Week 1-workplace assessment

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What is workers compensation?

income replacement payments

reimbursement of hospital and medical cots

lump sum payments for permanent incapacities and fatalities made to workers

all of the above (correct)

Name 3 things an injured worker is entilted to

weekly benefits while recovering, medical bill expenses, household assistance, RTW assistance, lump sum compensation

What are the 3 preconditions to receiving compensation

the worker is an employee
worker has a medical condition that was diagnosed arising out of or in the course of employment
the worker has suffered a financial loss

Which of the following correctly defines 'frequency rates'?

A number of serious claims per million hours worked Signup and view all the answers

Who has the responsibility for determining the liability for a workers comp claim?

Insurer Signup and view all the answers

Who is responsible for developing a RTW plan

Employer Signup and view all the answers

Who is responsible for certifying an injured worker's. capacity for employment?

NTD Signup and view all the answers

Which of these parties must have an injury management program in place?

insurer Signup and view all the answers

Who is responsible for performing workplace and functional assessments

Rehab provider Signup and view all the answers

Define 'serious claims'

Includes all accepted worker's comp claims involving temporary incapacity of 1 or more weeks, plus accepted claims for fatalities or permanent incapacity Signup and view all the answers

which of the following is a reason a claim can be declined

all of the above Signup and view all the answers

Put these work-related injury steps in order

1 = claim is lodged through NTD 2 = certificate provided to employer 3 = claim allocated to insurer to determine liability 4 = insurer gathers info Signup and view all the answers