Workers' Compensation Part 2

<p>It can be converted to an annuity or other payment form (C)</p> Signup and view all the answers

<p>Compensation for loss of enjoyment of life (A)</p> Signup and view all the answers

<p>Via a two-step process (B)</p> Signup and view all the answers

<p>Contributions, investment income, and other relevant details (A)</p> Signup and view all the answers

<p>Mitigating loss during return-to-work plans (D)</p> Signup and view all the answers

<p>$63,040.73 (D)</p> Signup and view all the answers

<p>Sections 67 to 87 (C)</p> Signup and view all the answers

<p>$6,893.72 (C)</p> Signup and view all the answers

<p>Survivors of a worker who dies from a work-related injury (C)</p> Signup and view all the answers

<p>Based on accident records and safety precautions (D)</p> Signup and view all the answers

<p>Register with the Board (B)</p> Signup and view all the answers

<p>Immediate financial relief (B)</p> Signup and view all the answers

<p>To cover future claims for accidents (C)</p> Signup and view all the answers

<p>Case merits (D)</p> Signup and view all the answers

<p>30 days for certain decisions (B)</p> Signup and view all the answers

<p>Conduct investigations (C)</p> Signup and view all the answers

<p>They can be charged as individuals (B)</p> Signup and view all the answers

<p>They contribute to the insurance fund (B)</p> Signup and view all the answers

<p>Lieutenant Governor (C)</p> Signup and view all the answers

<p>An annual strategic plan (C)</p> Signup and view all the answers

<p>Two years of the offence being known (C)</p> Signup and view all the answers

<p>To incentivize employers to create safer workplaces (A)</p> Signup and view all the answers

<p>To monitor the fund's sufficiency and prevent unfair burdens (C)</p> Signup and view all the answers

<p>Schedule 2 firms are self-insured and bear full accident costs (D)</p> Signup and view all the answers

<p>Additional premiums may be required from all employers (D)</p> Signup and view all the answers

<p>They are not subject to judicial review (B)</p> Signup and view all the answers

<p>By submitting a written notice of objection (A)</p> Signup and view all the answers

<p>The Board can determine injuries caused by accidents (A)</p> Signup and view all the answers

<p>To direct the Board to increase premiums to meet funding standards (D)</p> Signup and view all the answers

Payments for lost wages due to work-related injuries covered by insurance under WSIA.

Wage replacement, lump-sum death benefit, and funeral expenses for workers who die on the job.

5% of loss of earnings payments set aside for retirement, starting after 12 consecutive months of payments.

Compensation for permanent impairment related to loss of enjoyment of life that is not connected to income.

Two-step process for determining non-economic loss payout. First is severity of impairment. Second is the value associated to that impairment based on age.

A pension paid to injured workers over 65, based on the total amount saved, plus interest.

For retirement funds above $3,000, workers can convert their accumulated amount into an annuity or other payment form. Smaller amounts are paid in a lump sum.

Survivors may not receive benefits from both section 45 (retirement income) and section 48 (death benefits) simultaneously.

To calculate the Net Earnings Loss (NEL) for a 30 year old worker with 80% impairment, multiply the daily wage ($1,313.71) by the difference in age (15 years less, than usual 45 years). Then add this result to the standard amount for 100% impairment ($59,095.26). The final result will be multiplied by 0.80 (the percentage of impairment).

To calculate the Net Earnings Loss (NEL) for a worker with 15% impairment, multiply the standard amount for 100% impairment ($45,958.16) by 0.15 (impairment percentage).

Benefits paid to the survivors of a worker who dies due to a work-related injury, under the Workplace Safety and Insurance Act (WSIA).

Employers required to register with the Board within 10 days of hiring; provide annual wage summaries; and do not pay benefits directly to workers, using the premium amounts calculated for accident records and safety precautions.

Employers responsible for their own costs and paying benefits to injured workers; may need to deposit funds with the Board for future claims and obtain insurance coverage for accident costs.

Premium rates for Schedule 1 employers can be adjusted based on safety practices, accident records, compliance with first-aid requirements, workplace injury costs compared to industry standards.

A mechanism allowing an employer to seek some reimbursement of costs resulting from a work-related injury caused by another employer.

The Workplace Safety and Insurance Act's (WSIA) guidelines for administrative procedures, from section 49-66.

The Workers' Safety and Insurance Act (WSIA) aims to promote health and safety in workplaces through various methods, including education, economic sanctions, and financial incentives.

The WSIA uses a system of fluctuating premiums to incentivize employers to improve workplace safety. Companies with poor safety records face higher premiums, encouraging them to adopt safer practices.

Schedule 2 firms, which are self-insured, don't receive the same economic incentives for safety improvement because they bear the full cost of accidents without the pressure of fluctuating premiums.

The WSIA requires the Board to maintain an insurance fund for Schedule 1 employers to ensure adequate resources to pay for benefits and operational costs.

The Board monitors the insurance fund's sufficiency and adjusts premiums as needed to prevent any individual class from being unfairly burdened by past accident costs.

The Board has exclusive authority to make decisions on matters related to the WSIA, including classification of industries, determining injuries caused by accidents, and assessing compliance with return-to-work programs.

Board decisions under the WSIA are final and cannot be challenged in court, ensuring a quick and efficient system for dispute resolution.

Parties disagreeing with a Board decision can file a written notice of objection within specific timeframes, allowing the Board to reconsider its decision or offer mediation.

When evidence for and against a claim is equal, the decision favors the worker.

A party can object to a Board decision within six months (or 30 days for certain decisions) and request reconsideration.

The Tribunal reviews final Board decisions on healthcare, benefits, and classifications based on case merits, not legal precedents.

The Board can inspect employer records and premises to ensure safety, and enforce premium payments.

Offences include false statements, failing to report changes, and non-compliance. Fines contribute to the insurance fund.

The WSIB (formerly the Workers' Compensation Board) manages the WSIA, including safety regulations, compensation, and audits.

The WSIB Board includes a chair, president, and members representing workers and employers.

Every five years, the WSIB develops a strategic plan with the Ministry of Labour.