29 Questions
If payroll deductions are not set up properly, what consequence could occur according to the text?
The employee is not charged for their portion of premiums.
In benefits discussions, if the question of employee or employer contributions arises, what is it referring to according to the text?
Healthcare premium payments
What happens when an employee is no longer benefits eligible, as mentioned in the text?
They must be removed from the benefits plan.
What is the potential outcome if an employer pays the whole premium unintentionally?
The company's expenses increase.
Why do some companies set up payroll deductions for employees, as mentioned in the text?
To reimburse the company for healthcare premiums paid.
What happens to the employer's contribution towards health premiums if an employee elects COBRA?
It becomes the employee's responsibility
Why might former employees choose alternatives to COBRA for health insurance coverage?
To avoid paying the full premium
What must a plan member do if they wish to continue benefits via COBRA after employment ends?
Submit a COBRA enrollment form and premium payments
How does the employee's responsibility for health premiums change if they elect COBRA?
The employee pays a higher premium than before
What does the new premium amount for an employee electing COBRA include?
The employee's portion + employer's contribution
Why might an individual elect COBRA over joining a spouse's insurance plan?
To maintain existing benefits
What does the text emphasize as one of the biggest pain points for companies?
Difficulty in accessing insurance broker support
How does the company detect losses of eligibility due to status changes?
By monitoring status changes using proprietary technology
What is one way the company stands out in terms of rates according to the text?
Saving clients 20-30% on their premiums
Why does the text suggest clients should consider shopping their rates with the company?
To explore potentially saving money
What does the company consult carefully with clients about, according to the text?
Learning about their employee demographic and business needs
Which technology does the company use to detect terminations due to status changes?
Proprietary technology
What does the Ease platform offer employers and employees?
Convenient administration of benefits
How does the proactive enrollment follow-up help during open enrollment?
Eliminates the need for HR to track down individual employees
What is the purpose of automatic payroll deductions mentioned in the text?
To deduct health insurance premiums from paychecks
How does the text describe the experience of using the benefits administration platform?
Eliminates the need for physical paperwork and is user-friendly
In what scenario would HR need to chase down individual employees according to the text?
When employees fail to login to elect or waive benefits
What is one way premium deductions are made easy for clients?
Fully integrating with ADP for payroll deductions
What does Ease do if an employee elects benefits?
Automatically inform the carrier of the employee's enrollment
In the case of a payroll system that doesn't integrate with Ease, what action is taken for premium deductions?
Send a deduction report to the employer
How does Ease handle part-time vs. full-time status changes of employees?
Monitor changes and adjust benefits offerings accordingly
What does Ease do to ensure benefits offerings are always current with new-hires and terminations?
Update benefits offerings based on new-hires and terminations
What payroll systems does Ease integrate with?
ADP and Paycom
During the sales cycle, what information is helpful for Ease to have about COBRA?
A lead's questions about COBRA
Learn about the proprietary technology used to monitor and detect status changes from full-time to part-time, which can impact eligibility. Explore how this technology helps companies in managing changes effectively.
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