Workers' Compensation Quiz
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Questions and Answers

Which of the following best describes workers' compensation?

  • A type of insurance that provides medical benefits to employees injured at work
  • A form of insurance that allows employees to sue their employers for negligence
  • A system that ensures workers receive compensation for economic loss
  • A type of insurance that provides wage replacement and medical benefits to employees injured at work (correct)
  • What is the purpose of the compensation bargain in workers' compensation?

  • To reimburse employees for medical expenses
  • To prevent employers from becoming insolvent (correct)
  • To provide workers with disability insurance
  • To allow employees to sue their employers for negligence
  • What is the role of collective liability in workers' compensation?

  • To ensure security of compensation to the workers (correct)
  • To prevent employees from suing their employers
  • To provide reimbursement for medical expenses
  • To compensate workers for economic loss
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