UM/UIM Coverage Explanation

Scenario 2

Scenario 3 (correct)

UM/UIM coverage does not apply in any scenario

Scenario 1

UM/UIM coverage always applies in all situations (correct)

When the plaintiff lives under the household of a UM/UIM policyholder and was a passenger inside a vehicle involved in the accident

When the plaintiff is listed as a beneficiary on a policy with UM/UIM

When the client has UM/UIM on another vehicle owned by them

UM/UIM coverage never applies if the client does not have insurance

UM/UIM coverage applies only if the vehicle has UM/UIM

When the client is the driver

When the client is a passenger (correct)

<p>UM/UIM coverage applies in all situations for the client</p> Signup and view all the answers

<p>When the client is a passenger</p> Signup and view all the answers

<p>Only if the client's UM coverage is superior to that of the vehicle</p> Signup and view all the answers

<p>When both plaintiff and vehicle have UM/UIM coverage</p> Signup and view all the answers