Podcast
Questions and Answers
What should be done immediately after a disaster strikes?
What should be done immediately after a disaster strikes?
- Wait for the adjuster to arrive before taking any action
- Call the local government to report the damage
- File a claim with the insurance provider and ask for an adjuster's contact information (correct)
- Start removing debris from the affected area
What is the purpose of keeping a written record of all expenses related to the loss?
What is the purpose of keeping a written record of all expenses related to the loss?
- To calculate the total damage
- To share with the community
- To document expenses for the insurance claim (correct)
- To keep track of temporary repairs
What is resilience in the context of disaster recovery?
What is resilience in the context of disaster recovery?
- The ability to resist damage
- The ability to prevent disasters
- The ability to respond to and recover from adverse situations (correct)
- The ability to rebuild quickly
What is a source of recovery resources for a community?
What is a source of recovery resources for a community?
Why is it important to make contacts with local disaster management officials before a disaster occurs?
Why is it important to make contacts with local disaster management officials before a disaster occurs?
What should be done with damaged property, material, and equipment after a disaster?
What should be done with damaged property, material, and equipment after a disaster?
What is an important consideration for an association when it comes to temporary facilities after a disaster?
What is an important consideration for an association when it comes to temporary facilities after a disaster?
What is the ultimate goal of recovery efforts in a community?
What is the ultimate goal of recovery efforts in a community?
What was the percentage of natural plant growth lost in the HVLA community as of the first quarter 2016?
What was the percentage of natural plant growth lost in the HVLA community as of the first quarter 2016?
What was the role of the HVLA environmental control manager in the recovery efforts?
What was the role of the HVLA environmental control manager in the recovery efforts?
What is a key lesson learned from the HVLA community's experience with disaster preparation?
What is a key lesson learned from the HVLA community's experience with disaster preparation?
How did the HVLA Club contribute to the recovery efforts?
How did the HVLA Club contribute to the recovery efforts?
What was the impact of smoke damage on the community?
What was the impact of smoke damage on the community?
What is a recommended tip for communicating with residents during a disaster recovery?
What is a recommended tip for communicating with residents during a disaster recovery?
What was the role of key staff in the recovery efforts?
What was the role of key staff in the recovery efforts?
What is a long-term impact of the fire on the HVLA community?
What is a long-term impact of the fire on the HVLA community?
What is the primary purpose of a comprehensive disaster plan?
What is the primary purpose of a comprehensive disaster plan?
What is a characteristic of communities that rebound successfully from a major disaster?
What is a characteristic of communities that rebound successfully from a major disaster?
What was a consequence of the hurricanes in Florida from 1992 to 2004?
What was a consequence of the hurricanes in Florida from 1992 to 2004?
What is the goal of this report?
What is the goal of this report?
What is essential for community leaders to ensure after a natural disaster?
What is essential for community leaders to ensure after a natural disaster?
What is a benefit of having a comprehensive disaster plan?
What is a benefit of having a comprehensive disaster plan?
What is a resource provided by this report to help community association leaders?
What is a resource provided by this report to help community association leaders?
What is a common weakness identified by disasters in Florida?
What is a common weakness identified by disasters in Florida?
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Study Notes
Reporting Property Damage and Filing Claims
- Report association property damage as a claim even if the full extent of damage is not yet known.
- File claims immediately and ask your insurance provider for the assigned adjuster's contact information.
- Photograph or video record damage before removing debris.
- Retain damaged property, material, and equipment until it has been inspected and accounted for by the claims adjuster.
- Keep a written record of all expenses related to the loss, including materials and labor for cleanup and temporary repairs.
- Keep a file with recent repairs and renovation information to share with the adjuster.
Rebuilding and Resilience
- Recovery and rebuilding restore community systems and functions and return life to normal for most residents.
- Resilience is the sustained ability to use available resources to respond, withstand, and recover from adverse situations and significant disasters.
Recovery Resources
- Recovery resources come from both inside and outside the community.
- External resources include local government disaster management agencies and FEMA (Federal Emergency Management Agency).
Planning and Preparation
- Planning is essential for community leaders to ensure quick response and recovery after a natural disaster.
- A comprehensive and current disaster plan is crucial for community resiliency and sustainability.
- Common characteristics of communities that rebound successfully from a major disaster include a strong desire to recover and rebuild, active networking with local agencies and resources, and a cadre of trained community leaders.
Lessons Learned
- Disaster preparation requires planning for an unthinkable event.
- The Firewise Community designation, combined with regularly reminding community members about fire safety, can mitigate the potential for loss of life and property damage in a fire emergency.
- Recovery takes time, and it's essential to communicate effectively with residents, setting expectations appropriately and being honest and forthcoming.
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