Mortgage Loan Decision Tree in Machine Learning
29 Questions
1 Views

Choose a study mode

Play Quiz
Study Flashcards
Spaced Repetition
Chat to lesson

Podcast

Play an AI-generated podcast conversation about this lesson

Questions and Answers

What is the main purpose of using the ID3 machine learning tool mentioned in the text?

  • To automate the mortgage loan approval process
  • To improve credit rating calculations
  • To store information about loan decisions
  • To analyze historical loan data and construct decision trees (correct)
  • What is the main difference between Artificial Intelligence (AI) and Machine Learning?

  • AI and Machine Learning are synonymous terms with no significant differences.
  • AI involves allowing computers to learn through experience, while Machine Learning focuses on understanding complex patterns through multiple layers of algorithms.
  • AI aims to accomplish cognitive tasks like humans, while Machine Learning focuses on improving performance on a specific task through data. (correct)
  • AI focuses on designing computer models to accomplish cognitive tasks, while Machine Learning involves creating new algorithms based on structured data.
  • What does the ID3 algorithm do to determine the attribute assigned to the first node in the decision tree?

  • Measures the informativeness of each attribute using information gain (correct)
  • Calculates the average of all attributes
  • Assigns the first attribute in the dataset
  • Uses a random selection method
  • Which subset of Artificial Intelligence involves algorithms trained on more data and understanding complex patterns?

    <p>Deep Learning</p> Signup and view all the answers

    Why are machine learning algorithms like ID3 highly dependent on how databases are labeled and categorized?

    <p>To properly interpret and learn from the data</p> Signup and view all the answers

    Why does Deep Learning not require structured data for training?

    <p>Because it involves numerous layers of algorithms that can learn patterns without structured input.</p> Signup and view all the answers

    In the context of constructing decision trees, what role does 'information gain' play according to the text?

    <p>It measures how well each attribute organizes the examples</p> Signup and view all the answers

    In what way are Neural Networks similar to the neural networks in the human brain?

    <p>They are capable of mimicking humans' cognitive processes.</p> Signup and view all the answers

    What type of data must be provided to a machine learning system like ID3 for diagnosing diseases in soybean crops, as per the text?

    <p>Already interpreted data about soybean crop attributes and weather</p> Signup and view all the answers

    Which subset of AI allows computers to 'learn' and improve performance on specific tasks?

    <p>Machine Learning</p> Signup and view all the answers

    How does the ID3 algorithm decide which attribute to assign to the first node of a decision tree?

    <p>By identifying the attribute with the highest information gain</p> Signup and view all the answers

    What aspect of AI involves the system learning to make decisions or predictions based on provided data?

    <p>Machine Learning</p> Signup and view all the answers

    What is the main focus of Strong AI?

    <p>Understanding and learning any task like humans</p> Signup and view all the answers

    Which of the following tasks is NOT listed as a task that machines with Applied AI can master?

    <p>Predicting disease trajectory accurately</p> Signup and view all the answers

    What led to the growth of research in AI and Machine Learning in the early 21st century?

    <p>Growth in computing power and large data sets</p> Signup and view all the answers

    Which expert system was developed in the 1970s to diagnose infectious diseases?

    <p>MYCIN</p> Signup and view all the answers

    What are some mental disorders that studies have focused on diagnosing using deep learning?

    <p>Dementia and ADHD</p> Signup and view all the answers

    How are some studies using neuroimaging data to tailor treatment for psychological disorders?

    <p>By analyzing brain structure and neural connectivity</p> Signup and view all the answers

    What is the main purpose of an online mortgage wizard according to the text?

    <p>&quot;Mortgage-worthiness&quot; assessment of applicants</p> Signup and view all the answers

    What is represented through decision trees in the context of online mortgage wizards?

    <p>&quot;Mortgage-worthiness&quot; of an applicant</p> Signup and view all the answers

    "Are expert systems now able to accurately diagnose psychological disorders?" is a question related to which category discussed in the text?

    <p><strong>Expert Systems that use Machine Learning</strong></p> Signup and view all the answers

    "Research in AI and Machine Learning boomed in early 21st century due to growth in computing power and availability of large data sets." Which technology or system is this statement specifically focusing on?

    <p><strong>Machine Learning</strong></p> Signup and view all the answers

    What is the main purpose of Google's CAPTCHA?

    <p>To prevent bots from buying all available tickets quickly</p> Signup and view all the answers

    How do CAPTCHAs work to distinguish between humans and bots?

    <p>By displaying distorted text that humans can read but computers struggle with</p> Signup and view all the answers

    What technology was used in Google's book digitalization project?

    <p>ReCAPTCHA</p> Signup and view all the answers

    What information does the No CAPTCHA reCAPTCHA send to Google when a user clicks 'I'm not a robot'?

    <p>Users' IP address, country, and browser information</p> Signup and view all the answers

    How did engineers attempt to make CAPTCHAs more difficult for bots to solve?

    <p>By adding more twists, turns, and noise to the images</p> Signup and view all the answers

    What additional challenge might a small percentage of users face in the No CAPTCHA system?

    <p>Selecting images containing parts of cars or street signs</p> Signup and view all the answers

    What aspect of users' behavior does No CAPTCHA reCAPTCHA analyze?

    <p>How users move their cursor before clicking 'I'm not a robot'</p> Signup and view all the answers

    More Like This

    NH_5
    26 questions

    NH_5

    BrightestBoston2440 avatar
    BrightestBoston2440
    Mortgage Loan Calculation
    5 questions
    Mortgage Loan Disclosures Chapter 9
    10 questions
    Use Quizgecko on...
    Browser
    Browser