ASI Field Training Guidelines Quiz

If you complete a preliminary inspection but are unable to complete a final estimate, a preliminary estimate should be uploaded within what timeframe?

What is the roof threshold for slope/total roof replacement?

In what instance should an Other Structure be provided RCV coverage?

The DWELLING DP 04 76 12 02 endorsement does what?

In order to be considered damaged, shingles must be:

Claim Inspection Timelines

Inspections and estimates must be uploaded in XM8 within 4 calendar days from claim receipt.
Preliminary estimates must be uploaded on the same calendar day if a final estimate cannot be completed.

Roof Replacement Threshold

The threshold for slope/total roof replacement is set at 25%, referred to as the 25% rule.
Adjusters may make judgment calls, but anything above 50% typically necessitates a total replacement.

Coverage for Other Structures

Generally, Other Structures are covered at Actual Cash Value (ACV).
Replacement Cost Value (RCV) coverage is warranted if:
- The other structure is highly valuable.
- The dwelling limit exceeds $500,000.
- The structure is a total loss.

DP 04 76 12 02 Endorsement Features

This endorsement changes coverage to Replacement Cost Value (RCV).
It provides $5,000 coverage for sump backup or overflow incidents.
It does not exclude coverage for Other Structures.

Shingle Damage Criteria

Shingles are considered damaged if they are:
- Torn, missing, or exhibiting clear signs of granular loss.
- Creased, delaminated, or missing, indicating compromised integrity.
Missing shingles typically cannot be repaired.

Test your knowledge on ASI Field Training guidelines, particularly focusing on estimate submission timelines and inspection protocols. This quiz will help reinforce understanding of the procedural requirements in the field. Perfect for those preparing for ASI-related tasks.