Liability coverage provided by Homeowners Forms covers the insured's liability arising out of certain business activities. Liability for bodily injury or property damage arising ou... Liability coverage provided by Homeowners Forms covers the insured's liability arising out of certain business activities. Liability for bodily injury or property damage arising out of all of the following business activities are automatically insured, except one. Pick the exception.
Understand the Problem
The question is asking to identify which of the listed business activities is not automatically insured under Homeowners liability coverage. It presents four options, and one of them is the exception.
Answer
d) operation of a hairdressing, beautician or barber shop on the premises.
The final answer is d) operation of a hairdressing, beautician or barber shop on the premises.
Answer for screen readers
The final answer is d) operation of a hairdressing, beautician or barber shop on the premises.
More Information
Homeowners liability coverage typically excludes regular business activities like operating a professional service business on the premises.
Tips
Confusing temporary and occasional business activities with regular business operations can lead to misunderstandings of coverage.
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