Podcast
Questions and Answers
What happens if 90 or more of the money is going to the owners of the business?
What happens if 90 or more of the money is going to the owners of the business?
- The money is partially protected in bankruptcy
- The money is not protected in bankruptcy (correct)
- The money is 100% exempt in bankruptcy
- The money is subject to negotiation in bankruptcy
If the money is going to the employees, what is the status of the money in bankruptcy?
If the money is going to the employees, what is the status of the money in bankruptcy?
- The money will be 100% exempt in bankruptcy (correct)
- The money is not protected in bankruptcy
- The money is subject to negotiation in bankruptcy
- The money is partially protected in bankruptcy
What action did the ghostbusters take to obtain the money they were owed?
What action did the ghostbusters take to obtain the money they were owed?
- Offered a discount to the hotel for future services
- Appealed to the hotel's sense of goodwill
- Threatened to release the ghosts back into the hotel (correct)
- Sued the hotel for the owed money
Which organizations are mentioned as the three major players in the credit bureaus?
Which organizations are mentioned as the three major players in the credit bureaus?
What is the primary problem with credit bureaus as mentioned in the text?
What is the primary problem with credit bureaus as mentioned in the text?
Who were the credit bureaus created by, according to the text?
Who were the credit bureaus created by, according to the text?
What was the primary motivation for Congress to pass the Fair Credit Reporting Act (FCRA)?
What was the primary motivation for Congress to pass the Fair Credit Reporting Act (FCRA)?
What permits Congress to pass a law that deals with credit reports?
What permits Congress to pass a law that deals with credit reports?
What was one of the concerns that led to the passing of the Fair Credit Reporting Act (FCRA)?
What was one of the concerns that led to the passing of the Fair Credit Reporting Act (FCRA)?
What was the impact of the case Marquette Nat. Bank of Minneapolis v. First of Omaha on usury laws?
What was the impact of the case Marquette Nat. Bank of Minneapolis v. First of Omaha on usury laws?
What was the direct consequence of states getting rid of many of their usury laws?
What was the direct consequence of states getting rid of many of their usury laws?
What was the significance of the case Marquette Nat. Bank of Minneapolis v. First of Omaha in the context of usury laws?
What was the significance of the case Marquette Nat. Bank of Minneapolis v. First of Omaha in the context of usury laws?
What must be present for the Wisconsin Consumer Act to apply to a transaction?
What must be present for the Wisconsin Consumer Act to apply to a transaction?
What is the primary purpose of the Wisconsin Consumer Act?
What is the primary purpose of the Wisconsin Consumer Act?
What are the consequences for violating the Wisconsin Consumer Act?
What are the consequences for violating the Wisconsin Consumer Act?
What is the significance of the definition of a merchant under the Wisconsin Consumer Act?
What is the significance of the definition of a merchant under the Wisconsin Consumer Act?
Under the Wisconsin Consumer Act (WCA), how many times a month can a creditor contact a debtor without committing a violation?
Under the Wisconsin Consumer Act (WCA), how many times a month can a creditor contact a debtor without committing a violation?
According to the WCA, must a creditor report a debt as disputed when it is reported to a credit reporting agency?
According to the WCA, must a creditor report a debt as disputed when it is reported to a credit reporting agency?
What damages are available to a debtor for a creditor's WCA violation? What's noteworthy about the statutory damages?
What damages are available to a debtor for a creditor's WCA violation? What's noteworthy about the statutory damages?
Can a creditor seek to collect from a spouse of the debtor in a marital property state under the WCA?
Can a creditor seek to collect from a spouse of the debtor in a marital property state under the WCA?
Does a creditor need to prove intent for a WCA violation?
Does a creditor need to prove intent for a WCA violation?
Can a debtor recover attorney's fees for a WCA violation by the creditor?
Can a debtor recover attorney's fees for a WCA violation by the creditor?
What is the maximum number of calls per week that is generally considered permissible under the WCA?
What is the maximum number of calls per week that is generally considered permissible under the WCA?
Must a creditor under the WCA report a debt as disputed when it is reported to a credit reporting agency?
Must a creditor under the WCA report a debt as disputed when it is reported to a credit reporting agency?
What does the Wisconsin Invasion of Privacy Statute consider as intrusion upon the privacy of another?
What does the Wisconsin Invasion of Privacy Statute consider as intrusion upon the privacy of another?
Under the Wisconsin Invasion of Privacy Statute, when is the use of a living person's name, portrait, or picture considered an invasion of privacy?
Under the Wisconsin Invasion of Privacy Statute, when is the use of a living person's name, portrait, or picture considered an invasion of privacy?
What kind of publicity concerning the private life of another is considered an invasion of privacy under the Wisconsin Invasion of Privacy Statute?
What kind of publicity concerning the private life of another is considered an invasion of privacy under the Wisconsin Invasion of Privacy Statute?
When is it not considered an invasion of privacy to communicate any information available to the public as a matter of public record?
When is it not considered an invasion of privacy to communicate any information available to the public as a matter of public record?
What statutory sections were allegedly violated by the defendants?
What statutory sections were allegedly violated by the defendants?
Which section ultimately went to trial?
Which section ultimately went to trial?
How did the plaintiffs claim there was an invasion of privacy of that section?
How did the plaintiffs claim there was an invasion of privacy of that section?
How did the lower court rule on the plaintiffs' claim?
How did the lower court rule on the plaintiffs' claim?
Did the appeals court affirm the lower court ruling? If not, why not?
Did the appeals court affirm the lower court ruling? If not, why not?
What's necessary in order to establish a 'place' invasion of privacy?
What's necessary in order to establish a 'place' invasion of privacy?
What is the primary function of the Fair Debt Collection Practices Act (FDCPA)?
What is the primary function of the Fair Debt Collection Practices Act (FDCPA)?
Under what circumstances is the Fair Debt Collection Practices Act (FDCPA) applicable to a transaction?
Under what circumstances is the Fair Debt Collection Practices Act (FDCPA) applicable to a transaction?
In which venue is a Fair Debt Collection Practices Act (FDCPA) violation action proper?
In which venue is a Fair Debt Collection Practices Act (FDCPA) violation action proper?
What was the primary reason for Congress to pass the Fair Debt Collection Practices Act (FDCPA)?
What was the primary reason for Congress to pass the Fair Debt Collection Practices Act (FDCPA)?
Who were the defendants in this case?
Who were the defendants in this case?
How did each defendant allegedly violate the FDCPA?
How did each defendant allegedly violate the FDCPA?
What is required of an attorney before he/she can lawfully send a collection letter?
What is required of an attorney before he/she can lawfully send a collection letter?
How was the bona fide error defense raised in this case?
How was the bona fide error defense raised in this case?
What types of errors will the bona fide error defense always apply?
What types of errors will the bona fide error defense always apply?
When does the bona fide error defense generally not apply?
When does the bona fide error defense generally not apply?
How did the 7th Circuit conclude here?
How did the 7th Circuit conclude here?
What is the primary function of the Fair Debt Collection Practices Act (FDCPA)?
What is the primary function of the Fair Debt Collection Practices Act (FDCPA)?
Under what circumstances is the Fair Debt Collection Practices Act (FDCPA) applicable to a transaction?
Under what circumstances is the Fair Debt Collection Practices Act (FDCPA) applicable to a transaction?
How is Congress able to pass a federal law dealing with debt collection?
How is Congress able to pass a federal law dealing with debt collection?
Who is licensed to practice law in Virginia and has done so for more than 30 years?
Who is licensed to practice law in Virginia and has done so for more than 30 years?
Which entity operated under the trade name 'GM Card' and serviced the Bank's credit card portfolio?
Which entity operated under the trade name 'GM Card' and serviced the Bank's credit card portfolio?
Who is comprised of himself, two other attorneys, and some twenty to twenty-five staff assistants?
Who is comprised of himself, two other attorneys, and some twenty to twenty-five staff assistants?
Who raised the bona fide error defense in this case?
Who raised the bona fide error defense in this case?
What types of errors will the bona fide error defense always apply?
What types of errors will the bona fide error defense always apply?
When does the bona fide error defense generally not apply?
When does the bona fide error defense generally not apply?
Who cannot avail itself of the bona fide error defense according to the 7th Circuit?
Who cannot avail itself of the bona fide error defense according to the 7th Circuit?
According to the text, who were the defendants in this case?
According to the text, who were the defendants in this case?
