Workers Compensation and Safety Standards Quiz

A system where insurance premiums are determined by the state's average losses for specific job categories.

A rating system that adjusts premiums based on the actual claims made during the policy year.

A fixed premium based on the manual rate at the time the policy was issued.

A discount applied to premiums for large companies due to lower administrative costs.

A standard developed by OSHA to prevent the release of hazardous chemicals.

The government agency responsible for regulating safety and environmental protection.

A system for calculating insurance premiums based on the same manual rate book used by all companies.

A method of accident prevention that aims to stop accidents from happening in the first place by analyzing potential hazards and implementing preventive measures.

A strategy in accident prevention that focuses on reducing the frequency of the most common accidents.

A strategy in accident prevention that focuses on reducing the accidents that cause the most serious injuries or damage.

A strategy in accident prevention that focuses on reducing the accidents that are the most expensive.

A theory that suggests accidents are usually caused by multiple factors working together.

A theory that suggests accidents and injuries often involve the transfer of energy, and the severity of injuries is related to the amount, method, and speed of energy transfer.

A theory that explains accidents as a chain reaction of events, beginning with social events and culminating in an injury.

The process of justifying an investment by presenting its financial benefits.

A strategy in accident prevention that identifies and addresses the most significant hazards and risks in an organization.

A plan that outlines how a business will continue to operate and provide services during disruptions caused by natural disasters, fires, or pandemics.

Events that can lead to emergencies, such as fires, explosions, or the release of hazardous materials.

A plan that outlines procedures for handling emergencies within a facility.

A plan that addresses external disasters that could impact a business.

Emergency procedures that include shutting down ventilation, elevators, and all exits, preventing entry or exit.

The process of investigating accidents to prevent future occurrences, identify causes, provide legal evidence, and assess losses.

Accident investigations conducted immediately after the event to obtain fresh information, study the accident scene, and demonstrate concern for employee safety.

Auditors must be unbiased in their work and avoid any conflicts of interest, ensuring their judgments are not influenced.

This principle emphasizes the need for auditors to report information truthfully and accurately, ensuring the reliability of financial statements.

The use of due diligence and judgment in auditing, ensuring that the audit process is conducted thoroughly and professionally.

Auditors must keep confidential information obtained during the audit process secure and use it only for the purpose intended.

This principle emphasizes the need for auditors to use a logical and systematic approach to reach reliable and reproducible conclusions based on verifiable evidence.

A documented record of every incident, including important details about the event, which helps identify patterns and improve future responses.

A process to identify the root cause of a failure or mistake, aiming to address the underlying problem and prevent future occurrences.

A comprehensive evaluation of a safety management system to assess its effectiveness in managing risks and identify areas for improvement.

A thorough review of a process or system to identify any safety hazards or potential problems, focusing on proactively addressing issues.

A type of audit where the organization evaluates its own performance against internal standards and identifies areas for improvement.

An audit conducted by an external party, allowing the organization to compare its safety performance with industry best practices and benchmark against others.

A comprehensive audit program that focuses on implementing corrective action systems to address issues identified during the audit, promoting continuous improvement.

A thorough examination of rigging equipment, checking for wear, damage, or any defect that could compromise safety.