The Personal Liability coverages provided on Homeowners Forms are designed to insure:
Understand the Problem
The question is asking about the purpose of Personal Liability coverages provided on Homeowners Forms. It presents multiple-choice answers to determine what these coverages are designed to insure.
Answer
a) the legal liability of private citizens for their actions.
The correct answer is a) the legal liability of private citizens for their actions.
Answer for screen readers
The correct answer is a) the legal liability of private citizens for their actions.
More Information
Personal liability coverage on homeowners insurance covers legal liability for injuries or damages to others due to individual actions, not business activities or auto-related incidents.
Tips
A common mistake is to assume it covers all legal liabilities, including business and auto, which are typically excluded.
Sources
- What Does Personal Liability Insurance Cover? - Allstate - allstate.com
- Homeowners Personal Liability Insurance - Travelers Insurance - travelers.com
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