Obama Care vs Medi-Cal Quiz PDF

Obama Care (Affordable Care Act) and Medi-Cal: ### 1. What is the primary goal of the Affordable Care Act (ACA), commonly known as Obama Care? - A) To provide universal free healthcare - B) To create a marketplace for affordable health insurance and expand coverage options - C) To eliminate M...

Obama Care (Affordable Care Act) and Medi-Cal: ### 1. What is the primary goal of the Affordable Care Act (ACA), commonly known as Obama Care? - A) To provide universal free healthcare - B) To create a marketplace for affordable health insurance and expand coverage options - C) To eliminate Medicaid and Medicare programs - D) To restrict access to healthcare based on income **Answer:** B) To create a marketplace for affordable health insurance and expand coverage options ### 2. Who is eligible for Medi-Cal? - A) Only U.S. citizens over the age of 65 - B) Low-income individuals and families in California - C) Any California resident with private insurance - D) Only those enrolled in Medicare **Answer:** B) Low-income individuals and families in California ### 3. Which part of the ACA requires health insurance plans to cover essential health benefits? - A) Health Insurance Marketplaces - B) Individual Mandate - C) Medicaid Expansion - D) Essential Health Benefits Provision **Answer:** D) Essential Health Benefits Provision ### 4. Under the ACA, what happens if an individual has a pre-existing medical condition? - A) They may be denied coverage - B) They may have to pay higher premiums  - C) They cannot be denied coverage or charged more based on the condition - D) They are only eligible for Medi-Cal **Answer:** C) They cannot be denied coverage or charged more based on the condition ### 5. Where can California residents apply for Medi-Cal? - A) Federal Health Insurance Marketplaces - B) Private insurance websites - C) The state’s online portal, county offices, or by phone - D) Only in person at state offices **Answer:** C) The state’s online portal, county offices, or by phone ### 6. What is one major feature of the ACA’s Health Insurance Marketplaces? - A) They offer free health insurance to everyone - B) They provide subsidies to help people afford health insurance plans - C) They are only for people with employer-provided health insurance - D) They are restricted to high-income individuals **Answer:** B) They provide subsidies to help people afford health insurance plans ### 7. Which program is specifically designed for low-income Californians? - A) Medicare - B) ACA Marketplace plans - C) Medi-Cal - D) Private insurance plans **Answer:** C) Medi-Cal ### 8. The ACA encouraged states to expand Medicaid eligibility. This is known as: - A) Medicare Part A - B) The Medicaid Expansion - C) Essential Health Benefits - D) The Pre-existing Condition Clause **Answer:** B) The Medicaid Expansion ### 9. The individual mandate under the ACA was repealed in: - A) 2010 - B) 2015 - C) 2019 - D) It was never repealed **Answer:** C) 2019 ### 10. What types of services does Medi-Cal cover for eligible individuals? - A) Only preventive care - B) Only emergency services - C) A wide range of medical services including doctor visits, hospital stays, and prescription drugs - D) Only services for children and seniors **Answer:** C) A wide range of medical services including doctor visits, hospital stays, and prescription drugs