Automobile Insurance Benefits Overview
13 Questions
0 Views

Choose a study mode

Play Quiz
Study Flashcards
Spaced Repetition
Chat to lesson

Podcast

Play an AI-generated podcast conversation about this lesson

Questions and Answers

What is the maximum reimbursement amount for travel expenses when a covered breakdown occurs?

  • $200 per day (correct)
  • $300 per day
  • $800 per occurrence
  • $100 per day
  • What is the per occurrence limit for roadside assistance extraction?

  • $300
  • $100 (correct)
  • $200
  • $50
  • For paintless dent repair, what is the maximum size of the dent that can be repaired?

  • 5
  • 4 (correct)
  • 2
  • 3
  • What is the maximum mileage limit for a vehicle that is considered for coverage if it is European or a luxury vehicle?

    <p>100,000 miles</p> Signup and view all the answers

    What is the daily reimbursement limit for transportation costs during a covered repair?

    <p>$50</p> Signup and view all the answers

    Which of the following services is NOT included in the 24-hour emergency assistance coverage?

    <p>Vehicle inspection</p> Signup and view all the answers

    What is the available coverage for rideshare services during a repair?

    <p>Cost reimbursement basis</p> Signup and view all the answers

    Which vehicles are eligible for coverage based on their model years?

    <p>Vehicles up to 15 model years old</p> Signup and view all the answers

    How is the pro-rata refund calculated if a member needs to cancel their policy?

    <p>By multiplying the contract price by the lesser percentage of unused Months or Miles</p> Signup and view all the answers

    Which of the following is NOT included in the Vehicle Care by Assurant® app features?

    <p>24-hour customer service support</p> Signup and view all the answers

    What type of coverage does Mechanical Repair Coverage provide to members?

    <p>Coverage for mechanical failures not caused by accidents</p> Signup and view all the answers

    What is a key benefit of using the Vehicle Care by Assurant® app?

    <p>It offers a year of unlimited free advice on in-car technology</p> Signup and view all the answers

    Which aspect is NOT a part of roadside assistance services provided?

    <p>Loan for rental car when policies are active</p> Signup and view all the answers

    Study Notes

    Roadside Assistance

    • $100 per occurrence for roadside assistance
    • Available in all states except for California residents

    Travel Expense Reimbursement

    • Up to $200 per day (maximum of 5 days) for lodging, food, and transportation expenses
    • Not available to residents of New York
    • Covered when breakdown occurs 100 miles or more from home and vehicle is held overnight at repair facility

    Key Replacement

    • Up to $800 per occurrence for repair or replacement of lost, stolen, or damaged keys
    • Does not include deductible
    • Not available to residents of Connecticut, Massachusetts, Pennsylvania, and Vermont

    Paintless Dent Repair

    • Covers repair of dings and dents no larger than 4 inches
    • Repairs must be within an accessible area on a body panel
    • Repair must be possible through existing paintless dent repair techniques
    • Vehicle age must be within the current 15 model years
    • Not available to residents of California

    Mileage

    • Maximum eligibility for European/Luxury Vehicles is 100,000 miles
    • Includes Audi, BMW, Fiat, Jaguar, Land Rover, Mercedes Benz, Mini, Porsche, Smart, Tesla, Volvo, and Volkswagen

    Deductible

    • 0,0, 0,100, 250,or250, or 250,or500
    • Per repair visit, not per component covered

    Transportation Reimbursement

    • Up to $50 per day for a maximum of 10 days
    • Available on the first day of a covered repair
    • Includes Rideshare, Taxi or Public Transportation
    • Not available to residents of California

    Rental Reimbursement (CA Only)

    • Up to $35 per day for a 5-day maximum or 10-day maximum for parts delay
    • Available on the first day of a covered repair

    24-Hour Emergency Roadside Assistance

    • Up to $125 per occurrence
    • Includes towing, battery jumpstart, fluid delivery, flat tire assistance, and lock-out service

    Contact & Claims Information

    • Member Service: 1-888-557-8955
    • 24-Hour Roadside Assistance: 1-800-752-6265
    • Claims Administration: 1-866-603-5420
    • Vehicle Care by Assurant® app available for smartphone or mobile device
    • Mechanical Repair Coverage is made available by CUNA Mutual Insurance Agency, Inc & insured by Virginia Surety Company, Inc.
    • The Assurant® mark and the Vehicle Care by Assurant® application are the sole property of Assurant, Inc.

    Studying That Suits You

    Use AI to generate personalized quizzes and flashcards to suit your learning preferences.

    Quiz Team

    Related Documents

    Description

    This quiz covers various automobile insurance benefits including roadside assistance, travel expense reimbursement, key replacement, and paintless dent repair. Understand the specifics of these benefits and their availability based on state residency. Test your knowledge on what is covered and the limitations for coverage.

    More Like This

    Use Quizgecko on...
    Browser
    Browser