Health Care System Introduction - PDF

Introduction: The Health Care System  Kelly Pesanelli PT, MS My insurance policy https://www.bu.edu/hr /documents/Final-2025-BCBS-PPO-SBC.pdf Everyone has a story  https://www.youtube.com/watch?v=cDD Wvj_q-o8  “They’re middle class and insured....

Introduction: The Health Care System  Kelly Pesanelli PT, MS My insurance policy https://www.bu.edu/hr /documents/Final-2025-BCBS-PPO-SBC.pdf Everyone has a story  https://www.youtube.com/watch?v=cDD Wvj_q-o8  “They’re middle class and insured. Childbirth left them with crippling debt.” Springfield, Ill. - “Jessica Hurley eyed a stack of medical bills in her purse as she held one of her twin babies, blue from lack of oxygen, in the neonatal intensive care unit." “She prayed that the boys, Perry and Kinser – born prematurely at 32 weeks – would survive.” “About a month had passed since a traumatic delivery im which she’d given birth to Kinser naturally, then Perry via cesarean section. She and her husband, Jimmy, had two other children, ages 2 and 13, to care for. On top of that was another source of dread: How would they afford the mounting costs of the birth? And why were the bills already so high when they had insurance?” Retrieved from: https://www.nbcnews.com/health/health-care/childbirth-medical-debt-middle-class-insured-rcna170224  Why was this family worried about medical bills?  Their income was too high to qualify for Medicaid in Illinois.  Their health insurance had an out-of-pocket maximum of $28,500 for in-network services.  The twins were born at the end of 2022 and Kinser remained in the hospital through January 2023. Their insurance policy reset in January 2023.  They owed providers close to $38,000 which was close to a quarter of their annual family income. Retrieved from https://www.nbcnews.com/health/health-care/childbirth-medical-debt-middle-class-insured-rcna170224 What is health? World Health Organization definition of Health is a state of Health complete physical, mental and social Preamble to the Constitution of the World Health Organization as adopted by well-being and not the International Health Conference, New York, 19-22 June, 1946; signed merely the absence on 22 July 1946 by the representatives of 61 States (Official of disease or infirmity. Records of the World Health Organization, no. 2, p. 100) and entered into force on 7 April 1948. Preventable premature deaths among persons aged