Podcast
Questions and Answers
What are the two critical transitions in the standard developmental path of health care systems?
What are the two critical transitions in the standard developmental path of health care systems?
The two critical transitions are from Voluntary Health Insurance (VHI) to mandatory insurance, and from Social Health Insurance (SHI) to a National Health Service (NHS)/universalist coverage.
Which country was the first to adopt the Social Health Insurance system, and in what year?
Which country was the first to adopt the Social Health Insurance system, and in what year?
Germany was the first country to adopt the Social Health Insurance system in 1883.
What distinguishes a separated health care provision from an integrated one?
What distinguishes a separated health care provision from an integrated one?
Separated provision involves distinct financing and provision systems, while integrated provision combines these aspects for a unified approach.
List three roles of the state in health care according to the information provided.
List three roles of the state in health care according to the information provided.
What was the first country to establish a National Health Service model, and what year did this occur?
What was the first country to establish a National Health Service model, and what year did this occur?
What percentage of healthcare spending in Italy comes from tax revenues?
What percentage of healthcare spending in Italy comes from tax revenues?
On average, how much does the Italian NHS spend per patient per year?
On average, how much does the Italian NHS spend per patient per year?
What are the main reasons Italians opt for private healthcare despite public options?
What are the main reasons Italians opt for private healthcare despite public options?
As of 2022, what percentage of Italians have some form of private health insurance?
As of 2022, what percentage of Italians have some form of private health insurance?
What is the average annual expenditure per Italian on private healthcare?
What is the average annual expenditure per Italian on private healthcare?
What is the distribution of healthcare services provided by public versus private providers in Italy?
What is the distribution of healthcare services provided by public versus private providers in Italy?
What percentage of private health policies in Italy are included in employment contracts?
What percentage of private health policies in Italy are included in employment contracts?
What are the five major reform trends in Italian healthcare over the last three decades?
What are the five major reform trends in Italian healthcare over the last three decades?
What is the primary function of gatekeeping in healthcare systems?
What is the primary function of gatekeeping in healthcare systems?
Name three countries that operate under a gatekeeping system.
Name three countries that operate under a gatekeeping system.
In contrast to gatekeeping systems, what is a non-gatekeeping system?
In contrast to gatekeeping systems, what is a non-gatekeeping system?
What benefit does a group practice offer over a solo practice for general practitioners?
What benefit does a group practice offer over a solo practice for general practitioners?
How does patient freedom of choice vary in healthcare systems?
How does patient freedom of choice vary in healthcare systems?
What role does a GP play in a patient's healthcare journey within a gatekeeping system?
What role does a GP play in a patient's healthcare journey within a gatekeeping system?
What are some drawbacks of solo GP practices compared to group practices?
What are some drawbacks of solo GP practices compared to group practices?
List one example of a mixed healthcare system.
List one example of a mixed healthcare system.
What is the individual mandate established by the PPACA and when did it become effective?
What is the individual mandate established by the PPACA and when did it become effective?
What are the penalties for individuals who do not comply with the individual mandate in 2016?
What are the penalties for individuals who do not comply with the individual mandate in 2016?
What is the purpose of health insurance exchanges established by the PPACA?
What is the purpose of health insurance exchanges established by the PPACA?
Who is eligible for federal subsidies under the PPACA?
Who is eligible for federal subsidies under the PPACA?
What significant regulation was placed on insurance companies under the PPACA regarding pre-existing conditions?
What significant regulation was placed on insurance companies under the PPACA regarding pre-existing conditions?
What does the Medicaid expansion entail as outlined by the PPACA?
What does the Medicaid expansion entail as outlined by the PPACA?
What changes were made to Medicare reimbursement under the PPACA?
What changes were made to Medicare reimbursement under the PPACA?
How does the German health care system primarily fund its health care services?
How does the German health care system primarily fund its health care services?
How does the political culture of a country influence its health care model choice?
How does the political culture of a country influence its health care model choice?
What health care model did the UK adopt and which political orientation influenced this choice?
What health care model did the UK adopt and which political orientation influenced this choice?
Which health care model was introduced in Germany and what type of government was in charge during its inception?
Which health care model was introduced in Germany and what type of government was in charge during its inception?
Identify a country that adopted a universalist health care scheme and its corresponding government type.
Identify a country that adopted a universalist health care scheme and its corresponding government type.
What model do individualistic cultures tend to favor and provide an example of a country that displays this model?
What model do individualistic cultures tend to favor and provide an example of a country that displays this model?
Which ideological orientation is associated with the introduction of the SHI model in Italy?
Which ideological orientation is associated with the introduction of the SHI model in Italy?
Explain the significance of the year 1946 in the context of health care models in the UK and Sweden.
Explain the significance of the year 1946 in the context of health care models in the UK and Sweden.
List two countries that adopted the SHI model and the political orientation of their governments when they did so.
List two countries that adopted the SHI model and the political orientation of their governments when they did so.
What is the main difference between the SHI and NHS models of healthcare?
What is the main difference between the SHI and NHS models of healthcare?
How do competing interest groups influence health policy formulation?
How do competing interest groups influence health policy formulation?
What percentage of GDP does the United States spend on healthcare compared to the OECD average?
What percentage of GDP does the United States spend on healthcare compared to the OECD average?
What percentage of the American population is uninsured, and how does this figure affect healthcare access?
What percentage of the American population is uninsured, and how does this figure affect healthcare access?
Discuss the general sentiment of Americans regarding healthcare reform according to recent polls.
Discuss the general sentiment of Americans regarding healthcare reform according to recent polls.
What are some challenges posed by the practices of insurance companies in the United States?
What are some challenges posed by the practices of insurance companies in the United States?
Why might individuals with health insurance be resistant to changes in the system?
Why might individuals with health insurance be resistant to changes in the system?
What factors contribute to the complexity of health politics in different countries?
What factors contribute to the complexity of health politics in different countries?
Flashcards
Gatekeeping
Gatekeeping
A healthcare system where patients can only see specialists after being referred by their general practitioner (GP).
Gatekeeping Systems
Gatekeeping Systems
Countries with gatekeeping systems require a referral from a GP to see a specialist. Examples include Australia, Denmark, and the UK.
Non-Gatekeeping Systems
Non-Gatekeeping Systems
Countries with non-gatekeeping systems allow patients to choose whether or not to see a specialist with or without a referral from a GP. Examples include Austria, France, and the US.
Patient Freedom of Choice
Patient Freedom of Choice
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Complete Freedom of Choice
Complete Freedom of Choice
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Free Choice among Public and Approved Private Providers
Free Choice among Public and Approved Private Providers
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Limited Choice
Limited Choice
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Solo vs. Group Practice
Solo vs. Group Practice
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Cultural Explanation for Healthcare Systems
Cultural Explanation for Healthcare Systems
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VHI (Voluntary Health Insurance)
VHI (Voluntary Health Insurance)
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SHI (Social Health Insurance)
SHI (Social Health Insurance)
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NHS (National Health Service)
NHS (National Health Service)
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Ideology and Healthcare Models
Ideology and Healthcare Models
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VHI Model
VHI Model
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NHS Model
NHS Model
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SHI Model
SHI Model
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Separated healthcare system
Separated healthcare system
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Integrated healthcare system
Integrated healthcare system
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Universalist healthcare system
Universalist healthcare system
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Social Health Insurance (SHI)
Social Health Insurance (SHI)
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Standard developmental path of healthcare systems
Standard developmental path of healthcare systems
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Individual Mandate (Obamacare)
Individual Mandate (Obamacare)
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Health Insurance Exchanges (Obamacare)
Health Insurance Exchanges (Obamacare)
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Federal Subsidies (Obamacare)
Federal Subsidies (Obamacare)
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Insurance Company Regulations (Obamacare)
Insurance Company Regulations (Obamacare)
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Medicaid Expansion (Obamacare)
Medicaid Expansion (Obamacare)
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German Healthcare System
German Healthcare System
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Statutory Health Insurance Funding (Germany)
Statutory Health Insurance Funding (Germany)
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General Taxation Funding (Germany)
General Taxation Funding (Germany)
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Health Politics
Health Politics
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Health Policy Arena
Health Policy Arena
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Three I's: Ideas, Interests, Institutions
Three I's: Ideas, Interests, Institutions
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US Healthcare Spending
US Healthcare Spending
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The Uninsured in the US
The Uninsured in the US
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Cost of Healthcare in the US
Cost of Healthcare in the US
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Italy's Public-Private Healthcare Mix
Italy's Public-Private Healthcare Mix
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Funding Italy's Healthcare System
Funding Italy's Healthcare System
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Why Italians Use Private Healthcare
Why Italians Use Private Healthcare
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Private Health Insurance in Italy
Private Health Insurance in Italy
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Private Providers in Italy's Healthcare Landscape
Private Providers in Italy's Healthcare Landscape
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Healthcare Reforms in Italy
Healthcare Reforms in Italy
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Public vs Private Expenditure on Healthcare
Public vs Private Expenditure on Healthcare
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Hospital Beds in OECD Nations
Hospital Beds in OECD Nations
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Study Notes
Healthcare Systems Models
- Three fundamental models exist for healthcare organization: voluntary health insurance, social health insurance, and national health service.
- These models vary in their funding mechanisms and organizational approach to healthcare provision.
Voluntary Health Insurance (VHI)
- Individuals have the freedom to choose whether or not to purchase private health insurance.
- Insurance policies are tailored to individual needs based on factors like income, health status, and risk tolerance.
- Healthcare providers are typically independent from the insurance companies, with the insurers reimbursing providers.
- Policyholders have considerable freedom in selecting healthcare providers.
Social Health Insurance (SHI)
- The government mandates health insurance for specific occupational groups.
- Sickness funds, non-profit organizations, manage worker contributions and provide reimbursements for medical expenses.
- Health service providers remain separate entities, allowing citizens choice among them.
- Germany was the first country to adopt this system.
- The system is often structured on a territorial or occupational basis.
- Over time, coverage has been extended to ever-larger groups, including families and pensioners.
National Health Service (NHS)
- Healthcare provision is financed through general tax revenue.
- The state manages and allocates resources for healthcare.
- The system guarantees healthcare access to the entire population.
- All citizens have a right to essential medical treatment.
- Hospitals in this model are typically publicly owned, and physicians may also be public employees.
Funding Models
- Simple market, Voluntary insurance, Targeted programs, Social health insurance, Mandatory residence insurance, Universalist model, Medical Savings Accounts
Simple Market
- Healthcare providers and users interact directly without third party involvement.
- Users pay directly to providers for each service rendered.
- No insurers are involved
Voluntary Insurance
- Citizens have the option to purchase private insurance.
- Those without insurance pay for their services out-of-pocket.
- Private insurers compete with each other, often with risk-rated premiums.
Targeted Programs
- These programs are specifically designed for vulnerable populations, and are funded by general taxation.
- Beneficiaries are usually those at greatest risk, such as low-income individuals, the elderly, minors, etc.
Social Health Insurance (continued)
- The obligation to contribute is linked to occupation, not residency.
- Usually multiple, competing sickness funds cater to workers within a specific profession.
- In some countries, workers can choose among sickness funds.
Mandatory Residence Insurance
- The state requires all residents to buy private health insurance to cover essential healthcare services.
- Contributions are made through individuals' resources.
- Multiple, competing, for-profit or non-profit insurers operate.
Universalist Model
- Funding is achieved through general taxation.
- The state gathers and manages healthcare resources.
- Complete healthcare coverage for the entire population is guaranteed.
Medical Savings Accounts
- Workers contribute a fixed or percentage amount to accounts.
- Funds are used to reimburse healthcare costs.
- Money not spent earns interest.
Countries and Their Unique Healthcare Systems
- France, Canada, and Switzerland also have specific, detailed healthcare systems.
The US Healthcare System
- Medicare covers American citizens over 65 and younger people with long-term disabilities.
- Medicaid is a mean-tested program for low-income people.
- CHIP provides insurance for low-income children whose earnings exceed Medicaid ceilings.
- Other programs cover veterans, military personnel, federal employees, and other vulnerable groups.
- The US health system is a combination of public and private programs and is highly variable.
- Employer-based insurance is prominent, as well as private, individual policies.
The Uninsured
- Uninsured rates and populations vary across the US, dependent on individual and familial circumstances.
Insurer-Provider Relationships
- Providers are distinguished between indemnity, HMOs (Healthy Maintenance Organizations), and PPOs (Preferred Provider Organizations), with certain contractual relationships.
The Politics of Healthcare
- Different models of healthcare are often related to ideological approaches and government structures.
- Healthcare is shaped by the clashes between the government and competing interest groups.
Healthcare Systems In Selected Countries
- Specific, detailed information regarding Germany, Canada, and Switzerland is available. The healthcare systems are more complex than they may seem at first glance. Countries often adopt a combination of different models to address the unique circumstances of their population.
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