Retail Loan Products Policy Synopsis
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Questions and Answers

What is the minimum loan tenure for the Affordable Home Loan Product?

  • 20 years
  • 10 years (correct)
  • 5 years
  • 15 years

What is the maximum loan amount that can be disbursed for the Nibash Construction loan product?

  • 85 Lac (correct)
  • 50 Lac
  • 70 Lac
  • 1 Crore

What is the maximum Loan to Value (LTV) ratio for the Boshoti loan product?

  • 75%
  • 70%
  • 80%
  • 85% (correct)

What is the minimum land size required for the Nibash Construction loan product?

<p>1.5 Katha (A)</p> Signup and view all the answers

What is the minimum annual income requirement for the Affordable Home Loan Product?

<p>$20,000 - $50,000 (C)</p> Signup and view all the answers

What is the maximum moratorium period for the Neer loan product?

<p>24 months (D)</p> Signup and view all the answers

What is the minimum age requirement for the applicant to be eligible for the loan?

<p>21 years (B)</p> Signup and view all the answers

What is the minimum land size required for the loan?

<p>2 Katha (B)</p> Signup and view all the answers

What is the maximum loan tenure for Seg – B category?

<p>25 years (C)</p> Signup and view all the answers

What is the minimum required monthly income for Self-Pro applicants?

<p>BDT 40,000 (A)</p> Signup and view all the answers

What is the moratorium period for Premium Cat customers from the 1st phase?

<p>36 months (C)</p> Signup and view all the answers

What is the Loan to Value (LTV) or Loan to Cost (LTC) range for Seg – C category?

<p>40% - 55% (A)</p> Signup and view all the answers

What is the required construction stage for a Platinum Cat loan?

<p>Plinth level (D)</p> Signup and view all the answers

What is the minimum total experience required for a Cat-B customer?

<p>6 months (A)</p> Signup and view all the answers

What is the percentage of rental income consideration for commercial rental properties?

<p>70% (C)</p> Signup and view all the answers

What is the maximum age limit for Co-Applicants to be eligible for the loan?

<p>65 Years (C)</p> Signup and view all the answers

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