Overview on Types of Demands
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Questions and Answers

What is the primary purpose of a Supplement Demand?

  • To request policy limits verification
  • To provide pending or additional information unavailable at the time of the preceding demand (correct)
  • To replace the original demand entirely
  • To dispute liability with the adjuster
  • When should a Supplement Demand be furnished?

  • Only when requested by the insurance adjuster
  • After the preceding demand has expired and no updates are available
  • After receiving a settlement offer
  • Before the previous demand's expiration (correct)
  • When is it appropriate to send a Counter Demand instead of a Supplement Demand?

  • When the previous demand has expired, or an offer has been sent (correct)
  • When no additional documents are ready for submission
  • When the prior demand is still active
  • Whenever requested by the case manager, regardless of whether the prior demand has already expired
  • What is one of the key benefits of a Supplement Demand?

    <p>It fortifies case value by providing new or additional evidence</p> Signup and view all the answers

    A [blank] demand is required when the prior demand has expired or an offer or rejection has been made.

    <p>Counter</p> Signup and view all the answers

    Supplement Demands are typically more complex than Counter Demands.

    <p>False</p> Signup and view all the answers

    A Supplement Demand can include updates on non-medical information, such as Employment or Loss of Consortium

    <p>True</p> Signup and view all the answers

    If new medical treatment records arrive but the prior demand has expired, you can still send a Supplement Demand

    <p>False</p> Signup and view all the answers

    The expiration for a Supplement Demand generally mirrors the expiration date of the preceding demand

    <p>True</p> Signup and view all the answers

    Generally, Supplement Demands should always include a List of Exhibits

    <p>True</p> Signup and view all the answers

    What is the primary purpose of the Statement of the Facts section in a demand letter?

    <p>To summarize the accident, highlighting the incident details and parties involved.</p> Signup and view all the answers

    In the Liability section of a demand letter, which of the following is essential?

    <p>A legal analysis showing how the defendant's actions caused the accident.</p> Signup and view all the answers

    The Injuries and Medical Treatment section of a demand letter should:

    <p>Highlight all injuries and the treatments necessary for recovery.</p> Signup and view all the answers

    Which of the following is NOT a basic component of the Injuries and Medical section?

    <p>Opinions on the medical provider's competence.</p> Signup and view all the answers

    How should the Pain and Suffering section of a demand letter be presented?

    <p>By detailing how the injuries have affected the client's daily life, supported by evidence.</p> Signup and view all the answers

    The purpose of the Medical Expenses Table is to:

    <p>Provide a visual breakdown of all medical costs incurred by the client.</p> Signup and view all the answers

    In the Statement of the Facts, what is the most critical detail to include?

    <p>A concise, factual summary of the events leading to the accident.</p> Signup and view all the answers

    What information is typically included in the Medical Expenses Table?

    <p>A complete list of treatments, providers, and associated costs.</p> Signup and view all the answers

    In the Pain and Suffering section, evidence to support claims may include:

    <p>Testimonies from friends or family about the client's struggles.</p> Signup and view all the answers

    What is the importance of including future medical treatment needs in the Injuries and Medical section?

    <p>It emphasizes ongoing financial burdens and justifies the demand amount.</p> Signup and view all the answers

    What stage of a case does the mediation brief belong to?

    <p>Litigation</p> Signup and view all the answers

    What is the primary purpose of mediation?

    <p>To resolve disputes before court trial</p> Signup and view all the answers

    Which section in the mediation brief is tailored to the mediator?

    <p>Liability section</p> Signup and view all the answers

    What is a significant difference between the mediator’s and the defense’s copy of the mediation brief?

    <p>The defense’s copy is tailored to show fewer cards.</p> Signup and view all the answers

    What is emphasized in the executive summary of a mediation brief?

    <p>Client's humanized narrative</p> Signup and view all the answers

    What makes drafting a mediation brief more time-consuming than a demand?

    <p>It includes detailed deposition reviews.</p> Signup and view all the answers

    Which feature differentiates a mediation brief from a demand letter?

    <p>Use of creative writing for humanization</p> Signup and view all the answers

    Why is confidentiality important in mediation?

    <p>It ensures information stays between parties.</p> Signup and view all the answers

    What was mentioned as a challenge in creating a mediation brief?

    <p>Balancing space and content length</p> Signup and view all the answers

    Why are photos often included in mediation briefs?

    <p>To visually convey the client’s changes</p> Signup and view all the answers

    Study Notes

    Supplement Demands

    • Primary Purpose: To provide pending or additional information unavailable during the initial demand. It's not to dispute liability, replace the original demand, or request policy limit verification.

    • Timing: A Supplement Demand should be filed before the prior demand expires, ideally. It's used when new information or updates become available after the initial demand.

    • Counter Demand vs. Supplement Demand: A Counter Demand is appropriate when the prior demand expires or an offer is made. A Supplement Demand is used when additional information becomes available before the prior demand expires.

    Key Benefits of a Supplement Demand

    • Fortifies Case Value: Provides new or additional evidence, potentially strengthening the case.
    • Reduces Need for Counter Demand: Sometimes eliminates the requirement of filing a separate counter-claim.

    Supplement Demand Characteristics

    • Complexity: Usually more complex than a Counter Demand due to the addition of new data.
    • Non-medical updates: Supplement Demands can include updated information about non-medical factors, like employment data or loss of consortium, as well as new medical information.
    • Expiration: The expiration date for a Supplement Demand generally mirrors the expiration date of the preceding demand.
    • Medica records/Updates: Supplement Demands can include updates on non-medical information such as Employment or Loss of Consortium. If new medical treatment records arrive after a demand has expired, a supplement demand can still be filed.
    • Case Manager: A Supplement Demand can be requested by the Case Manager regardless of whether the initial demand has expired or not.

    Joint Demand Letter - Statement of Facts

    • Purpose: To summarize the accident, highlighting the incident details and the involved parties.
    • Essential elements: Legal arguments for liability, medical treatments received, client’s financial losses, and a concise, factual summary of the events leading to the accident.

    Joint Demand Letter - Liability Section

    • Essential element: Legal analysis showing how the defendant's actions caused the accident.
    • Irrelevant elements: Detailed medical history, client's emotional distress, table of medical expenses, client's personal opinions.

    Joint Demand Letter - Injuries & Medical Treatment

    • Purpose: Highlight all injuries and related treatments necessary for recovery.
    • Key elements: Chronological summary of treatments, medical records summary, future treatment needs (with current expense estimates).
    • Avoidable elements: Opinions on the medical provider's competence.

    Joint Demand Letter - Pain & Suffering

    • Purpose: Describe how the injuries affecting daily life.
    • Critical elements: Client's subjective claims supported by evidence, and how injuries affected daily life.
    • Avoid elements: Listing subjective complaints without evidence, client's subjective emotional state.

    Joint Demand Letter - Medical Expenses Table

    • Purpose: Provide a visual breakdown of all medical costs incurred by the client.
    • Key elements: A complete list of treatments, providers, and associated costs, including insurance details.
    • Avoid: Speculation or estimates of future costs without current expense information.

    Joint Demand Letter - Statement of Facts - Critical Element

    • Purpose: Providing a concise and factual summary of the events leading to the accident.

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