Week 1-workplace assessment

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Questions and Answers

What is workers compensation?

  • income replacement payments
  • reimbursement of hospital and medical cots
  • lump sum payments for permanent incapacities and fatalities made to workers
  • all of the above (correct)

Name 3 things an injured worker is entilted to

weekly benefits while recovering, medical bill expenses, household assistance, RTW assistance, lump sum compensation

What are the 3 preconditions to receiving compensation

  1. the worker is an employee
  2. worker has a medical condition that was diagnosed arising out of or in the course of employment
  3. the worker has suffered a financial loss

Which of the following correctly defines 'frequency rates'?

<p>A number of serious claims per million hours worked (A)</p> Signup and view all the answers

Who has the responsibility for determining the liability for a workers comp claim?

<p>Insurer (B)</p> Signup and view all the answers

Who is responsible for developing a RTW plan

<p>Employer (C)</p> Signup and view all the answers

Who is responsible for certifying an injured worker's. capacity for employment?

<p>NTD (A)</p> Signup and view all the answers

Which of these parties must have an injury management program in place?

<p>insurer (C)</p> Signup and view all the answers

Who is responsible for performing workplace and functional assessments

<p>Rehab provider (C)</p> Signup and view all the answers

Define 'serious claims'

<p>Includes all accepted worker's comp claims involving temporary incapacity of 1 or more weeks, plus accepted claims for fatalities or permanent incapacity (D)</p> Signup and view all the answers

which of the following is a reason a claim can be declined

<p>all of the above (D)</p> Signup and view all the answers

Put these work-related injury steps in order

<p>1 = claim is lodged through NTD 2 = certificate provided to employer 3 = claim allocated to insurer to determine liability 4 = insurer gathers info</p> Signup and view all the answers

Put these work related injury steps in order

<p>1 = insurer gathers info 2 = insurer makes decision 3 = payments made to worker 4 = case manager allocated if needed</p> Signup and view all the answers

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