What is UM and UIM?
10 Questions
0 Views

What is UM and UIM?

Created by
@FLF

Podcast

Play an AI-generated podcast conversation about this lesson

Questions and Answers

What is the main purpose of Uninsured/Underinsured Motorist (UM/UIM) coverage?

Answer hidden

Uninsured Motorist Bodily Injury (UMBI) coverage primarily helps with which of the following?

Answer hidden

Which type of coverage applies when the at-fault driver has some insurance, but it is insufficient to cover all damages?

Answer hidden

What is the key difference between UMPD (Uninsured Motorist Property Damage) and Collision Coverage?

Answer hidden

Why is it essential to exhaust the at-fault driver's policy before pursuing UM/UIM coverage?

Answer hidden

What happens to your compensation in California if you are found partially at fault in an accident?

Answer hidden

Which of the following situations would likely require you to use your UM/UIM coverage?

Answer hidden

Scenario: Jane is driving home when she gets hit by another car. The at-fault driver, however, does not have any insurance. Jane suffers injuries and needs medical treatment, and her car is also damaged.

Question: Which type of coverage would best help Jane in this situation?

Answer hidden

Scenario: Alex was involved in an accident caused by another driver who has insurance coverage but only the minimum liability limits. Alex’s medical bills and car repair costs exceed the at-fault driver’s insurance limits, leaving a significant portion of his expenses unpaid.

Question: Which type of coverage would help Alex cover the remaining costs in this situation?

Answer hidden

Scenario: Maria was in a hit-and-run accident where the driver who hit her fled the scene and could not be identified. She suffered injuries and damage to her vehicle. Maria’s insurance policy includes UM and UIM coverage.

Question: What type of coverage should Maria use to cover her injuries and vehicle damages from this hit-and-run accident?

Answer hidden

More Like This

UM/UIM
8 questions
Um Dia na Praia
40 questions

Um Dia na Praia

PoignantUniverse avatar
PoignantUniverse
Use Quizgecko on...
Browser
Browser