Podcast
Questions and Answers
What is the primary goal of the Affordable Care Act (ACA), commonly known as Obama Care?
What is the primary goal of the Affordable Care Act (ACA), commonly known as Obama Care?
- To restrict access to healthcare based on income
- To provide universal free healthcare
- To create a marketplace for affordable health insurance and expand coverage options (correct)
- To eliminate Medicaid and Medicare programs
Who is eligible for Medi-Cal?
Who is eligible for Medi-Cal?
- Only U.S. citizens over the age of 65
- Low-income individuals and families in California (correct)
- Only those enrolled in Medicare
- Any California resident with private insurance
Which part of the ACA requires health insurance plans to cover essential health benefits?
Which part of the ACA requires health insurance plans to cover essential health benefits?
- Individual Mandate
- Medicaid Expansion
- Health Insurance Marketplaces
- Essential Health Benefits Provision (correct)
Under the ACA, what happens if an individual has a pre-existing medical condition?
Under the ACA, what happens if an individual has a pre-existing medical condition?
Where can California residents apply for Medi-Cal?
Where can California residents apply for Medi-Cal?
What is one major feature of the ACA’s Health Insurance Marketplaces?
What is one major feature of the ACA’s Health Insurance Marketplaces?
Which program is specifically designed for low-income Californians?
Which program is specifically designed for low-income Californians?
The ACA encouraged states to expand Medicaid eligibility. This is known as:
The ACA encouraged states to expand Medicaid eligibility. This is known as:
The individual mandate under the ACA was repealed in:
The individual mandate under the ACA was repealed in:
What types of services does Medi-Cal cover for eligible individuals?
What types of services does Medi-Cal cover for eligible individuals?
Flashcards
Medi-Cal eligibility
Medi-Cal eligibility
Medi-Cal eligibility is based on income and can vary by age and other factors.
ACA Health Insurance Marketplaces
ACA Health Insurance Marketplaces
Online platforms where individuals buy health insurance plans, potentially with subsidies.
Pre-existing conditions under ACA
Pre-existing conditions under ACA
Health insurance cannot deny coverage or charge more due to pre-existing conditions.
Essential Health Benefits (ACA)
Essential Health Benefits (ACA)
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Medicaid expansion (ACA)
Medicaid expansion (ACA)
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ACA Goal
ACA Goal
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Medi-Cal Eligibility
Medi-Cal Eligibility
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Essential Health Benefits
Essential Health Benefits
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Pre-existing Condition ACA
Pre-existing Condition ACA
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Medi-Cal Application
Medi-Cal Application
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ACA Marketplace Subsidies
ACA Marketplace Subsidies
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Medi-Cal
Medi-Cal
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Medicaid Expansion
Medicaid Expansion
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ACA Individual Mandate Repeal
ACA Individual Mandate Repeal
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Medi-Cal Healthcare Coverage
Medi-Cal Healthcare Coverage
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Study Notes
Medi-Cal
- Medi-Cal is California's Medicaid program for low-income individuals and families.
- Eligibility is based on income, with specific requirements that can vary by age and other factors.
- Medi-Cal covers a broad range of medical services, including doctor visits, hospital stays, prescriptions, and preventative care.
- Application can be done online, through local county offices, or by phone.
- Medi-Cal provides access to essential healthcare for those who otherwise cannot afford it, promoting better health outcomes for vulnerable populations.
Obama Care (Affordable Care Act)
- The Affordable Care Act (ACA), also known as Obama Care, is a significant healthcare reform law.
- The ACA created online marketplaces where individuals and families can purchase health insurance plans, often with subsidies to make them more affordable.
- The ACA prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions.
- While the individual mandate was repealed in 2019, the employer mandate still requires certain employers to provide health insurance to their employees.
- ACA-compliant insurance plans must cover essential health benefits, including preventive care, maternity care, and mental health services.
- The ACA encouraged states to expand Medicaid eligibility to provide coverage to more low-income individuals.
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Description
Explore the key features of California's Medi-Cal program and the Affordable Care Act (Obama Care). This quiz covers eligibility, healthcare services, application processes, and the reforms introduced by the ACA. Understand how these programs aim to improve healthcare access for low-income individuals and families.
