step must be taken to enroll dependents in NUSHP?

Use the 'Petition to Add Dependents' form (C) Signup and view all the answers

What can be done after rescinding a waiver form?

Submit a new waiver application (C) Signup and view all the answers

What should you do if you plan to travel during the year regarding your insurance coverage?

Verify if your coverage extends to other areas (B) Signup and view all the answers

What is the primary purpose of the waiver for eligible Northeastern students?

To opt-out of NUSHP if they have comparable coverage (D) Signup and view all the answers

Which of the following plans cannot be used to waive NUSHP?

Short term medical plans (D) Signup and view all the answers

What must a student's current health plan meet in order to qualify for the waiver?

Affordable Care Act and Massachusetts State requirements (A) Signup and view all the answers

What action should a student take if they submit a claim before receiving an approved waiver?

Remain enrolled in the health plan (D) Signup and view all the answers

What types of services must a health insurance plan cover to be considered comparable?

A range of services including preventive and non-urgent care, emergency care, and more (A) Signup and view all the answers

What happens if a waiver is denied?

The reason for denial and appeal information will be provided (B) Signup and view all the answers

Why might students find their out-of-pocket costs greater than their premium for NUSHP?

Their current plan may have higher deductibles, copays, and coinsurance (A) Signup and view all the answers

What service allows students enrolled in NUSHP to access telehealth visits?

Well Connection (A) Signup and view all the answers

What limitation is typical for students enrolled in an HMO regarding their coverage?

Coverage may not be available outside of the HMO's service area (B) Signup and view all the answers

Where can students find mental health support if they are outside Massachusetts?

Find@Northeastern (D) Signup and view all the answers

What is the current copay situation for Well Connection visits?

No copay required (B) Signup and view all the answers

What is required to create a MyBlue account?

Verification of Coverage letter (A) Signup and view all the answers

Which service is provided by GeoBlue?

Medical evacuation and repatriation (A) Signup and view all the answers

How can students access their insurance plan information?

Through the MyBlue app (B) Signup and view all the answers

What platform provides multiple mental health options for BCBS members?

BCBS Mental Health Resource Center (D) Signup and view all the answers

How can students request a physical insurance card from BCBS?

Via the MyBlue app or request it from BCBS (B) Signup and view all the answers

What is the first step to obtain a Verification of Coverage Letter?

Log into your Student Hub (A) Signup and view all the answers

How long does it typically take for a new address to update with Blue Cross Blue Shield after being changed?

7-10 days (D) Signup and view all the answers

Which prefix is included in the full member ID number?

NUQ (A) Signup and view all the answers

If a student prefers a physical card, what should they do?

Reach out to Blue Cross Blue Shield directly (C) Signup and view all the answers

Where can a student find the Health Plan Fee Waiver after logging into their Student Hub?

Under the Health & Wellness section (B) Signup and view all the answers

After requesting a Tax Form, where will it be mailed to?

To the local address on file (C) Signup and view all the answers

What information needs to be confirmed before requesting a physical card?

Local address (D) Signup and view all the answers

What is the last step in the address change process on the Student Hub?

Select the Current Address Form (A) Signup and view all the answers

Which organization should be contacted for enrollment, coverage, or service concerns?

Gallagher Student Health & Special Risk (C) Signup and view all the answers

What is the contact phone number for Blue Cross Blue Shield of Massachusetts?

1-888-648-0825 (A) Signup and view all the answers

Where can students find a preferred provider network?

Blue Cross Blue Shield website (C) Signup and view all the answers

What address corresponds to the NUSHP Office?

135 Forsyth Building, 360 Huntington Avenue, Boston, MA (D) Signup and view all the answers

What type of form should be directed to Blue Cross Blue Shield of Massachusetts?

Claims payments incurred (A) Signup and view all the answers

To access the Help Center for Gallagher Student Health & Special Risk, what must students do?

Visit the Gallagher website and click 'Help Center' (D) Signup and view all the answers

Which email address corresponds to the NUSHP Office?

<a href="mailto:[email protected]">[email protected]</a> (A) Signup and view all the answers

What is the website for Blue Cross Blue Shield of Massachusetts?

<a href="http://www.studentbluema.com/home.php">http://www.studentbluema.com/home.php</a> (D) Signup and view all the answers

Study Notes

Northeastern University Student Health Insurance Plan (SHIP)

Northeastern University's student health plan (NUSHP) is administered by Blue Cross Blue Shield of Massachusetts
NUSHP provides comprehensive health benefits at an affordable rate
Self-funded plans like NUSHP are not subject to Affordable Care Act (ACA) regulations
NUSHP includes benefits designed to meet or exceed ACA requirements
All full-time and part-time students enrolled in a certificate, diploma or degree program in a Massachusetts institution are eligible for the plan
Full-time students are enrolled in the full-time curriculum
Part-time students are enrolled in at least 75% of the required credits for a full-time curriculum
Undergraduate students require 9 credits, graduate and CPS graduate students need 6 credits.
Students on co-op or study abroad are eligible
Students enrolled in online programs and pre-matriculation programs are not eligible
Students are automatically enrolled unless they meet criteria to opt out

Enrolling and Waiving NUSHP

Students can waive if they have comparable insurance
Parents do not have access to the waiver
Complete a waiver form
Log onto Northeastern's portal: me.northeastern.edu
Click "Resources," then "Health & Wellness," and then "Health Plan Fee Waiver (NUSHP)"
Fill out the online form
Submit the form

Eligibility to Waive

Student health insurance plan must comply with the Affordable Care Act (ACA) and meet Massachusetts State requirements
Policies must cover urgent/emergency services and services beyond urgent/emergency care
Plans cannot be short-term medical plans or travel insurance
Coverage needs to be accessible near campus
If coverage is limited by an HMO, it must be accessible outside the service area
Check for pre-certification/pre-requirements that may cause delays in care
Compare NUSHP's cost to current plan coverage (deductibles, copays, coinsurance, out-of-pocket maximums)

Auditing or Verification of Waiver Request

All submitted waiver forms may be subject to verification
Verification ensures insurance coverage meets legal standards
Insurance company information is reviewed
Coverage is confirmed as active and ACA compliant
Verification typically takes 24-48 hours
Notifications will be sent to university email about approval or denial

Cancelling a Waiver form

Cancelling is possible before the deadline
Access Student Hub, follow login instructions
Navigate to 'Account Details'
Click 'Click Here to Rescind Your Waiver'
Click 'Rescind My Waiver'
Once rescinded, this action cannot be reversed

Enrollment of Dependents

Instructions are available on the Northeastern Student Health Plan (NUSHP) website
Complete and submit a form for dependent enrollment

About My Benefits

Visit the NUSHP website for more information
Fenway Health is a local facility that offers reduced co-payments
Prescription drugs are reduced for established patients
Services include medical visits, preventive dental care, vision exams, behavioral health, and diagnostic services
Telehealth options are available via Well Connection app
There is currently no copay for Well Connection

Contact Information

Information on how to contact Gallagher Student Health to resolve concerns regarding coverage, enroll dependents, or get tax information
Contact information for Blue Cross Blue Shield of Massachusetts
Address, phone, and website information are included for specific departments

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Description

Test your knowledge about the Northeastern University's Student Health Insurance Plan (NUSHP). This quiz covers eligibility, benefits, and enrollment details of the health plan administered by Blue Cross Blue Shield of Massachusetts. Learn how NUSHP complies with health regulations and who is eligible to enroll.