Retail Loan Products Policy Synopsis

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16 Questions

What is the minimum loan tenure for the Affordable Home Loan Product?

10 years

What is the maximum loan amount that can be disbursed for the Nibash Construction loan product?

85 Lac

What is the maximum Loan to Value (LTV) ratio for the Boshoti loan product?

85%

What is the minimum land size required for the Nibash Construction loan product?

1.5 Katha

What is the minimum annual income requirement for the Affordable Home Loan Product?

$20,000 - $50,000

What is the maximum moratorium period for the Neer loan product?

24 months

What is the minimum age requirement for the applicant to be eligible for the loan?

21 years

What is the minimum land size required for the loan?

2 Katha

What is the maximum loan tenure for Seg – B category?

25 years

What is the minimum required monthly income for Self-Pro applicants?

BDT 40,000

What is the moratorium period for Premium Cat customers from the 1st phase?

36 months

What is the Loan to Value (LTV) or Loan to Cost (LTC) range for Seg – C category?

40% - 55%

What is the required construction stage for a Platinum Cat loan?

Plinth level

What is the minimum total experience required for a Cat-B customer?

6 months

What is the percentage of rental income consideration for commercial rental properties?

70%

What is the maximum age limit for Co-Applicants to be eligible for the loan?

65 Years

Explore the policy synopsis for approved retail loan products including affordable home loans. Learn about the purpose, security mode, loan tenure, minimum and maximum loan amounts, LTV/LTC, land access requirements, income details, and more.

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