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Retail Loan Products Policy Synopsis

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Questions and Answers

What is the minimum loan tenure for the Affordable Home Loan Product?

20 years

10 years (correct)

5 years

15 years

What is the maximum loan amount that can be disbursed for the Nibash Construction loan product?

85 Lac (correct)

50 Lac

70 Lac

1 Crore

What is the maximum Loan to Value (LTV) ratio for the Boshoti loan product?

75%

70%

80%

85% (correct)

What is the minimum land size required for the Nibash Construction loan product?

1.5 Katha Signup and view all the answers

What is the minimum annual income requirement for the Affordable Home Loan Product?

$20,000 - $50,000 Signup and view all the answers

What is the maximum moratorium period for the Neer loan product?

24 months Signup and view all the answers

What is the minimum age requirement for the applicant to be eligible for the loan?

21 years Signup and view all the answers

What is the minimum land size required for the loan?

2 Katha Signup and view all the answers

What is the maximum loan tenure for Seg – B category?

25 years Signup and view all the answers

What is the minimum required monthly income for Self-Pro applicants?

BDT 40,000 Signup and view all the answers

What is the moratorium period for Premium Cat customers from the 1st phase?

36 months Signup and view all the answers

What is the Loan to Value (LTV) or Loan to Cost (LTC) range for Seg – C category?

40% - 55% Signup and view all the answers

What is the required construction stage for a Platinum Cat loan?

Plinth level Signup and view all the answers

What is the minimum total experience required for a Cat-B customer?

6 months Signup and view all the answers

What is the percentage of rental income consideration for commercial rental properties?

70% Signup and view all the answers

What is the maximum age limit for Co-Applicants to be eligible for the loan?

65 Years Signup and view all the answers