SIDBI Recruitment 2024 - Manager Posts PDF

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA HEAD OFFICE: SIDBI TOWER, 15 ASHOK MARG, LUCKNOW - 226001 Advertisement No. 07/Grade ‘A’ and ‘B’ / 2024-25 Recruitment of Officers in Grade ‘A’ and Grade ‘B’– General a...

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA HEAD OFFICE: SIDBI TOWER, 15 ASHOK MARG, LUCKNOW - 226001 Advertisement No. 07/Grade ‘A’ and ‘B’ / 2024-25 Recruitment of Officers in Grade ‘A’ and Grade ‘B’– General and Specialist Stream: 2024 Applications are invited from eligible candidates for the post of officers in Grade ‘A’ and Grade ‘B’ (General and Specialist Stream) in Small Industries Development Bank of India (SIDBI). Before applying, candidates should read all the instructions carefully and ensure that they fulfil all the eligibility criteria for the post. SIDBI would admit candidates on the basis of the information furnished in the ON-LINE application along with applicable requisite fee and shall verify their eligibility at the stage of interview / joining. If, at any stage, it is found that any information furnished in the ON-LINE application is false/ incorrect or if according to the Bank, the candidate does not satisfy the eligibility criteria for the post, his/ her candidature will be cancelled, and he/she will not be allowed to appear for the interview / joining. Candidates are requested to apply only ON-LINE through Bank’s website www.sidbi.in after carefully going through all the instructions contained in this application and general instructions given in this advertisement. No other means /mode of Application / Printout will be accepted. Help Facility: In case of any problem in filling up the form, payment of fee/intimation charges, or in downloading of Call Letter, complaints may be made at “Candidate Grievance Lodging and Redressal Mechanism” at http://cgrs.ibps.in/. Do not forget to mention “SIDBI Officer – in Grade ‘A’ & ‘B’ – (General and Specialist Stream)” in the subject of the email. Important Dates / Timelines Opening of Online Registration Gateway / payment of fees November 08, 2024 Closing of On-line Registration Gateway /payment of fees December 02, 2024 Cut- off date for determining Eligibility Criteria with regard to age November 08, 2024 Cut-off date for determining Eligibility Criteria with regard to December 02, 2024 educational qualification / Post qualification Experience Tentative Date of Online examination (Phase I) December 22, 2024 Tentative Date of Online examination (Phase II) January 19, 2025 Tentative schedule of Interview February 2025 SIDBI is the Principal Financial Institution set up under an Act of Parliament for promotion, financing, and development of Micro, Small and Medium Enterprises (MSMEs) sector in India. MSME sector, the focused business domain for SIDBI, has been an important pillar of the Indian Economy in the last seven and a half decades, having contributed to creativity, innovation, and dynamism in the industrial sector which has led to the spread of industrial development across the country. SIDBI operates various schemes for financing and promotion and development of MSMEs.  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 SIDBI’s Mission is to ‘To facilitate and strengthen credit flow to MSMEs and address both financial and developmental gaps in the MSME eco-system’. SIDBI is working with the Vision ‘To emerge as a single window for meeting the financial and developmental needs of the MSME sector to make it strong, vibrant and globally competitive, to position SIDBI Brand as the preferred customer friendly institution and for enhancement of shareholders wealth and highest corporate values through modern technology platform’. In order to achieve the same, SIDBI proactively partners with Banks, SFBs, NBFCs, MFIs, and New Age FinTech’s for Indirect lending, focusing on multiplier effect/larger reach in financing the MSME sector. SIDBI also makes strategic interventions in Industrial Clusters through direct lending with an intent to bridge current credit gaps in the MSME sector by using demonstrable and creative lending products that can be scaled up by the credit delivery ecosystem. SIDBI is also facilitating growth of entrepreneurship culture in India by helping Startups through its Fund of Funds initiatives. Besides that, SIDBI is promoting entrepreneurship and assisting nascent enterprises for the comprehensive development of the MSME sector through credit-plus initiatives, acting as a facilitator in capacities such as Nodal Agency for the Government's MSME- oriented Schemes. SIDBI is an equal opportunity employer and believes that its people, processes and technology are the key drivers for delivering customer service. SIDBI firmly believes that its Human Resources are its most valuable asset. Accordingly, the Bank is looking for dynamic and ambitious youngsters to be part of the SIDBI growth story and invites applications for the following post- 1. The details of number of vacancies and reservation Name of Post/ Pay scale (in `), Assistant Manager Grade ‘A’ - General Stream [`44500 - 2500(4) - Minimum Gross emoluments (` 54500 - 2850(7) – 74450 -EB - 2850(4) – 85850 - 3300(1) - 89150 (17 p.m.) years)] `1,00,000/ - approx. Vacancies reserved Out of which No. of total for reserved for PwBD Stream UR vacancies MD / SC ST OBC EWS VI HI OC ID* General 50 6 4 14 3 23 - 1# - 2# Total 50 6 4 14 3 23 - 1 - 2 Name of Post/ Pay scale (in `), Manager Grade ‘B’ – General and Specialist Stream [`55200 - 2850 (9) Minimum Gross emoluments (` – 80850 – EB - 2850 (2) – 86550 - 3300 (4) - 99750 (16 years)] p.m.) `1,15,000/- approx. Vacancies reserved Out of which No. of for reserved for PwBD Stream total UR MD vacancies SC ST OBC EWS VI HI OC / ID General 10 1 - 3 1 5 1 - - - Legal 6 1 - 2 - 3 - - - - Information Technology (IT) [Skill Set- AI/ML Automation / Full 6 1 - 1 1 3 - - 1 - Stack Application Development / Security / Infrastructure and Network] Total 22 3 - 6 2 11 1 - 1 - #1 Backlog Vacancy each in HI and MD/ID * In case a suitable candidate is not found from MD/ID sub-category, the backlog vacancy shall be filled by candidate from other PwBD sub-category, if found suitable. Note: - - PwBD – Persons with Benchmark Disabilities as defined in the "The Rights of Persons with Disabilities Act, 2016" (i) HI - Hearing Impaired; (ii) OC - Orthopedically challenged; (iii) VI – Page 2 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 Visually Impaired; (iv) MD – Multiple Disabilities; (v) ID - Intellectual Disability. - Presently, the above mentioned PayScale is due for revision. (i) A candidate can apply for only one post and not more than one application should be submitted by any candidate. In case of multiple Applications only the latest valid (completed) application will be retained, and the application fee/ intimation charges paid for the other multiple registration(s) will stand forfeited. (ii) The designation / name of the post mentioned above is only indicative. SIDBI reserves the right to change the designation/ name of post at any time without notice. (iii) SIDBI reserves the right to draw wait lists of candidates and consider such wait listed candidate(s) for meeting actual requirement. Offer / Appointment Letters could be issued in phases as per the requirement of the SIDBI. (iv) The total number of vacancies, which includes Un-Reserved (UR) as also reserved vacancies mentioned above, is provisional and may vary depending upon actual requirement of the SIDBI. The vacancies for SC/ST/OBC/EWS/PwBD categories include backlog and shortfall, if any, in respective categories. The exact number of reserved vacancies indicated above may vary depending upon the actual number of offer / appointment letters issued / number of candidates actually joining. (v) OBC applicants falling under 'Creamy Layer' on the date of closure of 'Online' registration gateway will be treated as unreserved. Such candidates should apply under General Category. (vi) The Definitions of Disabilities and the Degree of Disability for availing benefits of Reservation shall be in accordance with instructions issued by Government of India from time to time. Candidates may like to visit web site of Ministry of Social Justice and Empowerment, Government of India for further details in this regard. (vii) It is clarified that it may not be possible to employ candidates with disability in all offices / departments of the SIDBI and they will have to work in the post / centres as decided by SIDBI in this regard. (viii) SIDBI may allow inter-se exchange of reservation between the MD / ID candidates, if suitable applicants of a specified category are not available. (ix) The above posts are also open for staff employed in SIDBI. SIDBI reserves the right to give them suitable relaxation /concessions in upper age limit, application fee etc. as deemed fit by SIDBI. 2. Service Conditions/ Career Prospects etc. (i) Presently, the gross emolument includes Dearness Allowance, Grade Allowance, Special Allowance, Local Compensatory Allowance etc. Further, candidates selected for the post will be governed by "the defined contribution New Pension Scheme (NPS)', or such other scheme as notified by Government of India from time to time. (ii) Besides emoluments as per the pay scale given above, the posts indicated above shall carry other facilities like gratuity, leave fare concession (once in two years for self , spouse and eligible dependents), reimbursement of medical expenses, vehicle maintenance expenses / allowance, lounge expenses, telephone expenses, newspaper, book grant, education expenses, allowance for furnishing the residence, interest free festival advance upto one month’s gross emoluments, SIDBI’s accommodations or leased flat facility in lieu thereof, Loans and Advances at concessional rates for car, housing, travel, personal computer/tablets etc., as per SIDBI’s rules. Amount may vary depending upon the place of posting. Based on the place of posting, the CTC of Officers in Grade ‘A’ ranges from `19 lakh to `21 lakh and of Officers in Grade ‘B’ from `23.5 lakh to `26 lakh. (iii) As per the existing guidelines of SIDBI, candidates who have qualified JAIIB / CAIIB (prior to joining SIDBI) will be eligible to be considered for grant of one/two advance increments in pay scale subject to production of documentary evidence to the satisfaction of SIDBI in Page 3 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 this regard. (iv) SIDBI, at its discretion, may grant not more than 4 advance increments (including JAIIB/CAIIB increments) in the pay scale in which the candidate has been offered the post, to such candidates who possess good academic qualification or special experience of value to SIDBI. However, such requests shall be examined on a case-to-case basis by SIDBI only after the candidate has reported for duty and submitted necessary documentary evidence, as required by SIDBI. The decision of SIDBI for grant of such advance increments or otherwise, as also the date of grant of such advance increments, shall be final and binding on the candidate and no correspondence in this regard shall be entertained. (v) Probation and posting / transfer - The selected candidates would be on probation for a period of 2 years which is extendable upto maximum 4 years at the discretion of SIDBI. The selected candidates will be liable to be posted / transferred at discretion of SIDBI to various offices / verticals / associates / subsidiaries of SIDBI from time to time and on such terms and conditions as may be decided by SIDBI. (vi) Skill upgradation: -To excel in the career and secure a bright future in the organization, it’s essential to regularly upgrade the skills and stay current with industry trends. (vii) The career progression of all officers in Grade 'D' and higher grades shall be in a single General Stream or as decided by Bank from time to time. 3. Reservations / Relaxations / Concessions i. Reservations / Relaxations / Concessions would be given to SC/ST/OBC/EWS/PwBD candidates as per extant guidelines issued by the Government of India. ii. Reservation for Persons with Benchmark Disabilities (PwBD)- Under section 34 of "The Rights of Persons with Disabilities Act, 2016", persons with benchmark disabilities are eligible for Reservation. The posts are identified as suitable for the Persons under categories of disabilities as defined in the Schedule of RPWD Act 2016 and notified by the Department of Empowerment of Persons with Disabilities (Divyangjan) from time to time. (A) Orthopedically challenged “OC" category: A person's inability to execute distinctive activities associated with movement of self and objects resulting from affliction of musculoskeletal or nervous system or both, including Cerebral Palsy, Leprosy Cured, Dwarfism, Muscular Dystrophy and Acid Attack Victims. Orthopedically challenged persons are covered under locomotor disability with following benchmark: (a) OA - One arm affected (Right or Left) (b) OL - One leg affected (Right or Left) (c) OAL - One arm & One Leg affected (d) BL - Both legs affected but not arms Persons with OA and OAL category should have normal bilateral hand functions. (i) "Leprosy cured person" means a person who has been cured of leprosy but is suffering from: (a.) Loss of sensation in hands or feet as well as loss of sensation and paresis in the eye and eye-lid but with no manifest deformity; (b.) Manifest deformity and paresis but having sufficient mobility in their hands and feet to enable them to engage in normal economic activity; (c.) Extreme physical deformity as well as advanced age which prevents him/her from undertaking any gainful occupation, and the expression "leprosy cured" shall be construed accordingly; (ii) "Cerebral palsy" means a Group of non-progressive neurological conditions affecting body movements and muscle coordination, caused by damage to one or more specific areas of the brain, usually occurring before, during or shortly after birth; Page 4 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 (iii) "Dwarfism" means a medical or genetic condition resulting in an adult height of 4 feet 10 inches (147 centimetres) or less; (iv) "Muscular dystrophy" means a group of hereditary genetic muscle disease that weakens the muscles that move the human body and persons with multiple dystrophy have incorrect and missing information in their genes, which prevents them from making the proteins they need for healthy muscles. It is characterized by progressive skeletal muscle weakness, defects in muscle proteins, and the death of muscle cells and tissue; (v) "Acid attack victims" means a person disfigured due to violent assaults by throwing of acid or similar corrosive substance. (B) Visual Impairment ("VI" Category): Only those Visually Impaired (VI) persons who suffer from any one of the following conditions, after best correction, are eligible to apply. (i) Blindness: (a) Total absence of sight; OR (b) Visual acuity less than 3/60 or less than 10/200 (Snellen) in the better eye with best possible correction; OR (c) Limitation of the field of vision subtending an angle of less than 10 degree. OR (ii) Low Vision: (a) Visual acuity not exceeding 6/18 or less than 20/60 upto 3/60 or upto 10/200 (Snellen) in the better eye with best possible corrections; OR (b) Limitation of the field of vision subtending an angle of less than 40 degree up to 10 degree. (C) Hearing Impaired ("HI" Category): (i) Deaf: means person having 70 DB hearing loss in speech frequencies in both ears. (ii) Hard of Hearing means person having 60 DB to 70 DB hearing loss in speech frequencies in both ears. (D) "ID" Category: Only those persons, who suffer from any one of the following types of disabilities, are eligible to apply under this category: (i) Intellectual disability. (a) Autism Spectrum disorder (ASD) means a neuro-developmental condition typically appearing in the first three years of life that significantly affects a person's ability to communicate, understand relationships and relate to others, and is frequently associated with unusual or stereotypical rituals or behaviors. (b) "Mental Illness" (MI) means a substantial disorder of thinking, mood, perception, orientation or memory that grossly impairs judgment, behaviour, capacity to recognize reality or ability to meet the ordinary demands of life, but does not include retardation which is a condition of arrested or incomplete development of mind of a person, specially characterized by sub normality of intelligence. (E) "Multiple Disabilities" means multiple disabilities amongst clause "A", "B", "C", "D (i)". Note: Only those persons with benchmark disabilities would be eligible for reservation. "Benchmark disability" means a person with not less than 40% of a specified disability where specified disability has not been defined in measurable terms and includes the persons with disability, where disability has been defined in a measurable term, as certified by the certifying authority.  A person who wants to avail benefit of reservation will have to submit a disability certificate issued by a Competent Authority as per Government of India guidelines. Such certificate will be subject to verification/ re-verification as may be decided by the competent authority.  The allocation of reserved vacancies for the persons with benchmark disabilities will be as prescribed in the "The Rights of Persons with Disabilities Act, 2016" and as decided by SIDBI.  The PwBD candidates should possess a recent disability certificate, in the prescribed format, issued by the competent authority. The competent authority to issue disability certificate shall be a Medical Board duly constituted by the Central or a State Government. The Central / State Page 5 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 Government may constitute Medical Board(s) consisting of at least 3 members out of which at least one shall be a specialist in the particular field for assessing locomotor / cerebral / visual / hearing disability or any other disability as the case may be. Candidates claiming such benefits should produce certificate in original (issued by the Competent Authority on or before the last date of online submission of application in the prescribed format available at the end of this advertisement) in support of their claim at the time of Interview / at any stage of the process. Reservation for PwBD is called horizontal reservations and these will be adjusted against the number of incumbents in the relevant reservation roster. The format of the disability certificate is available on SIDBI's website. Guidelines for PwBD for Use of Scribe and Compensatory Time A. Persons having disability of 40% or more: The visually impaired candidates and candidates whose writing speed is adversely affected permanently for any reason can use their own scribe at their cost during the online examination, subject to limits as in (C) & (D) below. In all such cases where a scribe is used, the following rules will apply: (i) The candidate will have to arrange his/her own scribe at his/her own cost. (ii) The scribe arranged by the candidate should not be a candidate for the same examination. If violation of the above is detected at any stage of the process, candidature of both the candidate and the scribe will be cancelled. Candidates eligible for and who wish to use the services of a scribe in the examination should invariably carefully indicate the same in the online application form. Any subsequent request will not be entertained. (iii) A person acting as a scribe for one candidate cannot be a scribe for another candidate. (iv) The scribe may be from any academic stream. However, for posts in disciplines other than "General", the scribe should be from an academic stream different from that prescribed for the post. (v) Both the candidate as well as scribe will have to give a suitable undertaking confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe mentioned above. Further in case it later transpires that he/she did not fulfil any laid down eligibility criteria or suppressed material facts the candidature of the applicant will stand cancelled, irrespective of the result of the online examination and interview / final result. (vi) Those candidates who use a scribe shall be eligible for compensatory time of 20 minutes for every hour of the examination or as otherwise advised. PwBD candidates who have physical limitation to type/write including that of speed shall be allowed compensatory time of 20 minutes per hour of the examination whether availing the facility of scribe or not. (vii) Scribe should not answer on his/her own. Any such behaviour observed will result in cancellation of candidature. (viii) Only candidates registered for compensatory time will be allowed such concessions since compensatory time given to candidates shall be system based, it shall not be possible for the test conducting agency to allow such time if he / she is not registered for the same. Candidates not registered for compensatory time shall not be allowed such concessions. (ix) The candidate should opt for using scribe/ compensatory time only if they are eligible for availing these services/concessions as per the rules and guidelines of Government of India under RPWD Act, 2016 in this regard. (x) The scribe will be allowed to be used as per the guidelines issued vide Office Memorandum F.No.16-110/2003-DDIII dated February 26, 2013 of Government of India, Ministry of Social Justice and Empowerment, Department of Disability Affairs, New Delhi. (xi) Any candidate who is using scribe should ensure that he/she is eligible to use scribe in the examination as per the above guidelines. Violation of the above guidelines or suppression of material facts shall entail the cancellation of candidature of PwBD candidate, in addition to any other action that the Bank may deem fit against the candidate and the scribe. Such candidates can be removed from the Bank’s service without notice, if he/she has already joined the Bank. Page 6 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 (xii) During the exam, at any stage, if it is found that scribe is independently answering the questions, the exam session will be terminated and candidate’s candidature will be cancelled. The candidature of such candidates using the services of a scribe will also be cancelled if it is reported after the examination by the test administrator personnel that the scribe independently answered the questions. B. Persons having less than 40% disability: In addition to the instructions applicable to PwBD candidates (who have disability of 40% or more), following rules will apply for persons with specified disabilities covered under the definition of Section 2(s) of the RPwD Act, 2016 but not covered under the definition of Section 2(r) of the said Act, i.e. persons having less than 40% disability and having difficulty in writing: (i) The facility of scribe and/or compensatory time shall be granted solely to those having difficulty in writing subject to production of a certificate to the effect that person concerned has limitation to write and that scribe is essential to write examination on his/her behalf from the competent medical authority of a Government healthcare institution as per proforma at Appendix I. (ii) The qualification of the scribe should be one step below the qualification of the candidate taking examination. The candidate opting for own scribe should submit details of the own scribe as per proforma at Appendix II. C. Guidelines for Candidates with Locomotor Disability and Cerebral Palsy  A compensatory time of 20 minutes for every hour or otherwise advised shall be permitted for the candidates with locomotor disability and cerebral palsy where dominant (writing) extremity is affected to the extent of slowing the performance of function (minimum of 40% impairment). D. Guidelines for Visually Impaired Candidates  Visually Impaired candidates (who suffer from not less than 40% of disability) may opt to view the contents of the test in magnified font and all such candidates will be eligible for compensatory time of 20 minutes for every hour or otherwise advised of examination. Note: Only those persons with benchmark disabilities would be eligible for reservation. “Benchmark disability” means a person with not less than 40% of a specified disability where specified disability has not been defined in measurable terms and includes the persons with disability, where disability has been defined in a measurable term, as certified by the certifying authority. A person who wants to avail benefit of reservation will have to submit a disability certificate issued by a Competent Authority as per Government of India guidelines. Such certificate will be subject to verification/ re- verification as may be decided by the competent authority. These guidelines are subject to change in terms of GoI guidelines/ clarifications, if any, from time to time. (iii) Reservation for EWS (Economically Weaker Section) (a) Persons who are not covered under the existing scheme of reservations to the Scheduled Castes, the Schedule Tribes and the Other Backward Classes and whose family has gross annual income below `8.00 lakh (Rupees eight lakh only) are to be identified as EWSs for benefit of reservation. (b) The income shall include income from all sources i.e., salary, agriculture, business, profession etc. and it will be income for the financial year prior to the year of application. Also persons whose family owns or possesses any of the following assets shall be excluded from being identified as EWSs, irrespective of the family income: i.) 5 acres of Agricultural Land and above. ii.) Residential flat of 1000 sq. ft. and above. iii.) Residential plot of 100 sq. yards and above in notified municipalities. Page 7 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 iv.) Residential plot of 200 sq. yards and above in areas other than the notified municipalities. (c) The property held by a "Family" in different locations or different places / cities would be clubbed while applying the land or property holding test to determine EWS status. (d) The benefit of reservation under EWS can be availed upon production of an Income and Asset Certificate issued by a Competent Authority. The Income and Asset Certificate issued by any one of the Authorities as notified by the Government of India in the prescribed format shall only be accepted as proof of candidate's claim as belonging to EWS. The candidates shortlisted for document verification/interview shall be required to bring the requisite certificate as specified by the Government of India at the time of appearing for the process of document verification/interview. (e) The term "Family" for this purpose will include the person who seeks benefit of reservation, his/her parents, and siblings below the age of 18 years as also his/her spouse and children below the age of 18 years. (f) The instructions issued by the Government of India in this regard from time to time shall be adhered to. Disclaimer: EWS Vacancies are tentative and subject to further directives of Government of India and outcome of any litigation. These guidelines are subject to change in terms of GOI guidelines/ clarifications, if any, from time to time. 4. Eligibility Criteria 4.1 Nationality / Citizenship A candidate must be either (i) a citizen of India or (ii) a subject of Nepal or (iii) a subject of Bhutan or (iv) a Tibetan refugee (who came over to India before 1st January1962) with the intention of permanently settling in India; or (v) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African Countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malwi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India. Provided that a candidate belonging to categories (ii), (iii), (iv) or (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India. A candidate in whose case a certificate of eligibility is necessary may be admitted to the examination / interview conducted by SIDBI but on final selection, the offer of appointment may be given only after the necessary eligibility certificates have been issued to him / her by the Government of India. Page 8 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 4.2 Age Limit as on November 08, 2024 (to be read with 4.3) Minimum and Maximum Age Limit A. For officers in Grade ‘A’: Not below 21 years and not exceeding 30 years. (Candidates born not earlier than 08.11.1994 and not later than 09.11.2003 [both days including] are only eligible to apply) B. For officers in Grade ‘B’: Not below 25 years and not exceeding 33 years. (Candidates born not earlier than 08.11.1991 and not later than 09.11.1999 [both days including] are only eligible to apply) 4.3 Relaxation in upper age limit would be available as under: - Age Sr. No. Category relaxation 1 Scheduled Caste/Scheduled Tribe 5 years 2 Other Backward Classes (Non- creamy layer) 3 years PwBD [Unreserved/EWS] Persons With Benchmark Disability as defined under “The Rights of 10 years 3 Persons with Disabilities Act, 2016”. PwBD [OBC candidates] [cumulative with OBC relaxation] 13 years PwBD [SC / ST candidates] [cumulative with SC/ST relaxation] 15 years Ex-servicemen candidates (as per the provisions of Ex-Servicemen (Re - employment in Central Civil Services and Posts) Amendment Rules, 2012) Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years 4 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment 5 Persons affected by 1984 riots 5 years NOTE: (i) The maximum age limit specified is applicable to General Category candidates and Economically Weaker (EWS) Category Candidates. (ii) Candidates seeking age relaxation will be required to submit necessary certificate(s) in original/ along with photocopies at the time of Interview and at any subsequent stage of the recruitment process as required by SIDBI. Caste / Category Certificate shall be issued by competent authority in the prescribed format as stipulated by Government of India in case of SC / ST / OBC/ PWBD category candidates. In case of candidates belonging to OBC category, certificate should specifically contain a clause that the candidate does not belong to creamy layer section excluded from the benefits of reservation for Other Backward Classes in Civil post & services under Government of India. Candidates belonging to OBC category but coming under creamy layer are not entitled to OBC reservation. They should indicate their category as General in the online application form. The candidate should possess a valid OBC certificate with a Non-creamy layer clause Page 9 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 as per the Government of India guidelines, from time to time. (iii) If an ex-serviceman applies for various vacancies before joining any civil employment, he/she can avail of the benefit of reservation as ex-serviceman for any subsequent employment. However, to avail of this benefit, an ex-serviceman as soon as he/she joins any civil employment, should give self-declaration/ undertaking to the concerned employer about date-wise details of application for various vacancies for which he/she had applied for before joining the initial civil employment. Further, this benefit would be available only in respect of vacancies which are filled on direct recruitment and wherever reservation is applicable to the ex-serviceman. There is no reservation for Ex-servicemen in Officers’ Cadre. (iv) As per Government guidelines, age relaxation will not be available on cumulative basis save and except as given in table above, and that for departmental / staff candidate by 5 years as detailed in Sl. No.(iii) of Note at Point 4.4. 4.4 Essential Educational Qualifications: Name of Stream Age Educational Qualification Minimum post qualification Posts (Y) work experience Max Assistant General 30 (i) Graduation in Commerce/ Only for candidates having Manager Economics/ Mathematics / educational qualification of (i) Grade ‘A’ Statistics/ Business Graduation in Commerce/ Administration/ Engineering Economics/ Mathematics / with minimum 60% marks Statistics/ Business (50% for SC/ST/PwBD Administration/ Engineering with applicants) minimum 60% marks (50% for SC/ST/PwBD applicants) OR OR (ii) Company Secretary (CS) / (ii) Company Secretary (CS) / Certified Management Certified Management Accountant Accountant (CMA/ ICWA)/ (CMA/ICWA)/ Chartered Financial Chartered Financial Analyst Analyst (CFA). (CFA) OR Essential: (iii) Chartered Accountant (CA) A. At least two years’ experience in credit dispensation in the OR areas of MSME/Corporate and lending to trading and (iv) MBA/ PGDM [in Any Discipline small commercial loans etc. (the course must be of full time (experience pertaining to 2 years)] / from a University/ personal loan, educational Institution recognized by the loan, Vehicle Loan, Housing University Grant Commission Loan, etc. would not be (UGC) / Govt. of India/ considered) as an officer approved by Govt. regulatory (permanent) in bodies. (a) All India Financial Institutions - Page 10 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 Note: At Graduation Level, Export-Import Bank of India (EXIM candidates having taken any such Bank), National Bank for course from a University/ Institution, Agriculture and Rural recognized by the University Grant Development (NABARD), National Commission (UGC) / Govt. of India/ Housing Bank (NHB), National approved by Govt. regulatory Bank for Financing Infrastructure bodies that is taken after Class XII and Development (NaBFID) and and is at least having 3 years’ SIDBI. duration, will be eligible for admission to the examination, OR subject to obtaining minimum marks prescribed above. (b) Scheduled Commercial Banks included in the Second Schedule At Post-Graduation Level/ master’s of the RBI Act, 1934 degree, candidates having taken any such course from a University/ OR Institution, recognized by the University Grant Commission (c) NBFCs registered with RBI (UGC) / Govt. of India/ approved by Govt. regulatory bodies that is taken after Graduation and is at least Note: having 2 years’ duration will be - Candidates who have combined eligible for admission to the experience (as at Sl no. (a), (b), examination. and (c) above) of two years are eligible to apply. Note: The Candidates appearing in the final year are also eligible to OR apply, provided they shall be required to submit the final B. Candidates having atleast 2 marksheet and provisional / final years’ experience (core post-graduation degree certificate, functioning) in: in original at the time of joining (if selected). i. Entities dealing in Investment Banking / Merchant Banking registered with SEBI OR ii. Entities dealing in Alternative Investment Funds (AIFs) registered with SEBI OR iii. Asset Reconstruction Companies (ARCs) registered with RBI OR iv. Subsidiary of Scheduled Commercial Banks dealing in MSME segment OR v. Project management (viz. administration and implementation of projects/ Schemes of national Page 11 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 importance) with consultancy firms of national stature having experience of consulting & project management in similar line for more than 10 years and should have specific experience of consulting/ Project management Government project implementation / Govt. Project management / Digital project related to lending / Consultancy for Govt. Projects. NOTE - Minimum post qualification work experience criteria are not required, for candidates having educational qualification as indicated at Sr No. (iii) & (iv). Manager General 33 Graduation in any discipline Essential: Grade ‘B’ /Equivalent technical or professional qualification with At least Five years’ experience as minimum 60% marks (50% for an officer (permanent) in: SC/ST/PwBD applicants) (a) Reserve Bank of India (RBI), OR Securities and Exchange Board of India (SEBI). Post-Graduation in any discipline / Equivalent technical or professional OR qualification with minimum 55% marks (pass marks for (b) All India Financial Institutions - SC/ST/PwBD applicants) in Export-Import Bank of India (EXIM aggregate of all semesters / years. Bank), National Bank for Agriculture and Rural Note: At Graduation Level, Development (NABARD), National candidates having taken any such Housing Bank (NHB), National course from a University/ Institution, Bank for Financing Infrastructure recognized by the University Grant and Development (NaBFID) and Commission (UGC) / Govt. of India/ SIDBI. approved by Govt. regulatory bodies that is taken after Class XII OR and is at least having 3 years’ duration, will be eligible for (c) Scheduled Commercial Banks admission to the examination, included in the Second Schedule subject to obtaining minimum marks of the RBI Act, 1934 prescribed above. OR At Post-Graduation Level/ master’s degree, candidates having taken (d) NBFCs registered with RBI any such course from a University/ Institution, recognized by the Note: University Grant Commission Candidates having combined (UGC) / Govt. of India/ approved by experience (as at Sl no. (a), (b), (c) Govt. regulatory bodies that is taken and (d) above) of Five years are after Graduation and is at least eligible to apply. having 2 years’ duration will be eligible for admission to the Desirable: - examination, subject to obtaining minimum marks prescribed above. Preferably passed JAIIB & CAIIB Page 12 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 examination conducted by Indian Institute of Banking & Finance (IIBF). Manager Legal 33 Essential: Bachelor’s degree in law Essential: Grade ‘B’ from any University/ Institution, recognized by the University Grant At least Five years’ work Commission (UGC) / Govt. of India/ experience, post bachelor’s approved by Govt. regulatory degree in law, as a Law Officer bodies with a minimum of 50% [permanent / on full time direct (45% for SC/ST and PwBD contract (not outsourced)] in the candidates, if vacancies are Legal Department of: reserved for them) marks or equivalent in the aggregate of all semesters/years (a) Reserve Bank of India (RBI), and Securities and Exchange Board of enrolled as an advocate with the India (SEBI) Bar Council of India. OR Desirable: (a) The candidates who (b) Any All-India Financial possess Master’s Degree in Law / Institution like - Export-Import Company Secretary (CS) Qualified Bank of India (EXIM Bank), will be preferred. (b) Proficiency in National Bank for Agriculture and computer applications. Rural Development (NABARD), National Housing Bank (NHB), National Bank for Financing Infrastructure and Development (NaBFID) and SIDBI. OR (c) Scheduled Commercial Banks included in the Second Schedule of the RBI Act, 1934. OR (d) Central Public Sector Enterprises (CPSEs) OR (e) NBFCs registered with RBI Note: - Candidates who have combined experience (as at Sl no. (a), (b), (c), (d) and (e) above) of five years are eligible to apply. Desirable: Special knowledge of Banking Law, Company Law, Labour Law, Constitutional Law, Recovery, Insolvency & Bankruptcy Laws, Property and Revenue matters etc. and experience in drafting of pleadings and documents. Page 13 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 Manager Informatio 33 Essential: Essential: Grade ‘B’ n Bachelor’s degree in engineering / At least Five years’ experience in Technolog technology in Computer Science/ Information Technology as an IT/ y (IT) Computer Technology/ System officer [permanent / on full (skill set- Information Technology/ time direct contract (not AI/ML Electronics/ Electronics & outsourced)] in Automatio Communications from a University/ n / Full Institution, recognized by the (a) All India Financial Institution - Stack University Grant Commission Export-Import Bank of India (EXIM Applicatio (UGC) / Govt. of India/ approved by Bank), National Bank for n Govt. regulatory bodies with 60% Agriculture and Rural Developm marks (SC/ST/PWBD applicants Development (NABARD), National ent / 55%) in aggregate. Housing Bank (NHB), National Security / Bank for Financing Infrastructure Infrastruct OR and Development (NaBFID) and ure and SIDBI. Network) MCA from a University/ Institution, recognized by the University Grant OR Commission (UGC) / Govt. of India/ approved by Govt. regulatory (b) Scheduled Commercial Banks bodies with 60% marks included in the Second Schedule (SC/ST/PWBD applicants 55%) in of the RBI Act, 1934. aggregate. OR Desirable: (c) Listed Companies. The candidates who possess following relevant industry OR certifications in will be preferred: (d) NBFCs registered with RBI AI / ML / Data Science Note: OR Candidates having combined experience (as at Sl no. (a), (b), (c) Full Stack Application Development and (d) above) of five years are eligible to apply. OR Out of the five years’ experience Certifications CISSP, CISM, CEH, mentioned above: or equivalent - At least 2 years’ experience OR shall be in AI/ML Solutions with hands-on experience in ITIL Foundation Certified in IT development of ML/ Deep Service Management Learning algorithms and - At Least 2 years’ experience shall be in Python, R programming. OR - At least 2 years’ experience shall be in web application development and - At Least 2 years’ experience shall be in RDBMS, SQL and PL SQL programming. OR Page 14 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 - 5 years of experience with IT Security Management. OR - 5 years of experience in IT Infrastructure and Network Management Desirable: - Exposure of working in Remote process automation tools. OR - Exposure of working in UI Skills. OR - Experience in designing, implementing, and managing enterprise-level security solutions. - Experience of working with diverse teams and stakeholders to implement security measures. OR - Experience in designing, implementing and managing Network, Virtualization/ Cloud and storage technologies. - Experience with infrastructure design principles ensuring high availability, reliability and scalability. Note: i. A candidate can apply for only one post and not more than one application should be submitted by any candidate. In case of multiple Applications, only the latest valid (completed) application will be retained, and the application fee/ intimation charges paid for the other multiple registration(s) will stand forfeited. ii. SIDBI reserves the right to raise / modify the eligibility criteria in minimum educational qualification, and percentage of marks depending upon the response. The candidate must possess valid Mark-sheet / Degree Certificate that he/ she is a Graduate / Post- graduate, as applicable on the day he / she registers and indicate the percentage of marks obtained in Graduation while registering online. Candidates whose results are awaited are not eligible to apply. iii. Staff Candidates (only permanent employees of SIDBI) shall also be eligible to apply for the advertised post subject to their fulfilling the eligibility criteria, for which they may be given relaxation in age by 5 years and waiver from payment of application fee as applicable in General Recruitment. The age relaxation of 5 years shall be over and above the age relaxation already provided to their respective category i.e. SC/ST/OBC/PwBD. Page 15 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 iv. The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semesters(s)/year(s) by aggregate maximum marks in all the subjects irrespective of honors / optional / additional optional subject, if any. This will be applicable for those Universities also where Class / Grade is decided on basis of Honors marks only. Candidate should indicate the percentage obtained in Graduation/Post-graduation, as the case may be, calculated to the nearest two decimals in the online application. The fraction of percentage so arrived will be ignored i.e.59.99% will be treated as less than 60% and 54.99% will be treated as less than 55%. v. Some Universities / Institutes do not award Class or percentage of marks and allot Aggregate Grade Points [e.g. CGPA/OGPA/CPI etc.]. Where CGPA/OGPA/CPI is awarded, the same should be converted into percentage as indicated in online application. In case University/Institute defines criteria for conversion of Aggregate Grade Point into Class and /or percentage of marks, the same will be accepted. However, where the University/Institute does not define criteria for conversion of Aggregate Grade Point into Class and /or percentage of marks, the undefined parameter[s] would be worked out as under: Equivalent CGPA / OGPA/CPI or similar Class / Aggregate % of terminologies allotted on 10 -point scale Division Marks 6.75 I [First] 60% 6.25 II [Second] 55% 5.75 II [Second] 50% 5.25 II [Second] 45% Aggregate Grade Point or percentage of marks where awarded would mean aggregate over the entire duration of the course. vi. Where the Aggregate Grade Point [CGPA/OGPA/CPI etc.] is awarded out of a number other than 10, it will be normalized out of 10 and computed as per item [v] above. vii. All educational qualifications should have been obtained from Universities / Institutions recognized by UGC / GoI. viii. Proper document from Board / University / Institution for having declared the result on or before December 02, 2024, has to be submitted at the time of Interview / joining, if selected (subject to submission of undertaking in this regard at the time of interview). The date of passing the eligibility examination will be the date appearing on the marksheet or provisional certificate issued by University/ Institution. In case, the result of a particular examination is posted on the website of the University / Institute and web-based certificate is issued then proper document/certificate in original issued and signed by the appropriate authority of the University / Institute indicating the date of passing properly mentioned thereon will be reckoned for verification and further process. Please note that submission of the provisional/final certificate in original at the time of Interview Interview / joining, if selected (subject to submission of undertaking in this regard at the time of interview) is mandatory and candidature of applicants failing to do so shall be summarily rejected. ix. In case of the applicants appearing in the final year, applicant shall submit the final marksheet and provisional / final post-graduation degree certificate, in original at the time of joining (if selected), failing which candidature of applicants shall be summarily rejected. 5. Job Profile: - Post Job Profile Assistant Manager The Officers are expected to contribute proactively in following broad Grade ‘A’ (General areas of operations of the Bank- Stream)  Business development, appraisal of MSME credit proposals, sanctions, disbursements, customer management, credit monitoring & follow-up. Page 16 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25  Timely completion of review/ renewals of proposals/accounts.  Business growth in terms of outstanding portfolio of direct credit of the branch.  Increase in new customers on-boarded in the given year.  Representing SIDBI on various fora, member of various Credit committees.  Management of SMAs and NPAs including follow-up for timely recovery of demanded dues. Coordinate and facilitate legal related issues in the BO.  Timely submission of MIS and other reports (monthly/quarterly/half-yearly) to HO Verticals.  Any other work as assigned by the Bank from time to time. Manager Grade ‘B’ In addition to the responsibilities of Assistant Manager Grade ‘A’, the (General Stream) Officers are expected to contribute proactively in following broad areas of operations of the Bank-  Augmenting credit penetration in MSME, Microfinance, Startup/Venture Capital Sector through Direct / Indirect Credit Delivery and Monitoring Mechanisms.  Contributing in entrepreneurship promotion & skill development activities of the Bank for the MSME sector, including facilitating co-operation and co-ordination with various stakeholders.  To be key input providers in Business Analytics and decision- making process by gathering regular market feedback/research and update the Management with the trends in their areas/clusters to assist Bank in prioritization of various new initiatives and projects.  Participate in internal management/administration, control and monitoring related functions to ensure that the Bank remains an adaptable and responsive organization amidst changing dynamics of MSME sector and overall economy.  Any other work as assigned by the Bank from time to time. The officers should have capacity to independently handle all the legal Manager Grade ‘B’ work of the Bank including but not limiting to; (Legal Stream)  Rendering legal opinion on creation and enforcement of security interest/charge on securities including mortgages and other properties related matters specific to Banking sector.  Handling DRT Applications, commercial dispute applications/ pre-institution mediation, Civil Suits, objections/counter affidavits, Writ Petitions, IBC Application/ Objections before NCLT/NCLAT, Criminal complaints u/s 138 of NI Act, Caveats etc. including liaisoning with advocates for defending the cases of SIDBI.  Handling criminal complaints, wherever applicable, and follow up with police station/CBI/investigative agencies, etc in respect of recovery matters to protect the interests of the Bank. Supervising / attending the various Court proceedings in security enforcement cases under SARFAESI/DRT/DRAT/High Court and also handling matters under Insolvency and Bankruptcy Code, 2016 before National Company Law Tribunal, arbitration proceeding/investigative agencies, etc either directly or through advocates. Page 17 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25  Supervising the Sale/Disposal of assets charged to the Bank pertaining to recovery of loan defaults.  Providing legal advice on policy issues, support and guidance on any legal matters as desired by SIDBI.  Scrutinizing and accepting title investigation reports (TIRs) submitted by the advocates for extending credit delivery  Preparation/issuance of demand notices, sale notices, auction documents etc. under SARFAESI Act. Drawing Panchnama, inventory etc. for takeover of property under SARFAESI Act and all such matters that require for compliance of the provisions of SARFEASI Act and Rules.  Takeover of secured assets under SARFEASI including visiting the CMM / DMs office/Tahsildar office /Revenue Office etc.  Drafting/ Vetting and follow up of Sec.14 Application filed/to be filed for assistance of DM/CMM in taking physical possession under SARFAESI Act.  Handling references regarding various issues related to recovery including IBC matters.  Attending Committee of Creditor’s (CoC) meetings as and when required.  Any other work as assigned by the Bank from time to time. The Officers are expected to contribute proactively in following broad Manager Grade ‘B’ (IT Stream) (Skill set - areas of operations of the Bank- AI/ML Automation)  Understand Business Requirements and identify opportunities for ML Solutions  Develop data solutions and insights using data modeling, machine learning, statistics and analytics.  Ensure implementation of best suited ML solution for the business problem with data accuracy, consistency and performance in mind  Optimize the model performance, latency, memory and throughput  Design and develop AI solutions  Applying Machine Learning models, Deep Learning, Classification models, statistical methods and NLU/NLP  Develop processes and tools to monitor model performance and data accuracy.  Conduct analysis of respective business & provide insights with respect to leading and lagging indicators within business to enable effective decision making.  Present information using data visualization techniques.  Any other work as assigned by the Bank from time to time. Manager Grade ‘B’ (IT The Officers are expected to contribute proactively in following broad Stream) (Skill set - Full areas of operations of the Bank- Stack Application  Required to design complex web applications, services, APIs in Development) Java and related frameworks.  Required to design and create data model based on requirement Page 18 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 and application design.  Review code for coding standards, maintainability, reusability and suggest optimizations  Providing Estimates based on Business requirements  Understanding and implement non-functional and secure coding best practices at requirement, design and coding stage  Understand Front-end requirements and do low level design and development of Front-end modules using Angular and supporting technologies and tools  Ability to debug and resolve application and server level issues.  Any other work as assigned by the Bank from time to time. Manager Grade ‘B’ (IT The Officers are expected to contribute proactively in following broad Stream) (Skill set - areas of operations of the Bank- Security)  Design IT security architecture as per industry best practices  Development of security policies and procedures in adherence to regulatory and compliance frameworks  Design and implement security solutions and tools as per organization security requirements  Collaborate with cross-functional teams to identify security risks, develop mitigation strategies/ plan, implement and monitor remediations  Conduct regular risk assessments and security audits to ensure compliance with regulatory requirements and industry standards  Stay updated with the latest security threats, trends, and technologies, and continuously evaluate and enhance the organization's security posture.  Validating Application security controls prior to go-live.  Review/ Investigate incidents raised by Ops team for RCA, solutioning and closure  Ensuring mitigation of routine events/ incidents in coordination with relevant technology teams/ vendors  Any other work as assigned by the Bank from time to time. Manager Grade ‘B’ (IT The Officers are expected to contribute proactively in following broad Stream) (Skill set - areas of operations of the Bank- Infrastructure and Network)  Design, implement and maintain IT infrastructure including servers, storage and networking systems  Implement and manage cloud-based infrastructure and services  Plan and implement IT infrastructure upgrades and migrations  Monitor system performance, troubleshoot issues, and ensure high availability and reliability  Develop and enforce IT policies, procedures and best practices  Implement and maintain Datacenter Network and Network security infrastructure  Manage and maintain Enterprise LAN and Wi-Fi infrastructure  Develop and maintain documentation for IT infrastructure Page 19 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 including system design, installation, configuration, testing, upgrade and maintenance procedures  Ensuring team's adherence to SOPs, training and performance monitoring for team members, and continuous process improvement for efficiency, including automation  Ensure secure configuration of IT devices/ services, and vulnerabilities are fixed as per bank’s defined SLAs  Coordinate with and monitor vendors/ supplier for service delivery, SLA and performance management and address any issues related to delivery, quality, or compliance  Conduct BCP/ DR drill as per the organization policy/ procedures  Any other work as assigned by the Bank from time to time. 6. Selection Procedure The selection procedure would include a three-stage process i.e. Phase I (on-line screening examination consisting of one paper comprising seven (7) sections of total 200 marks), Phase II (on-line examination consisting of two papers of total 200 marks) and Phase III [Interview of 100 marks, which shall include 25% marks for notable achievement in extracurricular activities (District/ State/ National Level), awards/ recognition in service etc. subject to the submission of documentary evidence]. Candidates who qualify Phase I examination based on the minimum cut -off marks decided by SIDBI, would be called for Phase II examination. Candidates who qualify Phase II examination based on the minimum cut-off marks decided by SIDBI, would be called for interview. The Bank shall conduct online Psychometric Test or any other suitable test through third party agency to assess the personality, level of communication, clarity & problem-solving innovativeness, level of efficiency, willingness to work in any part of the country, suitability for the post, etc. of the shortlisted candidates after Phase II exam. The finding of the test may be placed before the interview panel for having a thorough perspective on the candidates. After completion of Psychometric Test, the candidates shall be called to appear for Personal Interview, which will take place in SIDBI Office(s). The final selection and ranking of the applicants for the post of Assistant Manager in Grade ‘A’ (General Stream) and Manager in Grade ‘B’ (General & Specialist Stream) will be based on their performance in the Phase-II Examination and Interview. The pattern of written examination and syllabus will be as under: A. Phase-I exam (For All Stream/ Grades) Sr. No. of Maximum Name of the Test Type of test Time Remarks No. Questions Marks 1 English Language Objective 30 30 2 Reasoning Aptitude Objective 25 25 3 Quantitative Aptitude Objective 25 25 4 Computer Knowledge Objective 20 20 Bilingual i.e., General Awareness (With special Hindi and English reference to Banking and Financial 120 5 Objective 20 20 (except test of Sector and Economic and Social Minutes English Issues) language). MSMEs: Policy, Regulatory and Legal Objective 6 Framework; Finance and 30 30 Management (with focus on MSME). 7 Stream Specific Test ## Objective 50 50 120 TOTAL 200 200 Minutes Page 20 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 ## Details of Stream Specific Test: - Sr Stream Name of the Test Remarks No 1 General, (Grade MSME financing (Due Diligence/ KYC, Financial ratios, Assessment of The syllabus is only ‘A’ and ‘B’) Term Loan / Working Capital, Documentary credit etc.), NPA and indicative and not recovery including IRAC norms, NBFC Financing, Credit risk exhaustive. assessment etc. 2 Legal (Grade ‘B’) General Knowledge of Law: Constitutional Law, Administrative Law, Principles of Statutory Interpretation, Contract Act, 1872, Transfer of Property Act,1882, Negotiable Instruments Act, 1881, Registration Act, 1908, Bharatiya Nyaya Sanhita, Bharatiya Nagarik Suraksha Sanhita, Bharatiya Sakshya Adhiniyam, Legal Drafting, RDB Act, 1993, SARFAESI, 2002, RTI Act 2005, Limitation Act, 1963, IBC 2013 etc. 3 IT Domain Specific knowledge including recent developments in IT Field/ (Grade ‘B’) Industry, Technical skill assessment comprising programming and coding, database management, networking and security, AI/ML, system design and architecture etc. Note: - i. Qualifying Section - English Language, Reasoning Aptitude, Quantitative Aptitude, Computer Knowledge. ii. Merit Section - General Awareness (With special reference to Banking and Financial Sector and Economic and Social Issues), MSMEs: Policy, Regulatory and Legal Framework; Finance and Management (with focus on MSME) and Stream Specific Test. iii. Shortlisting of the candidates for the Phase II exam will be based on marks scored in the Merit section only. iv. The level of difficulty of questions in Grade ‘A’ and Grade ‘B’ may vary. B. Phase-II exam (a) Phase II exam for Assistant Manager Grade ‘A’ (General Stream) and Manager Grade ‘B’ (General Stream) Maximum Paper Name of the Test Type of Paper No. of Questions Time Marks English Language Essay, Précis writing, Comprehension and Business/Office Correspondence. The paper Online Descriptive - on English shall be framed in a 75 Paper I Answers to be typed using 3 75 manner to assess the writing minutes keyboard skills including expressions and understanding the topic. Note: The above syllabus is only indicative and not exhaustive. Page 21 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 MSMEs: Policy, Regulatory and Online Objective Legal Framework; Finance and 60 (Bilingual i.e., Hindi and 50# 75 Management (with focus on minutes English) MSME), MSME financing (Due Diligence/ KYC, Financial ratios, Assessment of Term Loan / Working Capital, Documentary credit etc.), NPA and recovery including IRAC norms, NBFC Financing, Credit risk assessment etc. Paper II Questions related to Investment 10 questions will Banking, Merchant Banking, be asked, of which Equity, Alternative Investment Online Descriptive - candidates will be Funds (AIFs), Asset Answers to be typed using required to attempt 75 Reconstruction Companies keyboard either in English 50 4 questions [2 of 15 minutes (ARCs), Promotion and or Hindi (Remington and marks each (with development of MSMEs in India. Inscript keyboards) difficulty level) and 2 of 10 marks each] Note: The above syllabus is only indicative and not exhaustive. # Some questions carry 2 marks each and some questions carry 1 mark each Note: - The level of difficulty of questions in Grade ‘A’ and Grade ‘B’ may vary. (b) Phase II exam for Manager Grade ‘B’ (Legal) Maximum Paper Name of the Test Type of Paper No. of Questions Time Marks English Language Essay, Précis writing, Comprehension and Business/Office Correspondence. The paper on English shall be framed in a 75 Paper I manner to assess the writing Online Descriptive 3 75 minutes skills including expressions and understanding the topic. Note: The above syllabus is only indicative and not exhaustive. Page 22 of 40  Advertisement No 07/Grade ‘A’ and ‘B’ / 2024-25 Online Objective 60 General Knowledge of Law: (Bilingual i.e., Hindi and 50# 75 minutes Constitutional Law, English) Administrative Law, Principles of Statutory Interpretation, Contract Act, 1872, Transfer of Property Act,1882, Negotiable Instruments Act, 1881, Registration Act, 1908, Bharatiya Nyaya Sanhita, Bharatiya Nagarik Suraksha Paper II Sanhita, Bharatiya Sakshya 6 questions will Adhiniyam, Legal Drafting, RDB be asked, of Act, 1993, SARFAESI, 2002, which candidates RTI Act 2005, Limitation Act, Online Descriptive: will be required to 1963, IBC 2013 etc. Answers to be typed using attempt 4 75 keyboard either in English 50 questions [2 of 15 minutes or Hindi (Remington and marks each (with Note: The above syllabus is Inscript keyboards) difficulty level) only indicative and not and 2 of 10 marks exhaustive. each] # Some questions carry 2 marks each and some questions carry 1 mark each (c) Phase II exam for Manager Grade ‘B’ (IT) Maximum Time Paper Name of the Test Type of Paper No. of Questions Marks English Language Essay, Précis writing, Comprehension and Business/Office Correspondence. Online Descriptive The paper on English shall be framed in -Answers to be 75 Paper I a manner to assess the writing skills 3 75 typed using minutes including expressions and keyboard understanding the topic. Note: The above syllabus is only indicative and not exhaustive. Introduction to Software, Computer Online Objective Fundamentals, Data Structur