Understanding Insurance Types and Categories
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Questions and Answers

Which type of insurance is mandatory for motor vehicles?

  • Hausratversicherung
  • Diebstahlversicherung
  • Glasbruchversicherung
  • Haftpflichtversicherung für Motorfahrzeuge (correct)
  • Building insurance is an example of mandatory insurance.

    False

    What does the second pillar of the three-pillar principle refer to?

    Pension fund

    The ____ insurance covers damage caused by theft.

    <p>theft</p> Signup and view all the answers

    Match the following types of additional insurance with their respective coverage:

    <p>Hausratversicherung = Home contents insurance Glasbruchversicherung = Glass breakage insurance Wasserschaden = Water damage insurance Privathaftpflicht = Private liability insurance</p> Signup and view all the answers

    Welche der folgenden Versicherungen ist eine optionale Versicherung?

    <p>Hausratversicherung</p> Signup and view all the answers

    Die Pensionskasse gehört zum ersten Säule des Drei-Säulen-Prinzips.

    <p>False</p> Signup and view all the answers

    Nenne zwei Beispiele für die Arten von zusätzlichen Versicherungen.

    <p>Diebstahlversicherung und Glasbruchversicherung</p> Signup and view all the answers

    Die ____versicherung schützt vor Schäden durch Wasser.

    <p>Wasserschaden</p> Signup and view all the answers

    Ordne die folgenden Säulen des Drei-Säulen-Prinzips den richtigen Beschreibungen zu:

    <ol> <li>Säule = AHV/IV/EL</li> <li>Säule = Pensionskasse</li> <li>Säule = Private Vorsorge</li> </ol> Signup and view all the answers

    Study Notes

    Insurance Types

    • Liability insurance for vehicles (motor and water) is required when causing damage
    • Building insurance covers damage to a property
    • Household/furniture insurance covers damage to personal belongings; this is available in some cantons
    • Damage to property (thieves, broken glass, damage to vehicle, flood, animal damage) is covered by different insurances
    • Private liability: covers personal damage
    • Home owner's liability: covers damage caused within the home
    • Business liability: covers business-related damage

    Insurance Categories

    • Old-age, survivors, and disability insurance (AHV)
    • Accident insurance (LV)
    • Insurance for dependents (IV)
    • Additional pension plan (2nd pillar)
    • Private insurance (3rd pillar)
    • Unemployment insurance (unspecified)

    Three-Pillar Principle

    • This three-pillar system refers to insurance categories.

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    Description

    This quiz explores various types of insurance including liability, building, and household insurance, as well as the three-pillar principle of old-age, survivors, and disability insurance. Test your knowledge on how different insurances protect individuals and businesses. Prepare to learn about essential coverage aspects and their significance in everyday life.

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