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What are depositors entitled to when the conditions for the use of their money are breached?
What are depositors entitled to when the conditions for the use of their money are breached?
In the relationship between a bank and its depositor, who is considered the debtor?
In the relationship between a bank and its depositor, who is considered the debtor?
What type of agreement governs the relationship between a bank and its depositor based on the text?
What type of agreement governs the relationship between a bank and its depositor based on the text?
What is the compensation for the use of money, in the absence of any stipulation?
What is the compensation for the use of money, in the absence of any stipulation?
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What is forbearance of goods as explained in the text?
What is forbearance of goods as explained in the text?
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How are savings deposits in banks and similar institutions governed according to Article 1980 of the Civil Code?
How are savings deposits in banks and similar institutions governed according to Article 1980 of the Civil Code?
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What is the key requirement for a dacion en pago to be considered valid?
What is the key requirement for a dacion en pago to be considered valid?
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What is the legal basis for applying the law on sales to a dacion en pago?
What is the legal basis for applying the law on sales to a dacion en pago?
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When does a dacion en pago extinguish the debtor's obligation?
When does a dacion en pago extinguish the debtor's obligation?
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What is the key difference between a dacion en pago and a mere transfer of possession?
What is the key difference between a dacion en pago and a mere transfer of possession?
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What are the three stages of a contract of sale that must be reviewed to determine if a dacion en pago was perfected?
What are the three stages of a contract of sale that must be reviewed to determine if a dacion en pago was perfected?
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Which of the following is NOT a key characteristic of a dacion en pago according to the text?
Which of the following is NOT a key characteristic of a dacion en pago according to the text?
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What is the main difference between an irregular deposit and a loan, according to the text?
What is the main difference between an irregular deposit and a loan, according to the text?
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What was the benefit that Smith, Bell & Co. received from the transaction with Rogers?
What was the benefit that Smith, Bell & Co. received from the transaction with Rogers?
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What was the third requisite for an irregular deposit, as indicated by Manresa?
What was the third requisite for an irregular deposit, as indicated by Manresa?
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Based on the text, which of the following statements about the contract between Rogers and Smith, Bell & Co. is true?
Based on the text, which of the following statements about the contract between Rogers and Smith, Bell & Co. is true?
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What did Smith, Bell & Co. say in their letter to Rogers on June 30, 1888?
What did Smith, Bell & Co. say in their letter to Rogers on June 30, 1888?
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What is the primary purpose of Presidential Decree No. 116 (P.D. No. 116)?
What is the primary purpose of Presidential Decree No. 116 (P.D. No. 116)?
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What does the phrase "All Acts and parts of Acts" in Section 11 of P.D. No. 116 refer to?
What does the phrase "All Acts and parts of Acts" in Section 11 of P.D. No. 116 refer to?
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What is the significance of the repealing clause in Section 11 of P.D. No. 116?
What is the significance of the repealing clause in Section 11 of P.D. No. 116?
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What was the legal interest rate for loans, forbearance of money, goods, credits or judgments before the issuance of P.D. No. 116?
What was the legal interest rate for loans, forbearance of money, goods, credits or judgments before the issuance of P.D. No. 116?
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What entity was given the authority to prescribe the legal interest rate after P.D. No. 116 was issued?
What entity was given the authority to prescribe the legal interest rate after P.D. No. 116 was issued?
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Based on the information provided, what can be inferred about the intent behind P.D. No. 116?
Based on the information provided, what can be inferred about the intent behind P.D. No. 116?
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What is the relationship between the card company and the card holder, according to the text?
What is the relationship between the card company and the card holder, according to the text?
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When does the creditor-debtor relationship arise, according to the text?
When does the creditor-debtor relationship arise, according to the text?
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What does the text say the cardholder's use of the credit card to pay for a purchase represents?
What does the text say the cardholder's use of the credit card to pay for a purchase represents?
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When does the binding loan agreement between the parties occur?
When does the binding loan agreement between the parties occur?
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What is the question the text is attempting to answer?
What is the question the text is attempting to answer?
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When Union Bank disapproved Rico's purchase request on November 20, 2005, was Union Bank liable to pay moral damages?
When Union Bank disapproved Rico's purchase request on November 20, 2005, was Union Bank liable to pay moral damages?
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