Unit Trust Funds

Unit Trust Funds

• A type of investment vehicle that pools money from many investors to invest in a diversified portfolio of assets
• Unit trust funds are managed by professional investment managers who invest the funds on behalf of the unit holders
• Unit holders own units in the fund, which represent a proportionate share of the fund's assets
• Benefits:
  • Diversification: spreads risk across various assets
  • Professional management: expert investment decisions
  • Convenience: easy to buy and sell units

Fixed Price Policy

• ASNB fixed price policy means that the unit trust funds are priced at a fixed price, usually RM1.00 per unit
• The fixed price policy allows investors to invest in the unit trust funds at a predictable and stable price
• The fixed price policy is designed to:
  • Encourage long-term investment
  • Reduce market volatility
  • Provide a stable investment environment

Investment Strategies

• ASNB's investment strategies are designed to achieve the investment objectives of the unit trust funds
• Strategies include:
  • Equity investment: investing in stocks and shares
  • Fixed income investment: investing in bonds and other debt securities
  • Money market investment: investing in short-term debt securities
  • Asset allocation: diversifying investments across different asset classes
• The investment strategies are designed to:
  • Maximize returns
  • Minimize risk
  • Maintain a stable investment portfolio

Risk Management

• ASNB's risk management policies are designed to identify, assess, and manage risks associated with investing in the unit trust funds
• Risk management strategies include:
  • Diversification: spreading risk across different asset classes
  • Asset allocation: diversifying investments across different asset classes
  • Hedging: reducing risk through the use of derivatives
  • Regular portfolio rebalancing: maintaining a stable investment portfolio
• The risk management policies are designed to:
  • Minimize risk
  • Protect investors' capital
  • Maintain a stable investment environment

Investment Objectives

• ASNB's investment objectives are designed to achieve the financial goals of the unit trust funds
• Investment objectives include:
  • Long-term capital growth
  • Income generation
  • Capital preservation
  • Risk reduction
• The investment objectives are designed to:
  • Meet the financial needs of investors
  • Provide a stable investment environment
  • Achieve the investment goals of the unit trust funds

Unit Trust Funds

• Pool money from many investors to invest in a diversified portfolio of assets
• Managed by professional investment managers who invest on behalf of unit holders
• Unit holders own units in the fund, representing a proportionate share of assets
• Benefits:
  • Diversification spreads risk across various assets
  • Professional management provides expert investment decisions
  • Convenience allows easy buying and selling of units

Fixed Price Policy

• ASNB's fixed price policy sets unit trust funds at a fixed price, usually RM1.00 per unit
• Predictable and stable price encourages long-term investment and reduces market volatility
• Provides a stable investment environment

Investment Strategies

• Designed to achieve investment objectives of unit trust funds
• Strategies include:
  • Equity investment in stocks and shares
  • Fixed income investment in bonds and debt securities
  • Money market investment in short-term debt securities
  • Asset allocation across different asset classes
• Aims to maximize returns, minimize risk, and maintain a stable portfolio

Risk Management

• Identifies, assesses, and manages risks associated with unit trust funds
• Strategies include:
  • Diversification across asset classes
  • Asset allocation across different asset classes
  • Hedging to reduce risk with derivatives
  • Regular portfolio rebalancing for stability
• Aims to minimize risk, protect investors' capital, and maintain a stable environment

Investment Objectives

• Designed to achieve financial goals of unit trust funds
• Objectives include:
  • Long-term capital growth
  • Income generation
  • Capital preservation
  • Risk reduction
• Aims to meet financial needs of investors, provide a stable environment, and achieve investment goals

ASNB (Amanah Saham Nasional Berhad)

• ASNB fixed price is RM1.00 per unit, providing stability and transparency for investors.

ASM (Amanah Saham Malaysia)

ASM 3 Benefits

• ASM 3 provides stable returns of 4% to 6% per annum.
• ASM 3 has a low-risk investment profile, making it suitable for conservative investors.
• ASM 3 units can be easily redeemed, providing liquidity.

ASM 2 Vs ASB 3

• ASM 2 offers higher potential returns (5% to 7% per annum) but has a higher risk profile.
• ASB 3 offers lower potential returns (4% to 6% per annum) but has a lower risk profile.

ASB 2 Features

• The minimum investment for ASB 2 is RM10,000.
• ASB 2 distributes dividends annually, providing a regular income stream for investors.
• ASB 2 allows investors to switch between different ASB funds.

ASNB Vs ASM

• ASNB is a fixed price investment, while ASM has a variable price.
• ASNB focuses on long-term capital appreciation, while ASM aims to provide stable returns with low risk.
• ASNB is generally considered higher risk, while ASM is lower risk.
• ASNB is suitable for investors with a longer investment horizon, while ASM is suitable for investors seeking stable returns over a shorter period.