Comprehensive Disability Benefit Overview

<p>Before or on the life insured's 70th birthday</p> Signup and view all the answers

<p>Built-in Future Cover for Young Lives</p> Signup and view all the answers

<p>Contractual definitions apply to claim consideration</p> Signup and view all the answers

<p>Inability to fulfill the occupational demands of the current occupation</p> Signup and view all the answers

<p>If the life insured stops working for any reason other than retiring or becoming a qualifying student</p> Signup and view all the answers

<p>A full-time student in their final academic year studying toward an NQF-level 7 qualification</p> Signup and view all the answers

<p>Depression or dysthymia</p> Signup and view all the answers

<p>The life insured continues to be covered for occupational disability for up to 12 months</p> Signup and view all the answers

<p>The life insured must stop working for any reason other than retiring or becoming a qualifying student</p> Signup and view all the answers

<p>They are covered based on their expected future occupation after completing studies</p> Signup and view all the answers

<p>A full-time student in their final academic year studying toward an NQF-level 7 qualification</p> Signup and view all the answers

<p>Disability due to paraplegia or quadriplegia</p> Signup and view all the answers

<p>If the life insured stops working for reasons other than retiring or becoming a qualifying student</p> Signup and view all the answers

<p>55 years</p> Signup and view all the answers

<p>On the policy anniversary before the life insured's 70th birthday</p> Signup and view all the answers

<p>Investment income</p> Signup and view all the answers

<p>Earning only from passive income</p> Signup and view all the answers

<p>Built-in Future Cover for Young Lives</p> Signup and view all the answers

<p>If the life insured earns an active income</p> Signup and view all the answers

<p>Retiring</p> Signup and view all the answers

<p>Disability to the extent that the life insured is totally and permanently unable to fulfil the occupational demands of their previous occupation</p> Signup and view all the answers

<p>If the life insured becomes disabled due to depression or dysthymia</p> Signup and view all the answers

<p>They are covered by occupational disability for up to 12 months</p> Signup and view all the answers

<p>A full-time student in their final academic year studying toward an NQF-level 7 qualification</p> Signup and view all the answers

<p>When defining 'retirement' for the purpose of this benefit</p> Signup and view all the answers

<p>No additional benefits are included</p> Signup and view all the answers

<p>The extended occupational disability cover will apply immediately</p> Signup and view all the answers