Podcast
Questions and Answers
What is the minimum total capital ratio of risk-weighted assets?
What is the minimum total capital ratio of risk-weighted assets?
- 12.5%
- 10.0%
- 10.5% (correct)
- 8.0%
What is included in Common Equity Tier 1 (CET1) Capital?
What is included in Common Equity Tier 1 (CET1) Capital?
- Paid-up Common Stock, Common Stock Dividends, and Retained Earnings
- Paid-up Common Stock, Additional Paid-in Capital, and Deposits for Common Subscription
- Paid-up Common Stock, Common Stock Dividends, and Undivided Profits
- All of the above (correct)
What is the minimum Common Equity Tier 1 (CET1) Capital ratio of risk-weighted assets?
What is the minimum Common Equity Tier 1 (CET1) Capital ratio of risk-weighted assets?
- 7.5%
- 4.5% (correct)
- 6.0%
- 8.0%
What is the purpose of the Capital Conservation Buffer?
What is the purpose of the Capital Conservation Buffer?
What is the main objective of the Loss Absorbency feature in Tier 1 and Tier 2 capital instruments?
What is the main objective of the Loss Absorbency feature in Tier 1 and Tier 2 capital instruments?
What is the main purpose of the Internal Capital Adequacy Assessment Process (ICAAP)?
What is the main purpose of the Internal Capital Adequacy Assessment Process (ICAAP)?
What is the minimum maturity requirement for Tier 2 Capital instruments?
What is the minimum maturity requirement for Tier 2 Capital instruments?
What is the purpose of the Regulatory Adjustments to Common Equity Tier 1 (CET1) Capital?
What is the purpose of the Regulatory Adjustments to Common Equity Tier 1 (CET1) Capital?
What is the main objective of the Capital Buffers?
What is the main objective of the Capital Buffers?
What is the purpose of the Countercyclical Capital Buffer?
What is the purpose of the Countercyclical Capital Buffer?
Which risk weighting is assigned to equity exposures not deducted from capital and listed on a recognized exchange?
Which risk weighting is assigned to equity exposures not deducted from capital and listed on a recognized exchange?
What is primarily included in Tier 1 Capital?
What is primarily included in Tier 1 Capital?
Which ratio is introduced to ensure banks have adequate levels of liquid assets to meet short-term obligations?
Which ratio is introduced to ensure banks have adequate levels of liquid assets to meet short-term obligations?
What are banks required to perform as an internal assessment under BASEL III?
What are banks required to perform as an internal assessment under BASEL III?
What primary measure is used in the leverage ratio?
What primary measure is used in the leverage ratio?
Which type of instruments were phased out under the new Tier 1 Capital definition?
Which type of instruments were phased out under the new Tier 1 Capital definition?
What is the risk weighting applied to Commercial Public Sector Entities (PSEs)?
What is the risk weighting applied to Commercial Public Sector Entities (PSEs)?
What is eliminated completely from the regulatory capital under Basel III?
What is eliminated completely from the regulatory capital under Basel III?
Which credit risk measurement tool is suggested for assessing counterparty risks?
Which credit risk measurement tool is suggested for assessing counterparty risks?
What is the goal of introducing a non-risk weighted leverage ratio under BASEL III?
What is the goal of introducing a non-risk weighted leverage ratio under BASEL III?
Which of the following is a primary aim of Basel III?
Which of the following is a primary aim of Basel III?
What is the key purpose of Common Equity Tier 1 (CET1) capital under Basel III?
What is the key purpose of Common Equity Tier 1 (CET1) capital under Basel III?
Basel III introduced the Leverage Ratio primarily to:
Basel III introduced the Leverage Ratio primarily to:
Which buffer is designed to absorb losses during periods of financial and economic stress?
Which buffer is designed to absorb losses during periods of financial and economic stress?
What is the minimum requirement for the Total Capital Ratio including the Capital Conservation Buffer by January 2019?
What is the minimum requirement for the Total Capital Ratio including the Capital Conservation Buffer by January 2019?
Which aspect is NOT a focus of Basel III reforms?
Which aspect is NOT a focus of Basel III reforms?
What is the role of the Countercyclical Capital Buffer in Basel III?
What is the role of the Countercyclical Capital Buffer in Basel III?
When did the observation period for the Net Stable Funding Ratio begin?
When did the observation period for the Net Stable Funding Ratio begin?
Which key feature of Basel III aims to strengthen the bank’s transparency and disclosures?
Which key feature of Basel III aims to strengthen the bank’s transparency and disclosures?
What is the minimum CET1 Capital Ratio requirement by 2019 under Basel III?
What is the minimum CET1 Capital Ratio requirement by 2019 under Basel III?
Flashcards are hidden until you start studying
