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Questions and Answers
In which scenario does UM/UIM coverage apply?
In which scenario does UM/UIM coverage apply?
- Scenario 2
- Scenario 3 (correct)
- UM/UIM coverage does not apply in any scenario
- Scenario 1
When does UM/UIM coverage not apply?
When does UM/UIM coverage not apply?
- UM/UIM coverage always applies in all situations (correct)
- When the plaintiff lives under the household of a UM/UIM policyholder and was a passenger inside a vehicle involved in the accident
- When the plaintiff is listed as a beneficiary on a policy with UM/UIM
- When the client has UM/UIM on another vehicle owned by them
If the client does not have insurance but lives with someone who has UM/UIM, when does UM/UIM coverage apply?
If the client does not have insurance but lives with someone who has UM/UIM, when does UM/UIM coverage apply?
- UM/UIM coverage never applies if the client does not have insurance
- UM/UIM coverage applies only if the vehicle has UM/UIM
- When the client is the driver
- When the client is a passenger (correct)
If the client owns the vehicle and has UM/UIM, when does UM/UIM coverage apply?
If the client owns the vehicle and has UM/UIM, when does UM/UIM coverage apply?
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If the client does not own the vehicle but has UM/UIM on another policy, when does UM/UIM coverage apply?
If the client does not own the vehicle but has UM/UIM on another policy, when does UM/UIM coverage apply?
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If the vehicle has UM/UIM and the client also has UM/UIM, when will the client's UM/UIM apply?
If the vehicle has UM/UIM and the client also has UM/UIM, when will the client's UM/UIM apply?
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Under what conditions can UM/UIM coverage potentially apply?
Under what conditions can UM/UIM coverage potentially apply?
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