CNA Insurance Policy Overview

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Questions and Answers

What is considered not to be a business of advertising, broadcasting, publishing, or telecasting?

Conducting television commercials

Distributing flyers

Creating promotional videos

Placing frames or borders on a website (correct)

Which of the following could indicate a knowing violation of rights of another?

Using another's work while being aware it was protected (correct)

Not applying for a copyright

Conducting market research ethically

Publishing an article without sourcing

What circumstance could lead to exclusion due to material published prior to the policy period?

Announcing an event in a newsletter

Advertising a new product

Reusing a previously published advertisement (correct)

Creating a press release for a new service

Which scenario involves unauthorized use leading to potential liability?

Creating a domain name similar to a well-known brand Signup and view all the answers

Which of the following scenarios would NOT involve pollution liability?

A broken product causing personal injury Signup and view all the answers

Which situation is not excluded under the watercraft liability exclusion?

Watercraft less than 55 feet not used for hire Signup and view all the answers

What type of injury or damage is excluded in relation to asbestos?

Any bodily injury or property damage due to exposure Signup and view all the answers

Which of the following claims is covered despite the auto or mobile equipment exclusion?

Liability covered by underlying insurance Signup and view all the answers

Which aspect is explicitly stated as part of the auto or mobile equipment exclusion?

Operating or unloading of the equipment Signup and view all the answers

Which scenario regarding watercraft is excluded under the described policies?

A watercraft being rented for recreational purposes Signup and view all the answers

What type of claim does not arise from asbestos exposure according to the exclusions?

Claims arising due to natural disasters Signup and view all the answers

What is a condition in which the watercraft liability exclusion does not apply?

Liability from any insured contract Signup and view all the answers

Which part of the insurance policy relates specifically to the hiring and training of employees?

None, as it's not specified Signup and view all the answers

What is stated regarding negligence claims under these policies?

They may still fall under exclusions in various scenarios Signup and view all the answers

What is the Endorsement Effective Date mentioned in the document?

3/1/2023 Signup and view all the answers

Which term is replaced in the section of CONCEALMENT, MISREPRESENTATION and FRAUD?

Provisions regarding concealment Signup and view all the answers

What will render concealment, misrepresentation, or fraud as material under this policy?

If it affects the insurer's decision to provide coverage Signup and view all the answers

What is the significance of the act committed knowingly to defraud in this endorsement?

It allows the insurer to deny a claim if material facts are falsified Signup and view all the answers

What is the purpose of this Kansas amendatory endorsement?

To clarify how fraud affects policy recovery Signup and view all the answers

What is the primary information contained in the header of the endorsement?

Effective date and policy number Signup and view all the answers

Which company is responsible for issuing the policy mentioned in the endorsement?

The Continental Insurance Company Signup and view all the answers

Which of the following is an exception to the breach of contract exclusion?

Advertising ideas used by the Named Insured Signup and view all the answers

Under what condition could liability still be imposed on an Insured despite the criminal acts exclusion?

If the Insured is ignorant of the act Signup and view all the answers

Which of the following scenarios is explicitly excluded from coverage under the electronic chat rooms or bulletin boards exclusion?

Hosting a private chat session Signup and view all the answers

Which type of intellectual property infringement is NOT excluded regarding the Named Insured's advertisement?

Utilizing another's advertising idea Signup and view all the answers

What type of business is NOT listed as an Insured under the media and internet type businesses exclusion?

Retail establishment Signup and view all the answers

Which statement about the exclusions listed is TRUE?

Some exclusions allow for imposed liability under certain conditions Signup and view all the answers

Which of the following exclusions involves intellectual property?

Infringement of Copyright Signup and view all the answers

Which of the following is NOT considered an Insured activity under the media and internet type businesses exclusion?

Sales consulting for a retail business Signup and view all the answers

What is required for infringement claims regarding trade dress or slogans to be considered under the exclusions?

Claims must relate to ads by the Named Insured Signup and view all the answers

What does the exclusion regarding fungi or other organic pathogens primarily pertain to?

Loss or expenses associated with fungi management. Signup and view all the answers

Which of the following is NOT a reason for liability exclusion under the liquor liability policy?

Injuries from excessive drinking occurring off premises. Signup and view all the answers

The exclusion for property damage caused by water only applies if what is also present?

The presence of fungi or other organic pathogens. Signup and view all the answers

What is the primary source of liability mentioned in the liquor liability exclusion?

Negligent supervision of alcohol consumption. Signup and view all the answers

Which aspect of the fungi exclusion applies without regard to other contributing events?

Concurrent causes contributing to property damage. Signup and view all the answers

What type of expenses does the fungi exclusion cover?

Expenses arising from monitoring or cleaning up fungi. Signup and view all the answers

According to the liquor liability policy, what does the term 'insured' refer to?

The entity or individual covered by the policy. Signup and view all the answers

What is an important consideration mentioned for liability concerning the provision of alcohol?

Alcohol given to individuals under legal age. Signup and view all the answers

What type of damage specifically invokes the fungi exclusion?

Property damage from water alongside fungi presence. Signup and view all the answers

What action does the liquor liability policy exclude in relation to intoxicated individuals?

Serving drinks leading to bodily harm. Signup and view all the answers

Study Notes

CNA Insurance Policy Information

Insurer: The Continental Insurance Company
Address: 151 N. Franklin St, Chicago, IL 60606
Producer: PDP Group, Inc., 10909 McCormick Rd, Hunt Valley, MD 21031
Agent of Record: Amynta Dealer Solutions, 10801 Mastin Blvd., Suite 1070, Overland Park, KS 66210
Insurance Policy Coverage: Coverage is provided by the Company (Insurer) named in the Declarations.

Claim Reporting

Email: [email protected]
Phone: (888) 501-9301
Fax: (800) 245-9927
Claims Inquiries (after reporting): [email protected]
Claim Reporting Information Needed:
- Claim number (or report as new)
- Your name, contact info, and position with the Named Insured
- Date of loss
- Policy number and insured name
- Details of loss

Broadspire Contact

Toll Free Phone: 1-866-830-2383
Customer Relations: [email protected]

Cancellation

Named Insured Cancellation: Cancels by mailing or delivering advance written notice.
Company Cancellation: Cancels with written notice at least 10 days before the effective date for non-payment of premium, and 30 days otherwise.
Effective Date: The policy period ends on the cancellation date.
Refunds: Pro-rata refunds are issued, or if the first named insured cancels, the refund may be less than pro-rata.

Policy Conditions

Changes: The policy terms are amended by endorsements.
Examinations: The Insurer can examine and audit books and records.
Inspections: Inspections/surveys are allowed for insurability and premium calculation, not safety.
Premiums: Insured is responsible for paying premiums, and will be payee for return premiums paid.
Transfer of Rights: Rights and duties cannot be transferred without written consent, except in case of death of a named insured.

Cancellation and Non-renewal (Kansas)

Named Insured Cancellation: Can cancel at any time by returning the policy with effective date or providing written notice.
Company Cancellation: Cancels with 10-day notice for non-payment of premium, 60-day notice otherwise, after 90 days.
Non-renewal: Insurer can non-renew with 60-day advanced notice.
Notice: Notice of cancellation or non-renewal should state the effective date of cancellation and the reason for the action.

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Description

This quiz provides essential information on the CNA Insurance Policy, including key contact details for claims reporting and customer relations. It is crucial for those managing insurance claims or seeking to understand their policy coverage. Test your knowledge on navigating insurance claims effectively.