Podcast
Questions and Answers
What is the age limit for children to be covered on their parents' plan under the Affordable Care Act?
What is the age limit for children to be covered on their parents' plan under the Affordable Care Act?
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What must group health plans provide to covered employees and their families under COBRA?
What must group health plans provide to covered employees and their families under COBRA?
Specific notices explaining their COBRA rights
What is the purpose of the Summary Plan Description (SPD) in a group health plan?
What is the purpose of the Summary Plan Description (SPD) in a group health plan?
To give important information about the plan, including benefits, rights, and how the plan works
When must group health plans provide participants with an SPD according to ERISA?
When must group health plans provide participants with an SPD according to ERISA?
What document must be provided to participants if there are material changes to the plan?
What document must be provided to participants if there are material changes to the plan?
What is the timeframe for providing participants with an SMM if there are material changes to the plan?
What is the timeframe for providing participants with an SMM if there are material changes to the plan?
What is one of the protections contained in ERISA?
What is one of the protections contained in ERISA?
Who is entitled to COBRA continuation coverage?
Who is entitled to COBRA continuation coverage?
What are some events that trigger the right to COBRA continuation coverage?
What are some events that trigger the right to COBRA continuation coverage?
What does COBRA stand for?
What does COBRA stand for?
What is the purpose of COBRA continuation coverage?
What is the purpose of COBRA continuation coverage?
Who is this guide intended to help?
Who is this guide intended to help?
What is the minimum time limit for providing notice for continuation coverage?
What is the minimum time limit for providing notice for continuation coverage?
When is the latest date from which the 60-day notice period starts for continuation coverage?
When is the latest date from which the 60-day notice period starts for continuation coverage?
Where should the rules for continuation coverage be described?
Where should the rules for continuation coverage be described?
What should the notice include for continuation coverage?
What should the notice include for continuation coverage?
What information should be included in the COBRA general notice?
What information should be included in the COBRA general notice?
When must the plan administrator furnish the Summary of Material Modifications?
When must the plan administrator furnish the Summary of Material Modifications?
Within how many days must the plan administrator provide plan documents if requested in writing by a covered participant or beneficiary?
Within how many days must the plan administrator provide plan documents if requested in writing by a covered participant or beneficiary?
When must group health plans give each employee and spouse a general notice describing COBRA rights?
When must group health plans give each employee and spouse a general notice describing COBRA rights?
How can group health plans satisfy the requirement of providing a general notice about COBRA rights?
How can group health plans satisfy the requirement of providing a general notice about COBRA rights?
What information must be included in the general notice about COBRA rights?
What information must be included in the general notice about COBRA rights?
What has the Department of Labor developed for single-employer group health plans to use in satisfying the general notice requirement?
What has the Department of Labor developed for single-employer group health plans to use in satisfying the general notice requirement?
What is the maximum period of continuation coverage for a family with a disabled qualified beneficiary?
What is the maximum period of continuation coverage for a family with a disabled qualified beneficiary?
During the 11-month disability extension, how much can the plan charge qualified beneficiaries as an increased premium?
During the 11-month disability extension, how much can the plan charge qualified beneficiaries as an increased premium?
When must the Social Security Administration (SSA) determine that the qualified beneficiary is disabled for the family to be entitled to the 11-month extension?
When must the Social Security Administration (SSA) determine that the qualified beneficiary is disabled for the family to be entitled to the 11-month extension?
What is one of the requirements for the disability extension to continue during the initial 18-month period of continuation coverage?
What is one of the requirements for the disability extension to continue during the initial 18-month period of continuation coverage?
What is the minimum time limit, starting from the latest of specified dates, for notifying the plan of the SSA determination of disability?
What is the minimum time limit, starting from the latest of specified dates, for notifying the plan of the SSA determination of disability?
What must the disabled qualified beneficiary (or another person on their behalf) do in relation to the SSA determination of disability?
What must the disabled qualified beneficiary (or another person on their behalf) do in relation to the SSA determination of disability?