UM/UIM

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Which of the following situations may result in UM/UIM coverage applying?

Plaintiff lives under the household of a UM/UIM policyholder and was a passenger inside a vehicle involved in the accident.

Which of the following situations may result in UM/UIM coverage not applying? (talk to adjuster to see if coverage can be provided)

Client lives with someone who has UM/UIM.

In which situation will the client's UM/UIM coverage apply if the client was a passenger?

The client's UM coverage is superior to that of DEF Coverage.

Which of the following situations may result in UM/UIM coverage applying?

<p>All of the above</p> Signup and view all the answers

How much of a UM/UIM policy of 100/300 can we get if def has policy limits of 25/50?

<p>75/250</p> Signup and view all the answers

What is the potential recovery per person if we have DEF Policy Limits of 50/100 and UM/UIM 25/50?

<p>50K</p> Signup and view all the answers

Are the policy limits for UM/UIM coverage and defendant's liability coverage cumulative?

<p>No</p> Signup and view all the answers

Which one of the following is NOT true about UM/UIM coverage?

<p>It provides coverage only for drivers</p> Signup and view all the answers

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