Podcast
Questions and Answers
What is the main advantage of unit trust funds in terms of risk management?
What is the main advantage of unit trust funds in terms of risk management?
What is the purpose of ASNB's fixed price policy?
What is the purpose of ASNB's fixed price policy?
What is the main goal of ASNB's investment strategies?
What is the main goal of ASNB's investment strategies?
What is the purpose of ASNB's risk management policies?
What is the purpose of ASNB's risk management policies?
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What is the main benefit of professional management in unit trust funds?
What is the main benefit of professional management in unit trust funds?
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What is the purpose of ASNB's asset allocation strategy?
What is the purpose of ASNB's asset allocation strategy?
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What is the main investment objective of ASNB's unit trust funds?
What is the main investment objective of ASNB's unit trust funds?
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What is the advantage of investing in unit trust funds?
What is the advantage of investing in unit trust funds?
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What is the unique feature of ASNB investment?
What is the unique feature of ASNB investment?
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What is the range of stable returns provided by ASM 3?
What is the range of stable returns provided by ASM 3?
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What is the main difference between ASM 2 and ASB 3?
What is the main difference between ASM 2 and ASB 3?
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What is the minimum investment required for ASB 2?
What is the minimum investment required for ASB 2?
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What is the key difference between ASNB and ASM?
What is the key difference between ASNB and ASM?
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What is the investment objective of ASNB?
What is the investment objective of ASNB?
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Which ASB fund distributes dividends annually?
Which ASB fund distributes dividends annually?
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What is the risk profile of ASM compared to ASNB?
What is the risk profile of ASM compared to ASNB?
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Study Notes
Unit Trust Funds
- A type of investment vehicle that pools money from many investors to invest in a diversified portfolio of assets
- Unit trust funds are managed by professional investment managers who invest the funds on behalf of the unit holders
- Unit holders own units in the fund, which represent a proportionate share of the fund's assets
- Benefits:
- Diversification: spreads risk across various assets
- Professional management: expert investment decisions
- Convenience: easy to buy and sell units
Fixed Price Policy
- ASNB fixed price policy means that the unit trust funds are priced at a fixed price, usually RM1.00 per unit
- The fixed price policy allows investors to invest in the unit trust funds at a predictable and stable price
- The fixed price policy is designed to:
- Encourage long-term investment
- Reduce market volatility
- Provide a stable investment environment
Investment Strategies
- ASNB's investment strategies are designed to achieve the investment objectives of the unit trust funds
- Strategies include:
- Equity investment: investing in stocks and shares
- Fixed income investment: investing in bonds and other debt securities
- Money market investment: investing in short-term debt securities
- Asset allocation: diversifying investments across different asset classes
- The investment strategies are designed to:
- Maximize returns
- Minimize risk
- Maintain a stable investment portfolio
Risk Management
- ASNB's risk management policies are designed to identify, assess, and manage risks associated with investing in the unit trust funds
- Risk management strategies include:
- Diversification: spreading risk across different asset classes
- Asset allocation: diversifying investments across different asset classes
- Hedging: reducing risk through the use of derivatives
- Regular portfolio rebalancing: maintaining a stable investment portfolio
- The risk management policies are designed to:
- Minimize risk
- Protect investors' capital
- Maintain a stable investment environment
Investment Objectives
- ASNB's investment objectives are designed to achieve the financial goals of the unit trust funds
- Investment objectives include:
- Long-term capital growth
- Income generation
- Capital preservation
- Risk reduction
- The investment objectives are designed to:
- Meet the financial needs of investors
- Provide a stable investment environment
- Achieve the investment goals of the unit trust funds
Unit Trust Funds
- Pool money from many investors to invest in a diversified portfolio of assets
- Managed by professional investment managers who invest on behalf of unit holders
- Unit holders own units in the fund, representing a proportionate share of assets
- Benefits:
- Diversification spreads risk across various assets
- Professional management provides expert investment decisions
- Convenience allows easy buying and selling of units
Fixed Price Policy
- ASNB's fixed price policy sets unit trust funds at a fixed price, usually RM1.00 per unit
- Predictable and stable price encourages long-term investment and reduces market volatility
- Provides a stable investment environment
Investment Strategies
- Designed to achieve investment objectives of unit trust funds
- Strategies include:
- Equity investment in stocks and shares
- Fixed income investment in bonds and debt securities
- Money market investment in short-term debt securities
- Asset allocation across different asset classes
- Aims to maximize returns, minimize risk, and maintain a stable portfolio
Risk Management
- Identifies, assesses, and manages risks associated with unit trust funds
- Strategies include:
- Diversification across asset classes
- Asset allocation across different asset classes
- Hedging to reduce risk with derivatives
- Regular portfolio rebalancing for stability
- Aims to minimize risk, protect investors' capital, and maintain a stable environment
Investment Objectives
- Designed to achieve financial goals of unit trust funds
- Objectives include:
- Long-term capital growth
- Income generation
- Capital preservation
- Risk reduction
- Aims to meet financial needs of investors, provide a stable environment, and achieve investment goals
ASNB (Amanah Saham Nasional Berhad)
- ASNB fixed price is RM1.00 per unit, providing stability and transparency for investors.
ASM (Amanah Saham Malaysia)
ASM 3 Benefits
- ASM 3 provides stable returns of 4% to 6% per annum.
- ASM 3 has a low-risk investment profile, making it suitable for conservative investors.
- ASM 3 units can be easily redeemed, providing liquidity.
ASM 2 Vs ASB 3
- ASM 2 offers higher potential returns (5% to 7% per annum) but has a higher risk profile.
- ASB 3 offers lower potential returns (4% to 6% per annum) but has a lower risk profile.
ASB 2 Features
- The minimum investment for ASB 2 is RM10,000.
- ASB 2 distributes dividends annually, providing a regular income stream for investors.
- ASB 2 allows investors to switch between different ASB funds.
ASNB Vs ASM
- ASNB is a fixed price investment, while ASM has a variable price.
- ASNB focuses on long-term capital appreciation, while ASM aims to provide stable returns with low risk.
- ASNB is generally considered higher risk, while ASM is lower risk.
- ASNB is suitable for investors with a longer investment horizon, while ASM is suitable for investors seeking stable returns over a shorter period.
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Description
A type of investment vehicle that pools money from many investors to invest in a diversified portfolio of assets. Benefits include diversification, professional management, and convenience.
