Questions and Answers
Which of the following is NOT a discriminatory activity prohibited by fair housing laws?
What is the primary goal of fair housing laws?
Which legal act was instrumental in guaranteeing equal housing opportunities for all U.S. citizens?
What is the significance of the Supreme Court decision Jones v. Alfred H Mayer Company?
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What are the potential consequences for a real estate professional who violates fair housing laws?
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How does the Civil Rights Act of 1866 differ from other fair housing laws?
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Which of the following is an example of steering in real estate?
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Which of the following is NOT a protected class under fair housing laws?
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What is the primary purpose of the Federal Fair Housing Act of 1968?
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Which of the following is NOT a prohibited discriminatory act under the Federal Fair Housing Act?
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What is an exemption to the Federal Fair Housing Act?
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Which of the following institutions is impacted by the Federal Fair Housing Act?
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What is a prohibited discriminatory act in advertising under the Federal Fair Housing Act?
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What is a prohibited discriminatory act under the Federal Fair Housing Act?
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Which of the following is NOT a type of residential property covered under the Federal Fair Housing Act?
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What is a prohibited discriminatory act in lending under the Federal Fair Housing Act?
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Study Notes
Civil Rights and Nondiscrimination in Real Estate
- Brokers and salespeople must be aware of federal, state, and local laws pertaining to civil rights and nondiscrimination in housing and land sales or rentals.
- These laws aim to create a single, unbiased housing market where every financially qualified homeseeker can buy any home they choose.
Civil Rights Act of 1866
- Prohibits discrimination based on race and color in the sale and rental of property.
- States that "all citizens of the United States shall have the same right... to inherit, purchase, lease, sell, hold, and convey real and personal property" as white citizens.
- The 1968 Supreme Court decision in Jones v. Alfred H. Mayer Company affirmed that the Civil Rights Act of 1866 prohibits "all racial discrimination, private and public, in the sale and rental of property."
Federal Fair Housing Act of 1968
- Prohibits discrimination on the basis of race, color, religion, national origin, sex, and (added in 1974) familial status when selling or leasing residential property.
- Applies to direct providers of housing, including landlords and real estate companies, as well as municipalities, lending institutions, and homeowners insurance companies.
- Covers dwellings, apartments, vacant land acquired for residential construction, and prohibits various discriminatory acts, including:
- Refusing to sell, rent, or negotiate with certain individuals.
- Changing terms, conditions, or services for different individuals.
- Making discriminatory statements or advertisements.
- Representing that a dwelling is not available when it is.
- Inducing owners to sell or rent because of prospective neighbors.
- Altering loan terms or denying loans based on prohibited characteristics.
- Denying people membership or limiting their participation in real estate organizations.
Exemptions to the Federal Fair Housing Act
- The sale or rental of a single-family home is exempted if the home is owned by an individual who does not own more than three such homes at one time and does not use a broker, salesperson, or agent.
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Description
Learn about federal, state, and local laws pertaining to civil rights and nondiscrimination in housing and land sales or rentals. Understand how these laws aim to create a single, unbiased housing market.